BELVIVE
ActiveSummary
The computed 12-month bankruptcy probability of BELVIVE is 1.6% (moderate). The 2025 annual accounts show equity of €13k and a net result of €4k. Its solvency ranks better than 40% of 4659 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-1
Solvency40▲+7
Growth52
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.62 in 2024; short-term debt: 59.4% and cash: 18.6% of total assets), and 85.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 d early
2024
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 51.1%
2024 · €8k
2024: €8k
2025: €13k▲ +51.1% vs 2024
2024 → 2025
Total assets
€86k▼ 19.7%
2024 · €107k
2024: €107k
2025: €86k▼ -19.7% vs 2024
2024 → 2025
Net result
€4k▼ 27.3%
2024 · €6k
2024: €6k
2025: €4k▼ -27.3% vs 2024
2024 → 2025
Working capital
€-14k▲ 46.9%
2024 · €-26k
2024: €-26k
2025: €-14k▲ +46.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€13k▲ 51.1%
2024: €8k
2025: €13k▲ +51.1% vs 2024
Operating result€10k-€8k▼ 14.3%
2024: €10k
2025: €8k▼ -14.3% vs 2024
Net result€6k-€4k▼ 27.3%
2024: €6k
2025: €4k▼ -27.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€48k ▼ 24.9%
Current assets
€37k ▼ 11.9%
Equity and liabilities €86k
Equity
€13k ▲ 51.1%
Debt
€73k ▼ 25.8%
Debt's share of the balance-sheet total falls from 92.1% to 85.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €23k
Cash flow
€20k▲
2024 · €19k
Current ratio
0.73▲
2024 · 0.62
Quick ratio
0.33▼
2024 · 0.42
Debt to equity
5.76▼
2024 · 11.72
ROE
33.8%▼
2024 · 70.3%
ROA
5.0%▼
2024 · 5.5%
Interest coverage
13.82▼
2024 · 19.37
Debt ≤ 1 year
€51k▼
2024 · €68k
Debt > 1 year
€22k▼
2024 · €30k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€107k€86k▼
Fixed assets21/28€64k€48k▼
Tangible fixed assets22/27€64k€48k▼
Plant, machinery and equipment23€20k€15k▼
Furniture and vehicles24€44k€33k▼
Current assets29/58€42k€37k▼
Stocks and contracts in progress3€14k€20k▲
Stocks30/36€14k€20k▲
Amounts receivable within one year40/41-€48
Other amounts receivable41-€48
Cash at bank and in hand54/58€28k€16k▼
Deferred charges and accrued income490/1€865€928▲
Equity and liabilities
Total equity and liabilities10/49€107k€86k▼
Equity10/15€8k€13k▲
Contributions10/11€3k€3k=
Reserves13€6k€10k▲
Distributable reserves133€6k€10k▲
Amounts payable17/49€99k€73k▼
Amounts payable after more than one year17€30k€22k▼
Financial debts170/4€30k€22k▼
Amounts payable within one year42/48€68k€51k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€15k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€40k€30k▼
Accrued charges and deferred income492/3-€118
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€200€299▲
Gross operating margin9900€23k€25k▲
Operating profit (loss)9901€10k€8k▼
Financial income75/76B€92€82▼
Recurring financial income75€92€82▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€9k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€4k▼
Transfer to equity691/2€6k€4k▼
To other reserves6921€6k€4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €16k | ▲ 24.2% |
| Other operating charges640/8 | €200 | €299 | ▲ 49.4% |
| Gross operating margin9900 | €23k | €25k | ▲ 8.1% |
| Operating profit (loss)9901 | €10k | €8k | ▼ 14.3% |
| Financial income75/76B | €92 | €82 | ▼ 11.5% |
| Recurring financial income75 | €92 | €82 | ▼ 11.5% |
| Financial charges65/66B | €1k | €2k | ▲ 51.1% |
| Recurring financial charges65 | €1k | €2k | ▲ 51.1% |
| Profit (loss) for the period before taxes9903 | €9k | €7k | ▼ 23.1% |
| Income taxes67/77 | €3k | €2k | ▼ 13.9% |
| Profit (loss) for the period9904 | €6k | €4k | ▼ 27.3% |
| Profit (loss) for the period to be appropriated9905 | €6k | €4k | ▼ 27.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €107k | €86k | ▼ 19.7% |
| Fixed assets21/28 | €64k | €48k | ▼ 24.9% |
| Tangible fixed assets22/27 | €64k | €48k | ▼ 24.9% |
| Plant, machinery and equipment23 | €20k | €15k | ▼ 25.0% |
| Furniture and vehicles24 | €44k | €33k | ▼ 24.8% |
| Current assets29/58 | €42k | €37k | ▼ 11.9% |
| Stocks and contracts in progress3 | €14k | €20k | ▲ 47.5% |
| Stocks30/36 | €14k | €20k | ▲ 47.5% |
| Amounts receivable within one year40/41 | - | €48 | - |
| Other amounts receivable41 | - | €48 | - |
| Cash at bank and in hand54/58 | €28k | €16k | ▼ 42.3% |
| Deferred charges and accrued income490/1 | €865 | €928 | ▲ 7.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €107k | €86k | ▼ 19.7% |
| Equity10/15 | €8k | €13k | ▲ 51.1% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €6k | €10k | ▲ 72.7% |
| Distributable reserves133 | €6k | €10k | ▲ 72.7% |
| Amounts payable17/49 | €99k | €73k | ▼ 25.8% |
| Amounts payable after more than one year17 | €30k | €22k | ▼ 27.7% |
| Financial debts170/4 | €30k | €22k | ▼ 27.7% |
| Amounts payable within one year42/48 | €68k | €51k | ▼ 25.1% |
| Current portion of amounts payable after more than one year42 | €8k | €9k | ▲ 13.2% |
| Trade debts44 | €5k | €8k | ▲ 63.2% |
| Suppliers440/4 | €5k | €8k | ▲ 63.2% |
| Taxes, remuneration and social security45 | €15k | €4k | ▼ 71.4% |
| Taxes450/3 | €7k | €4k | ▼ 35.2% |
| Remuneration and social security454/9 | €9k | €0 | ▼ 100% |
| Other amounts payable47/48 | €40k | €30k | ▼ 25.5% |
| Accrued charges and deferred income492/3 | - | €118 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €4k | ▼ 27.3% |
| + Depreciation and write-downs630 | €13k | €16k | ▲ 24.2% |
| Operating cash flow (approximation) | €19k | €20k | ▲ 8.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-12k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2023
Ground area
326 m²
Building footprint
258 m²
Volume, LiDAR
2,170 m³
Parcel 46443E0404/00H002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BELVIVE
since 20232.346.340.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0404/00H002 | Flanders | 326 m² | 1 · 258 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MV BEAUTY ART
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MYSELF
BE 1017.002.834
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FIFTH AVENUE
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Of 24,855 companies in sector 96220 we hold annual accounts for 1,439. 1,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2023
Fiscal year end30-06
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
Scores and ratios are computed by Checked and are not a credit decision.