Belvil Immo
ActiveBelvil Immo has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-186k) and a net result of €160k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.04 in 2024; short-term debt: 717.5% and cash: 27.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-617.5%
Return on assets
530.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 14056 sector peers (2025).
NBB · sector comparisonPosition among 14056 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
11 d early
2023
56 d late
2022
12 d early
2021
11 d late
2021
2 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-186k▲ 46.2%
2024 · €-346k
2019: €38k
2020: €38k
2021: €26k
2021: €-107k
2022: €-114k
2023: €-281k
2024: €-346k
2019 → 2025
Total assets
€30k▼ 39.1%
2024 · €50k
2019: €88k
2020: €58k
2021: €122k
2021: €171k
2022: €210k
2023: €85k
2024: €50k
2019 → 2025
Net result
€160k
2024 · €-65k
2019: €-2k
2020: €378
2021: €-12k
2021: €-133k
2022: €-7k
2023: €-166k
2024: €-65k
2019 → 2025
Working capital
€-203k▲ 46.2%
2024 · €-378k
2019: €26k
2020: €32k
2021: €-258
2021: €-172k
2022: €-174k
2023: €-331k
2024: €-378k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-107k-€-114k▼ 6.7%€-281k▼ 146%€-346k▼ 23.2%€-186k▲ 46.2%
Operating result€-132k-€-5k▲ 95.9%€-163k▼ 2,877%€-62k▲ 61.9%€160k
Net result€-133k-€-7k▲ 94.6%€-166k▼ 2,227%€-65k▲ 60.8%€160k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €160k after a loss of €62k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€17k▼ 46.5%
Current assets
€13k▼ 25.5%
Key figures and ratios
EBITDA
€179k▲
2024 · €-45k
Cash flow
€179k▲
2024 · €-48k
Solvency
-617.5%▲
2024 · -698.7%
Current ratio
0.06▲
2024 · 0.04
Quick ratio
0.06▲
2024 · 0.04
Debt / equity
-1.16▼
2024 · -1.14
ROA
530.5%▲
2024 · -131.8%
Interest coverage
267.49▲
2024 · -20.09
Debt
€216k▼
2024 · €396k
Debt ≤ 1 year
€216k▼
2024 · €395k
Income taxes
€510▼
2024 · €790
Staff costs
€378▼
2024 · €806
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€30k▼
Fixed assets21/28€32k€17k▼
Intangible fixed assets21€1k€1k▼
Tangible fixed assets22/27€28k€13k▼
Plant, machinery and equipment23€13k€6k▼
Furniture and vehicles24€14k€7k▼
Financial fixed assets28€3k€3k=
Current assets29/58€17k€13k▼
Amounts receivable within one year40/41€15k€2k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€114€8k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€50k€30k▼
Equity10/15€-346k€-186k▲
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-379k€-219k▲
Amounts payable17/49€396k€216k▼
Amounts payable within one year42/48€395k€216k▼
Current portion of amounts payable after more than one year42€14k-
Trade debts44€48k€33k▼
Suppliers440/4€48k€33k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€326k€174k▼
Accrued charges and deferred income492/3€384-
Income statement
Code20242025
Remuneration, social security and pensions62€806€378▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€-41k€180k▲
Operating profit (loss)9901€-62k€160k▲
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€2k€669▼
Recurring financial charges65€2k€669▼
Profit (loss) for the period before taxes9903€-64k€160k▲
Income taxes67/77€790€510▼
Profit (loss) for the period9904€-65k€160k▲
Profit (loss) for the period to be appropriated9905€-65k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-379k€-219k▲
Profit (loss) brought forward from the previous period14P€-314k€-379k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €160k
Net result €160k after 5 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial
Weakest financial yearnet €-166k
Net result drops to €-166k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €378
Net result €378 after one loss-making year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Neuville 444821 DisonGround area
5,512 m²
Building footprint
1,796 m²
Volume, LiDAR
605 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo P. Emontspool
since 20092.180.105.484
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63023B0064/00N000 | Wallonia | 4,387 m² | 1 · 1,683 m² | - |
| 63002B0310/00P000 | Wallonia | 1,125 m² | 1 · 114 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KYMMO
BE 0505.786.011
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WINDESHAUSEN PROPERTIES
BE 0686.745.350
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MAJUBO
BE 0724.841.111
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PHD
BE 0475.399.869
Boom · Eq €26k
@ DREAM HOME
BE 0892.721.583
Meise · Eq €26k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2009
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.