Skip to content

Belvie

Active
Private limited companyfounded 2005active for 20 yearsMartelarenlaan 201, 3010 Leuven, BelgiumKBO/BCE: BE 0878.342.225
Summary

Belvie has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368,857 and a net result of €63,540. Equity has been shrinking by about 7.7% per year since 2018. Its solvency ranks better than 95% of 3,306 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-12-2005 Normal situation
Activity
Repair and maintenance of other personal and household goods NACE 95290
Establishment unit
2.151.186.816 3010 Leuven, since 18-01-2006
Financial year end
31 December
Peppol
Reachable since 20-12-2025

Board and ownership

Shareholders
  • Karen Schepensannual accounts 2017
  • Koen Van Eygenannual accounts 2017

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€95,173
▼ 13.9%
Turnover
≈ €230,000
estimated
Profit
€63,540
▼ 3.4%
Equity
€368,857
▲ 20.8%
Total assets
€406,479
▲ 22.1%
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 9.47, cash €93,934Equity €368,857 (90.7% of total assets)Founded in 2005Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 90.7% of total assets
Liquidity 79-21
short-term debt 9.1% · cash 23.1%
Profitability 88-5
return on assets 15.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.47 (11.78 in 2024), above the usual 1.5. Short-term debt is 9.1% and cash 23.1% of total assets. 9.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 79% on liquidity, 78% on profitability and 69% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 9.47, cash €93,934
NBB · annual accounts
lowers risk · Equity €368,857 (90.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €368,857
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
12 days late
2023
26 days late
2022
7 days late
2021
2 days early
2020
30 days late
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in repair of computers and personal goodssector median 37.8% · 3,306 companies 90.7% View

Recent changes

  1. · Gazette deed Company renamed from Koli3 to BelvieCapital decrease of €135,000 to €48,600 · Resignations: VAN EYGEN Koen (director) and SCHEPENS Karen Magda (director) · Appointments: VAN EYGEN Koen (director) and SCHEPENS Karen Magda (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Belvie: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €349,000 and €571,000, founded between 2003 and 2009.

CompanyTotal assetsGross margin
Belvie Leuven€406,479€95,173
PROCIREP BELUX Zaventem€409,513€118,968
Alvaket Belgium Sint-Truiden€450,952€102,619
SLOT EXPERT Nazareth€524,779€95,289
E.D.A. Malle€404,545€147,440
HAUTE COUTURE Nieuwpoort€571,498€100,568
J.S. OFFSET SERVICES Hoogstraten€348,950€61,806
Full comparison

Key facts about Belvie

What is the company number of Belvie?
The company number of Belvie is 0878.342.225. The VAT number is the same number with BE in front: BE 0878.342.225.
Where is Belvie based?
The registered office is at Martelarenlaan 201, 3010 Leuven.Company details
What does Belvie do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of Belvie?
The legal form of Belvie is Private limited company (BV).
When was Belvie founded?
Belvie was founded on 15-12-2005.
Is Belvie still active?
Yes, Belvie is an active enterprise in the KBO register.
What is the turnover of Belvie?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €95,173 and 37 comparable companies (NACE 95). It probably lies between €170,000 and €350,000.Financials
Is Belvie profitable?
In financial year 2025, Belvie made a profit of €63,540.
Where can I find the annual accounts of Belvie?
Belvie filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Belvie due?
Belvie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.