BELV-U

Active

Private limited companyfounded 20224 yrs activeGrotehondstraat 11, 2018 Antwerpen, BelgiumKBO/BCE: BE 0787.945.648

Summary

BELV-U has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €22k. Its solvency ranks better than 72% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysis Watch Report Compare

BELV-UActiveChecked score 82/100

Risk analysis Report Compare

Checked score

Score 2025

82 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+3

Growth52

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 3.92 against 3.09 in 2024; short-term debt: 23.7% and cash: 4.5% of total assets), and 23.7% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Activities of head offices; management consultancy activities (NACE 70)

about 69% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

1 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close25-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€64k▲ 52.9%

2024 · €42k

2024: €42k 2025: €64k▲ +52.9% vs 2024

2024 → 2025

Total assets

€84k▲ 44.8%

2024 · €58k

2024: €58k 2025: €84k▲ +44.8% vs 2024

2024 → 2025

Net result

€22k▼ 43.0%

2024 · €39k

2024: €39k 2025: €22k▼ -43.0% vs 2024

2024 → 2025

Working capital

€58k▲ 73.1%

2024 · €33k

2024: €33k 2025: €58k▲ +73.1% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€42k-€64k▲ 52.9% 2024: €42k 2025: €64k▲ +52.9% vs 2024

Operating result€54k-€29k▼ 45.8% 2024: €54k 2025: €29k▼ -45.8% vs 2024

Net result€39k-€22k▼ 43.0% 2024: €39k 2025: €22k▼ -43.0% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 46% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €84k

92.8%

Fixed assets €6k ▼ 27.8%

Current assets €78k ▲ 57.1%

Equity and liabilities €84k

76.3%

23.7%

Equity €64k ▲ 52.9%

Debt €20k ▲ 23.7%

Debt's share of the balance-sheet total falls from 27.7% to 23.7%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€32k▼

2024 · €57k

Cash flow

€24k▼

2024 · €42k

Current ratio

3.92▲

2024 · 3.09

Debt to equity

0.31▼

2024 · 0.38

ROE

34.6%▼

2024 · 92.8%

ROA

26.4%▼

2024 · 67.1%

Interest coverage

39.77▲

2024 · 19.03

Debt ≤ 1 year

€20k▲

2024 · €16k

Income taxes

€8k▼

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines

Balance sheet Code20242025

Assets

Total assets20/58€58k€84k▲

Fixed assets21/28€8k€6k▼

Tangible fixed assets22/27€8k€6k▼

Furniture and vehicles24€8k€6k▼

Current assets29/58€49k€78k▲

Amounts receivable within one year40/41€44k€73k▲

Trade receivables40€22k€24k▲

Other amounts receivable41€22k€48k▲

Cash at bank and in hand54/58€5k€4k▼

Deferred charges and accrued income490/1-€1k

Equity and liabilities

Total equity and liabilities10/49€58k€84k▲

Equity10/15€42k€64k▲

Contributions10/11€3k€3k=

Reserves13€39k€61k▲

Distributable reserves133€39k€61k▲

Amounts payable17/49€16k€20k▲

Amounts payable within one year42/48€16k€20k▲

Trade debts44€3k€1k▼

Suppliers440/4€3k€1k▼

Taxes, remuneration and social security45€13k€19k▲

Taxes450/3€13k€15k▲

Remuneration and social security454/9-€4k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼

Other operating charges640/8€2k€869▼

Non-recurring operating charges66A€716€0▼

Gross operating margin9900€59k€32k▼

Operating profit (loss)9901€54k€29k▼

Financial income75/76B€149€1k▲

Recurring financial income75€149€1k▲

Financial charges65/66B€3k€793▼

Recurring financial charges65€3k€793▼

Profit (loss) for the period before taxes9903€51k€30k▼

Income taxes67/77€12k€8k▼

Profit (loss) for the period9904€39k€22k▼

Profit (loss) for the period to be appropriated9905€39k€22k▼

Appropriation of the result

Profit (loss) to be appropriated9906€39k€22k▼

Transfer to equity691/2€39k€22k▼

To other reserves6921€39k€22k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€3k	€2k	▼ 28.7%
Other operating charges640/8	€2k	€869	▼ 46.6%
Non-recurring operating charges66A	€716	€0	▼ 100%
Gross operating margin9900	€59k	€32k	▼ 45.5%
Operating profit (loss)9901	€54k	€29k	▼ 45.8%
Financial income75/76B	€149	€1k	▲ 863%
Recurring financial income75	€149	€1k	▲ 863%
Financial charges65/66B	€3k	€793	▼ 73.6%
Recurring financial charges65	€3k	€793	▼ 73.6%
Profit (loss) for the period before taxes9903	€51k	€30k	▼ 41.5%
Income taxes67/77	€12k	€8k	▼ 36.7%
Profit (loss) for the period9904	€39k	€22k	▼ 43.0%
Profit (loss) for the period to be appropriated9905	€39k	€22k	▼ 43.0%

Line	2024	2025	Change
Assets
Total assets20/58	€58k	€84k	▲ 44.8%
Fixed assets21/28	€8k	€6k	▼ 27.8%
Tangible fixed assets22/27	€8k	€6k	▼ 27.8%
Furniture and vehicles24	€8k	€6k	▼ 27.8%
Current assets29/58	€49k	€78k	▲ 57.1%
Amounts receivable within one year40/41	€44k	€73k	▲ 64.6%
Trade receivables40	€22k	€24k	▲ 11.2%
Other amounts receivable41	€22k	€48k	▲ 118%
Cash at bank and in hand54/58	€5k	€4k	▼ 28.7%
Deferred charges and accrued income490/1	-	€1k	-
Equity and liabilities
Total equity and liabilities10/49	€58k	€84k	▲ 44.8%
Equity10/15	€42k	€64k	▲ 52.9%
Contributions10/11	€3k	€3k	=
Reserves13	€39k	€61k	▲ 57.0%
Distributable reserves133	€39k	€61k	▲ 57.0%
Amounts payable17/49	€16k	€20k	▲ 23.7%
Amounts payable within one year42/48	€16k	€20k	▲ 23.7%
Trade debts44	€3k	€1k	▼ 63.8%
Suppliers440/4	€3k	€1k	▼ 63.8%
Taxes, remuneration and social security45	€13k	€19k	▲ 47.3%
Taxes450/3	€13k	€15k	▲ 15.6%
Remuneration and social security454/9	-	€4k	-

Line	2024	2025	Change
Profit (loss) for the period9904	€39k	€22k	▼ 43.0%
+ Depreciation and write-downs630	€3k	€2k	▼ 28.7%
Operating cash flow (approximation)	€42k	€24k	▼ 41.9%
Investment in fixed assets (approximation)	-	€0	-
Change in cash	-	€-2k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-10-2026

2025

29-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

30-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2022

seat establishment The establishment unit on the map

Ground area

84 m²

Building footprint

56 m²

Volume, LiDAR

643 m³

Parcel 11806F1262/00G011, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

BELV-U

Grotehondstraat 11, 2018 AntwerpenBusiness consulting

since 20222.334.007.268

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11806F1262/00G011	Flanders	84 m²	1 · 56 m²	13.3 m · 4 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

VAN RANSBEECK R.

BE 0448.605.105

Dendermonde · Eq €63,951

Londerzeel · Eq €63,938

MATEM-IS

BE 0639.967.693

Braine-l'Alleud · Eq €63,965

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded01-07-2022

Fiscal year end31-03

Activities, NACEBEL 2025

70200Business and other management consultancy

82100Office administrative and support services

82990Other business support services

85592Vocational training

Scores and ratios are computed by Checked and are not a credit decision.