BELUX INVEST

Active

Private limited company (pre-2019)founded 2008active for 18 yearsHandbooghof 1, 1500 Halle, BelgiumKBO/BCE: BE 0806.826.204

Summary

The computed 12-month bankruptcy probability of BELUX INVEST is 2.7% (moderate). The annual accounts of BELUX INVEST for financial year 2024 show a net loss of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €93,568 and a net result of -€222,607. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 13% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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BELUX INVESTActiveChecked score 49/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

7th largest company by total assets in Halle, Construction sector1 site

Size

€4.4mtotal assets 2024

Equity: €93,568
Loss: -€222,607

Turnover not published (abbreviated or micro format)

Financial health

49 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.7%

Structure

2025 accounts not filed, 91 days past the deadline2 of 7 deeds summarised

Why 49raises riskLiquidity: current ratio 2.12, cash €39,4431 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 30-10-2025)lowers riskSize: total assets €4.4mShow the evidence

Checked score

Score 2024

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 13% of its sector peers (NACE 41, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 27-6

equity 2.1% of total assets

Liquidity 30-3

short-term debt 43.4% · cash 0.9%

Profitability 12-4

return on assets -5.1%

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)

Last 24 months 11-2024: 1.5% 12-2024: 1.9%▲ +0.4 percentage points vs 11-2024 01-2025: 1.1%▼ -0.8 percentage points vs 12-2024lowest value 02-2025: 1.2%▲ +0.1 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.2 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.2 percentage points vs 07-2025 09-2025: 2.1%▲ +0.3 percentage points vs 08-2025 10-2025: 2.3%▲ +0.2 percentage points vs 09-2025 11-2025: 1.2%▼ -1.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.3%▲ +0.1 percentage points vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.3 percentage points vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026 09-2026: 2.3%▲ +0.1 percentage points vs 08-2026 10-2026: 2.7%▲ +0.4 percentage points vs 09-2026highest value

Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 2.12, compared with 2.25 in 2023, above the usual 1.5; short-term debt: 43.4% and cash: 0.9% of total assets), but 97.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 10% on solvency, 32% on liquidity, 7% on profitability and 4% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.

lowers riskraises risk

Liquidity: current ratio 2.12, cash €39,443

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 2 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 30-10-2025)

NBB · annual accounts

Size: total assets €4.4m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

18192021222324

2018 to 2024 · latest year -€222,607

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9837 sector peers (2024).

NBB · sector comparison

Position among 9837 sector peers

Solvency

better than 13%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 91 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline30-10-2026 today

2024 accounts filed 91 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

91 days late

2023

135 days late

2022

5 days early

2021

73 days late

2020

90 days late

2019

122 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 84 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€222,607
13-12-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: 4 loss-making years in a rowloss financial year 2024 -€222,607 View
Risk: 2025 accounts not fileddeadline was 31-07-2026 91 days past the deadline View
Caution: Result fell in 2024from -€93,639 to -€222,607 ▼ 138% View
Caution: Among the weakest 5% on net resultsector median €7,914 · 9,827 companies -€222,607 View

By topic

Financials

Financial year: 2024
Total assets: €4.4m
Loss: -€222,607
Solvency: 2.1%

Total assets▲ 7.9%

Net result

20182024

Go to Financials

Timeline

Events: 21
Since: 2010

10-11-2023Resignation: Anthony Luckx (director)
26-07-2023Annual accounts filed
12-10-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General construction of residential buildingsNACE 41001
Founded: 03-10-2008
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about BELUX INVEST

What is the company number of BELUX INVEST?: 0806.826.204. In Belgium the VAT number is the company number with BE in front: BE 0806.826.204.
Where is BELUX INVEST based?: The registered office is at Handbooghof 1, 1500 Halle.Company details
What does BELUX INVEST do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BELUX INVEST?: Private limited company (pre-2019) (BVBA).
When was BELUX INVEST founded?: On 03-10-2008.
Is BELUX INVEST still active?: Yes, BELUX INVEST is an active enterprise in the KBO register.
What is the turnover of BELUX INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BELUX INVEST profitable?: In financial year 2024, BELUX INVEST made a loss of €222,607.
Where can I find the annual accounts of BELUX INVEST?: BELUX INVEST filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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Overview

Checked score

Signals

Key points

By topic

Financials

Timeline

Company details

Key facts about BELUX INVEST

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