Beltraco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €37k and a net result of €18k. Its solvency ranks better than 37% of 9864 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€37k▲ 95.8%
2023 · €19k
2023: €19k
2023 → 2024
Net result
€18k▲ 7.0%
2023 · €17k
2023: €17k
2023 → 2024
Total assets
€94k▲ 24.5%
2023 · €75k
2023: €75k
2023 → 2024
Solvency
39.9%▲ 14.5pp
2023 · 25.4%
2023: 25.4%
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€19k-€37k▲ 95.8%
Operating result€26k-€29k▲ 10.4%
Net result€17k-€18k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 10% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €94k
Fixed assets
€26k▼ 22.1%
Current assets
€68k▲ 61.5%
Equity and liabilities €94k
Equity
€37k▲ 95.8%
Debt
€56k▲ 0.2%
The debt ratio falls from 74.6% to 60.1%. Equity and debt are higher.
Key figures and ratios
Solvency
39.9%▲
2023 · 25.4%
ROE
48.9%▼
2023 · 89.6%
ROA
19.5%▼
2023 · 22.7%
Debt
€56k▲
2023 · €56k
Debt ≤ 1 year
€39k▲
2023 · €32k
Debt > 1 year
€18k▼
2023 · €24k
Income taxes
€9k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€75k€94k▲
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€33k€26k▼
Furniture and vehicles24€33k€26k▼
Current assets29/58€42k€68k▲
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€15k€13k▼
Cash at bank and in hand54/58€24k€54k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€75k€94k▲
Equity10/15€19k€37k▲
Contributions10/11€2k€2k=
Reserves13€17k€35k▲
Distributable reserves133€17k€35k▲
Profit (loss) carried forward14€51€100▲
Amounts payable17/49€56k€56k▲
Amounts payable after more than one year17€24k€18k▼
Financial debts170/4€24k€18k▼
Amounts payable within one year42/48€32k€39k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€18k€27k▲
Taxes450/3€15k€23k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€1k€307▼
Gross operating margin9900€32k€37k▲
Operating profit (loss)9901€26k€29k▲
Financial income75/76B€0€78▲
Recurring financial income75€0€78▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€25k€27k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€17k€18k▲
Profit (loss) for the period to be appropriated9905€17k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€18k▲
Profit (loss) brought forward from the previous period14P-€51
Transfer to equity691/2€17k€18k▲
To other reserves6921€17k€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilstraat 423511 HasseltGround area
994 m²
Building footprint
285 m²
Volume, LiDAR
1,093 m³
Parcel 71032B0617/00A005, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Beltraco
since 20232.341.237.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0617/00A005 | Flanders | 993 m² | 1 · 285 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 9,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.