BELTAC
ActiveBELTAC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency22▲+6
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.21 in 2024), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
73.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 12637 sector peers (2025).
NBB · sector comparisonPosition among 12637 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
2023
66 d early
2022
162 d early
2021
21 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 4,912%
2024 · €100
2020: €6k
2021: €16k
2022: €27k
2023: €18k
2024: €100
2020 → 2025
Total assets
€54k▼ 17.5%
2024 · €66k
2020: €10k
2021: €31k
2022: €75k
2023: €59k
2024: €66k
2020 → 2025
Net result
€40k▲ 24.4%
2024 · €32k
2020: €5k
2021: €10k
2022: €11k
2023: €17k
2024: €32k
2020 → 2025
Working capital
€9k▼ 18.5%
2024 · €11k
2020: €6k
2021: €16k
2022: €13k
2023: €37k
2024: €11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€27k▲ 67.6%€18k▼ 32.1%€100▼ 99.4%€5k▲ 4,912%
Operating result€15k-€15k▼ 0.3%€26k▲ 72.6%€46k▲ 74.0%€59k▲ 27.3%
Net result€10k-€11k▲ 4.2%€17k▲ 62.5%€32k▲ 83.9%€40k▲ 24.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€600▼ 48.3%
Current assets
€54k▼ 17.0%
Equity and liabilities €54k
Equity
€5k▲ 4,912%
Debt
€49k▼ 25.0%
The debt ratio falls from 99.8% to 90.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▲
2024 · €46k
Cash flow
€40k▲
2024 · €33k
Solvency
9.3%▲
2024 · 0.2%
Current ratio
1.21▼
2024 · 1.21
Quick ratio
1.21▼
2024 · 1.21
Debt / equity
9.80
ROE
796.3%
ROA
73.7%▲
2024 · 48.9%
Interest coverage
78.57▲
2024 · 38.01
Debt
€49k▼
2024 · €66k
Debt ≤ 1 year
€44k▼
2024 · €53k
Debt > 1 year
€5k▼
2024 · €12k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€54k▼
Fixed assets21/28€1k€600▼
Tangible fixed assets22/27€1k€600▼
Plant, machinery and equipment23€1k€600▼
Current assets29/58€64k€54k▼
Amounts receivable after more than one year29-€2k
Other amounts receivable291-€2k
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€9k€3k▼
Cash at bank and in hand54/58€45k€36k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€66k€54k▼
Equity10/15€100€5k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€0€5k▲
Amounts payable17/49€66k€49k▼
Amounts payable after more than one year17€12k€5k▼
Financial debts170/4€12k€5k▼
Amounts payable within one year42/48€53k€44k▼
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€451€15k▲
Suppliers440/4€451€15k▲
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€13k€17k▲
Other amounts payable47/48€32k€5k▼
Accrued charges and deferred income492/3-€200
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€520€560▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€688-
Gross operating margin9900€48k€60k▲
Operating profit (loss)9901€46k€59k▲
Financial income75/76B€68€10▼
Recurring financial income75€68€10▼
Financial charges65/66B€1k€752▼
Recurring financial charges65€1k€752▼
Profit (loss) for the period before taxes9903€45k€58k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€32k€40k▲
Profit (loss) for the period to be appropriated9905€32k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€40k▼
Profit (loss) brought forward from the previous period14P€18k-
Profit to be distributed694/7€50k€35k▼
Return on contributions (dividend)694€50k€35k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €40k ▲24.4%
Operating result €59k, net result €40k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenakkerstraat 499100 Sint-NiklaasGround area
121 m²
Building footprint
121 m²
Volume, LiDAR
710 m³
Parcel 46445D1431/00C009, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELTAC
since 20202.308.140.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1431/00C009 | Flanders | 121 m² | 1 · 121 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 805 EUR awarded · 1,021 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
| 2024 | 1 | 210 EUR | 210 EUR |
| 2023 | 1 | 210 EUR | 426 EUR |
| 2022 | 1 | 335 EUR | 335 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 2,030 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2020
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:beltacbv@outlook.com
Phone:0489105655