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BELSAM CONSTRUCT

Active Private limited companyfounded 2002active for 24 yearsPullaarsteenweg 52a, 2870 Puurs-Sint-AmandsKBO/BCE: BE 0477.733.314

Overview

Lifetime

20 annual accounts with figures on one time axis, 23 filings since 2003
peak €35,150 (2008)
-€7,765▼ €17,514
lowest -€21,988 (2010)
-€19,316▼ €26,380
peak €8,800 (2009)
-€16,011▼ €6,916
€29,036▲ 7.1%
peak 0.6 FTE (2006)
-not published
Board3 names since 2021
1 director
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €9,749 to -€7,765Loss of €19,316Equity from -€9,095 to -€16,011Cash from €9,053 to €1,830

Key points

from the 2025 annual accounts

Equity

-€16,011
202020212022202320242025

Debts exceed assets in financial year 2025.

Debts

€29,036 223% of the balance sheet
Suppliers 6%Taxes and wages 12%Other 81%

Of this, €28,216 falls due within a year.

Filings

23 annual accounts since 2003
AprilJune31 JulyOctober20102020

Nine of the last ten came late. The 2019 accounts came latest: 66 days after the end of the period.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,635 companies had the same profile as BELSAM CONSTRUCT has now. Each dot stands for 17 companies, two years later.

84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 1.0% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,635 companies, not a prediction for BELSAM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 27-01-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0477733314
Company renamed from VMB-Consult Finance to BELSAM CONSTRUCT Registered office moved from Mortsel to Puurs-Sint-Amands · New registered office: Pullaarsteenweg 52 a te 2870 Puurs-Sint-Amands · Previous registered office: Pasteelsstraat 1, 2640 Mortsel · General meeting of 27-01-2024 · Gazette deed
First establishment Pullaarsteenweg 52a, Puurs-Sint-Amands
Incorporation published on 26-06-2002 · Gazette deed
All 32 events

Official details

Source: KBO
Status
Active since 12-06-2002Normal situation
Activity
Other specialised construction activitiesNACE 43990and 1 other
Establishment unit
2.101.887.5552870 Puurs-Sint-Amands, since 31-07-2002
Financial year end
31 December
Peppol
Reachable since 17-12-2025
Company details

Annual accounts 2025

-€7,765
€19,316
-€16,011▼ 76.0%
€13,025▼ 27.7%
Filing
Filed on 18-08-2026
Financials

Insights on BELSAM CONSTRUCT

BELSAM CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €26,672 in 2006 to -€7,765 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 18-08-2026, 18 days late
-€7,765
▼ €17,514
-€19,134
▼ €28,373
-€19,316
▼ €26,380
-€15,191
▼ €6,916
-122.9%
▼ 72.4 percentage points
0.46
▼ 0.22

Turnover and EBIT margin are not published. The micro format does not require them.

Balance sheet

balance sheet total €13,025 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Staff

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 13,02518,0084764769321,1471,2081,2591,0683,1104,82110,9319,73915,05223,81129,53786,84462,17214,42318,180
21/28 ---------2504997499981,24810,82820,48730,35840,6812,1911,353
22/27 ---------2504997499981,24810,82820,48730,35840,6042,1141,277
22 ---------2504997499981,2481,4981,7471,9972,246--
24 --------------9,33118,74028,36238,3582,1141,277
28 -----------------777777
29/58 13,02518,0084764769321,1471,2081,2591,0682,8604,32210,1828,74113,80412,9839,04956,48621,49012,23116,827
40/41 10,6357,407----9129129122,6264,2079,8898,49113,77712,0428,65941,07213,0986,78110,236
40 8,1262,640----9129129122,0084,1929,8758,47613,76211,8728,65934,8634,6386,78110,236
41 2,5084,767-------61715151515171-6,2098,460--
54/58 1,8309,0534764769321,1472963471562351152932502694139114,7148,3925,4516,591
490/1 5601,548--------------700---
Balance sheet: equity and liabilities
10/49 13,02518,0084764769321,1471,2081,2591,0683,1104,82110,9319,73915,05223,81129,53786,84462,17214,42318,180
10/15 -16,011-9,095-16,158-14,472-13,746-13,476-14,227-13,886-12,663-10,669-9,975-9,173-10,419-24,031-19,972-13,1888,8008,414-2,4965,290
10/11 18,6006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------12,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,40012,400
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860--
130/1 -01,8601,8601,8601,860--------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860--
1311 -01,8601,8601,8601,860--------------
133 1,8601,860------------------
14 -36,471-17,155-24,218-22,532-21,806-21,536-22,287-21,946-20,723-18,729-18,035-17,233-18,479-32,091-28,032-21,248740354-8,696-910
17/49 29,03627,10216,63514,94814,67714,62215,43415,14513,73113,77914,79620,10420,15839,08243,78442,72578,04453,75716,91812,890
17 --------------7,93115,48922,68929,549--
170/4 --------------7,93115,48922,68929,549--
42/48 28,21626,28216,63514,94814,67714,62215,43415,14513,63513,77914,79620,10420,15839,08235,85227,23655,35624,20816,91812,890
42 ------------2597,9317,5577,2336,8606,536--
43 ---71---10-----37------
430/8 ---71---10-----37------
44 1,851649-45055---485218-2926415312,3303,8457,0366,1748,5253,220
440/4 1,851649-45055---485218-2926415312,3303,8457,0366,1748,5253,220
46 ----------4,5888,1388,1388,725-1,49735,2851,497--
45 3,5273,550-------6172001,9083,0571,4371,9791,344173-5,0525,943
450/3 2,0272,050-------6172001,9083,0571,4371,9791,344173-2,0002,939
454/9 1,5001,500----------------3,0523,004
47/48 22,83722,08316,63514,42714,62214,62215,43415,13513,15012,94310,0089,7668,06320,42123,98513,3176,00010,0003,3413,728
492/3 820820------96-----------
Income statement
76A ---------185--18,000----955--
9900 -7,7659,749-1,084-112-1141,350-140353-597194502,506-2,1447,8675,913-3,51221,89635,15016,21126,672
62 -----------------2,02821,79325,481
630 ---------2502502502509,5809,6599,65910,24610,2461,078492
631/4 -------------1,058----1,058--
640/8 1,1045104936091565571971,5761,6666166007182,6021,5661,7261,4674,0672,079773586
66A 10,264-------250-----104212----
9901 -19,1349,239-1,577-721-270793-337-1,223-1,975-147-4001,539-3,938-3,280-5,472-14,6387,58319,740-7,435113
75/76B 13-----------6-7261038222
75 13-----------6-7261038222
65/66B 2061291105-424-20--2934507841,2091,5521,80612917522
65 2061291105-424-20--2934507841,2091,5521,80612917522
9903 -19,3399,113-1,687-726-270751-341-1,223-1,995-147-4001,24613,612-4,058-6,785-16,3306,38720,948-7,60893
67/77 -232,050-------547402----5,658238178-51
9904 -19,3167,063-1,687-726-270751-341-1,223-1,995-693-8021,24613,612-4,058-6,785-21,9886,38520,910-7,785144
9905 -19,3167,063-1,687-726-270751-341-1,223-1,995-693-8021,24613,612-4,058-6,785-21,9886,38520,910-7,785144
Appropriation of the result
9906 -36,471-17,155-24,218-22,532-21,806-21,536-22,287-21,946-20,723-18,729-18,035-17,233-18,479-32,091-28,032-21,2486,74012,214-8,696-910
14P -17,155-24,218-22,532-21,806-21,536---------------
691/2 -----------------1,860--
6920 -----------------1,860--
694/7 ----------------6,00010,000--
695 ----------------6,00010,000--
Social balance sheet
9087 -----------------0.50.50.6
Hours worked1013 -----------------1288291,087
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 3 older financial years (2003-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00403707.

Financial year Type Filed Reference Document
31-12-2025 micro format 18-08-2026 2026-00403707 PDF
31-12-2024 micro format 04-06-2025 2025-00122617 PDF
31-12-2023 micro format 31-08-2024 2024-00422680 PDF
31-12-2022 micro format 31-08-2023 2023-00427093 PDF
31-12-2021 micro format 29-08-2022 2022-20358106 PDF
31-12-2020 micro format 31-08-2021 2021-63600442 PDF
31-12-2019 micro format 05-10-2020 2020-58700206 PDF
31-12-2018 micro format 11-09-2019 2019-63900571 PDF
31-12-2017 micro format 30-08-2018 2018-58200069 PDF
31-12-2016 micro format 28-08-2017 2017-49900341 PDF
31-12-2015 abbreviated format 29-08-2016 2016-49200069 PDF
31-12-2014 abbreviated format 27-08-2015 2015-48400245 PDF
31-12-2013 abbreviated format 30-08-2014 2014-54400378 PDF
31-12-2012 abbreviated format 30-08-2013 2013-53700155 PDF
31-12-2011 abbreviated format 31-08-2012 2012-53000579 PDF
31-12-2010 abbreviated format 31-08-2011 2011-50900448 PDF
31-12-2009 abbreviated format 31-08-2010 2010-51200193 PDF
31-12-2008 abbreviated format 30-10-2009 2009-84200064 PDF
31-12-2007 abbreviated format 28-08-2008 2008-66600113 PDF
31-12-2006 abbreviated format 19-06-2007 2007-24700208 PDF
31-12-2005 abbreviated format 30-05-2006 2006-18401705 PDF
31-12-2004 abbreviated format 12-07-2005 2005-48203149 PDF
31-12-2003 abbreviated format 09-06-2004 2004-23004450 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
---------103-1501,788-3,6896,3014,187-4,97917,82929,986-6,356605
----------444-5531,49613,8615,5222,875-12,32916,63131,156-6,707637
---------000000-212-7749,1491,9161,237
-7,2238,5760-455-215851-52191-79120-17843224-914550-14,3236,3222,941-1,141-
-15,191-8,275-16,158-14,472-13,746-13,476-14,227-13,886-12,567-10,918-10,474-9,922-11,417-25,279-22,869-18,1871,130-2,718-4,6873,936
-122.9%-50.5%----------83.9%-107.0%-159.7%-83.9%-44.6%10.1%13.5%-17.3%29.1%
0.460.69---------0.510.430.350.360.331.020.890.721.31
----------------8.876.39-2.44
----------------72.6%248.5%-2.7%
-148.3%39.2%---------11.4%139.8%-27.0%-28.5%-74.4%7.4%33.6%-54.0%0.8%

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on BELSAM CONSTRUCT

The operating result for 2025 is a loss of €19,134, after a profit of €9,239 in 2024. It is the lowest result since 2006.

Equity is negative. Debt (€29,036) exceeds the balance-sheet total (€13,025).

Board & ownership

Board

1 director, last change in 2024
Director
since 27-01-2024
listed in the 2025 annual accounts, filed on 18-08-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today

Director

Director

Director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
    • Director, from 27-01-2024 to date
    • Director, appointed by deed of 20-02-2024, no longer listed in the 2025 annual accounts
    • Director, from before 31-12-2021 to 20-02-2024

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 20-02-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Één of meer, ieder bestuurder kan onder eigen verantwoordelijkheid bepaalde bevoegdheden tijdelijk overdragen aan derden bij bijzondere…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 20:00

Network & group

No group

BELSAM CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. BELSAM CONSTRUCT shares no director with another company.

Timeline

Timeline

32 events since 2002

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 18 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0477733314
Annual accounts 2024 filed PDFmicro format · 57 days before the deadline
2024
Back to profit net €7,063 The net result is €7,063, after 3 loss-making years.
Annual accounts 2023 filed PDFmicro format · 31 days late
Company renamed from VMB-Consult Finance to BELSAM CONSTRUCTRegistered office moved from Mortsel to Puurs-Sint-Amands · New registered office: Pullaarsteenweg 52 a te 2870 Puurs-Sint-Amands · Previous registered office: Pasteelsstraat 1, 2640 Mortsel · General meeting of 27-01-20249 points ▸
  • Purpose change, “Schilder-,behang- en versieringswerken,stukadoor en plafonneerwerken,vloer- en muurbekledingen,plaatsen van wanden,gyproc- en andere,plaatsen van alle…” (deed in Dutch)
  • Name change, BELSAM CONSTRUCT
  • Registered-office move, Pullaarsteenweg 52 a te 2870 Puurs-Sint-Amands
  • Legal-form conversion, from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company
  • General meeting, 27-01-2024
  • Director resignation,
  • Director discharge,
  • Director appointment,
  • Registered office clause, Pullaarsteenweg 52a
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Annual accounts 2021 filed PDFmicro format · 29 days late
2021
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Back to profit net €751 The net result is €751, after 5 loss-making years.
Annual accounts 2019 filed PDFmicro format · 66 days late
2019
Annual accounts 2018 filed PDFmicro format · 42 days late
2018
Annual accounts 2017 filed PDFmicro format · 30 days late
2017
Annual accounts 2016 filed PDFmicro format · 28 days late
2016
Annual accounts 2015 filed PDFabbreviated format · 29 days late
2015
Annual accounts 2014 filed PDFabbreviated format · 27 days late
2014
Annual accounts 2013 filed PDFabbreviated format · 30 days late
2013
Back to profit net €13,612 The net result is €13,612, after 3 loss-making years.
Annual accounts 2012 filed PDFabbreviated format · 30 days late
2012
Annual accounts 2011 filed PDFabbreviated format · 31 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 31 days late
2010
Weakest financial year net -€21,988 The net result drops to -€21,988, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2009 filed PDFabbreviated format · 31 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 91 days late
2008
Back to profit net €20,910 The net result is €20,910, after one loss-making year.
Annual accounts 2007 filed PDFabbreviated format · 28 days late
2007
Annual accounts 2006 filed PDFabbreviated format · 42 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2002
First establishment Pullaarsteenweg 52a, Puurs-Sint-Amands
Incorporation published on 26-06-2002

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

BELSAM CONSTRUCT was incorporated on 12 June 2002.1 The name was changed to BELSAM CONSTRUCT in 2024.2 The registered office was moved to Puurs-Sint-Amands in 2024.2 Total assets rose from €1,259 in 2018 to €13,025 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 20-02-2024
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0477.733.314
VAT number
BE 0477.733.314
Peppol ID
0208:0477733314
Other Peppol ID
9925:BE0477733314
Legal form
Private limited company
Status
Active, normal situation
Founded
12-06-2002
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 20:00
deed of 20-02-2024 (in Dutch)
Peppol
Reachable since 17-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
BELSAM CONSTRUCT in Dutch
Former name
VMB-Consult Finance until the deed of 20-02-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-02-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 20-02-2024 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
43999 Specialised construction activities

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Pullaarsteenweg 52a registered office 2870 Puurs-Sint-Amands 2511003 Manufacture of metal structures and parts of structures 31-07-2002 2.101.887.555 Trader
1 former office
  • Pasteelsstraat 1, 2640 Mortsel until the deed of 20-02-2024

Buildings and parcels at the address

Ground area
118 m²
Buildings
118 m²
Volume, LiDAR
626 m³
Tallest building
9.8 m
Buildings to scale, each on its own parcel
118 m², 9.8 m 118 m², 9.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
12032C0069/00R002118 m² 1 · 118 m² 9.8 m · 1

Recognitions

Food safety, FASFC

1 site
Puurs-Sint-Amandsunit number 2.101.887.555
1 permission
Trader · since 10-06-2025

Source: FAVV-AFSCA, open data, updated on 02-11-2026

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0477.733.314