Belroy Esthetics
ActiveBelroy Esthetics has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €30k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 42% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+9
Solvency57▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.19 in 2024; short-term debt: 55.8% and cash: 10.5% of total assets), and 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
8.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €116k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
21 d early
2022
5 d early
2021
34 d early
2020
2 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 35.3%
2024 · €86k
2019: €78k
2020: €77k
2021: €87k
2022: €84k
2023: €81k
2024: €86k
2019 → 2025
Total assets
€367k▲ 0.1%
2024 · €366k
2019: €359k
2020: €352k
2021: €350k
2022: €351k
2023: €351k
2024: €366k
2019 → 2025
Net result
€30k▲ 552%
2024 · €5k
2019: €17k
2020: €-1k
2021: €10k
2022: €-4k
2023: €-3k
2024: €5k
2019 → 2025
Working capital
€-156k▲ 15.5%
2024 · €-185k
2019: €-226k
2020: €-244k
2021: €-263k
2022: €-266k
2023: €-269k
2024: €-185k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€84k▼ 4.1%€81k▼ 3.5%€86k▲ 5.7%€116k▲ 35.3%
Operating result€7k-€-3k€-3k▲ 16.1%€9k€52k▲ 505%
Net result€10k-€-4k€-3k▲ 19.4%€5k€30k▲ 552%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 505% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€318k▼ 1.5%
Current assets
€48k▲ 12.3%
Equity and liabilities €367k
Equity
€116k▲ 35.3%
Debt
€251k▼ 10.6%
The debt ratio falls from 76.7% to 68.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▲
2024 · €16k
Cash flow
€52k▲
2024 · €12k
Solvency
31.5%▲
2024 · 23.3%
Current ratio
0.24▲
2024 · 0.19
Quick ratio
0.24▲
2024 · 0.19
Debt / equity
2.17▼
2024 · 3.28
ROE
26.1%▲
2024 · 5.4%
ROA
8.2%▲
2024 · 1.3%
Interest coverage
17.04▲
2024 · 8.47
Debt
€251k▼
2024 · €281k
Debt ≤ 1 year
€205k▼
2024 · €228k
Debt > 1 year
€46k▼
2024 · €53k
Income taxes
€17k▲
2024 · €2k
Staff costs
€41k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€366k€367k▲
Fixed assets21/28€323k€318k▼
Intangible fixed assets21€248k€248k=
Tangible fixed assets22/27€75k€71k▼
Plant, machinery and equipment23€18k€13k▼
Furniture and vehicles24€55k€56k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€0-
Current assets29/58€43k€48k▲
Amounts receivable within one year40/41€28k€8k▼
Trade receivables40€18k€7k▼
Other amounts receivable41€9k€906▼
Cash at bank and in hand54/58€13k€39k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€366k€367k▲
Equity10/15€86k€116k▲
Contributions10/11€19k€19k=
Reserves13€313k€313k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€248k€248k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€-246k€-216k▲
Amounts payable17/49€281k€251k▼
Amounts payable after more than one year17€53k€46k▼
Financial debts170/4€53k€46k▼
Amounts payable within one year42/48€228k€205k▼
Current portion of amounts payable after more than one year42€35k€36k▲
Financial debts43€2k€157▼
Credit institutions430/8€2k€157▼
Trade debts44€22k€24k▲
Suppliers440/4€22k€24k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€11k€10k▼
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€154k€124k▼
Accrued charges and deferred income492/3€64€0▼
Income statement
Code20242025
Non-recurring operating income76A-€125
Remuneration, social security and pensions62€13k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€22k▲
Other operating charges640/8€1k€15k▲
Non-recurring operating charges66A-€125
Gross operating margin9900€31k€130k▲
Operating profit (loss)9901€9k€52k▲
Financial income75/76B€168€2▼
Recurring financial income75€168€2▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€7k€48k▲
Income taxes67/77€2k€17k▲
Profit (loss) for the period9904€5k€30k▲
Transfer to tax-exempt reserves689€248k€0▼
Profit (loss) for the period to be appropriated9905€-243k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-246k€-216k▲
Profit (loss) brought forward from the previous period14P€-3k€-246k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €30k ▲552%
Operating result €52k, net result €30k, both a record.
30-06
Financial
Equity above €100kEq €116k ▲35.3%
2 profitable years in a row build equity to €116k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-4k ▼135%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 11 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Retterstraat 223980 Tessenderlo-HamGround area
796 m²
Parcel 71364D1747/00A003, Flanders. Linked by address, not a title deed.
1 establishment unit
Belroy Esthetics bv
since 20142.230.196.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71364D1747/00A003 | Flanders | 796 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,509 companies in sector 46649 we hold annual accounts for 1,761. 1,126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2014
Fiscal year end30-06
Activities, NACEBEL
46649Wholesale of other machinery and equipment
96022Beauty treatment
96220Beauty care and other beauty treatments
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.