BELPROSTONE
ActiveBELPROSTONE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €554k and a net result of €21k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+10
Solvency40=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 17.43 against 24.63 in 2024; short-term debt: 5.2% and cash: 0.3% of total assets), but 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
0.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
5 d early
2022
9 d early
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€554k▲ 3.9%
2024 · €533k
2018: €222k
2019: €264k
2020: €457k
2021: €493k
2022: €694k
2023: €590k
2024: €533k
2018 → 2025
Total assets
€3.60M▲ 2.6%
2024 · €3.51M
2018: €463k
2019: €448k
2020: €518k
2021: €750k
2022: €3.48M
2023: €3.34M
2024: €3.51M
2018 → 2025
Net result
€21k
2024 · €-57k
2018: €20k
2019: €57k
2020: €193k
2021: €36k
2022: €200k
2023: €-104k
2024: €-57k
2018 → 2025
Working capital
€3.07M▲ 1.6%
2024 · €3.02M
2018: €145k
2019: €185k
2020: €383k
2021: €367k
2022: €3.11M
2023: €2.98M
2024: €3.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€493k-€694k▲ 40.6%€590k▼ 15.0%€533k▼ 9.6%€554k▲ 3.9%
Operating result€49k-€295k▲ 499%€-75k€2k€72k▲ 3,281%
Net result€36k-€200k▲ 449%€-104k€-57k▲ 45.3%€21k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3,281% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.60M
Fixed assets
€335k▼ 4.9%
Current assets
€3.26M▲ 3.4%
Equity and liabilities €3.60M
Equity
€554k▲ 3.9%
Debt
€3.04M▲ 2.4%
The debt ratio falls from 84.8% to 84.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2024 · €18k
Cash flow
€38k▲
2024 · €-41k
Solvency
15.4%▲
2024 · 15.2%
Current ratio
17.43▼
2024 · 24.63
Quick ratio
16.73▼
2024 · 24.53
Debt / equity
5.49▼
2024 · 5.57
ROE
3.7%▲
2024 · -10.6%
ROA
0.6%▲
2024 · -1.6%
Interest coverage
1.08▲
2024 · 0.20
Debt
€3.04M▲
2024 · €2.97M
Debt ≤ 1 year
€187k▲
2024 · €128k
Debt > 1 year
€2.85M▲
2024 · €2.84M
Income taxes
€666▼
2024 · €699
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.51M€3.60M▲
Fixed assets21/28€352k€335k▼
Tangible fixed assets22/27€249k€231k▼
Land and buildings22€227k€215k▼
Furniture and vehicles24€10k€6k▼
Leasing and similar rights25-€10k
Other tangible fixed assets26€12k-
Financial fixed assets28€104k€104k=
Current assets29/58€3.15M€3.26M▲
Amounts receivable after more than one year29€2.97M€3.00M▲
Other amounts receivable291€2.97M€3.00M▲
Stocks and contracts in progress3€13k€130k▲
Contracts in progress37€13k€130k▲
Amounts receivable within one year40/41€54k€62k▲
Other amounts receivable41€54k€62k▲
Cash at bank and in hand54/58€86k€13k▼
Deferred charges and accrued income490/1€26k€55k▲
Equity and liabilities
Total equity and liabilities10/49€3.51M€3.60M▲
Equity10/15€533k€554k▲
Contributions10/11€7k€7k=
Reserves13€633k€633k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€631k€631k=
Profit (loss) carried forward14€-106k€-86k▲
Amounts payable17/49€2.97M€3.04M▲
Amounts payable after more than one year17€2.84M€2.85M▲
Financial debts170/4€2.84M€2.85M▲
Amounts payable within one year42/48€128k€187k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€80k€72k▼
Suppliers440/4€80k€72k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€25k€94k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€91k▲
Operating profit (loss)9901€2k€72k▲
Financial income75/76B€32k€32k▲
Recurring financial income75€32k€32k▲
Financial charges65/66B€90k€83k▼
Recurring financial charges65€90k€83k▼
Profit (loss) for the period before taxes9903€-56k€21k▲
Income taxes67/77€699€666▼
Profit (loss) for the period9904€-57k€21k▲
Profit (loss) for the period to be appropriated9905€-57k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-86k▲
Profit (loss) brought forward from the previous period14P€-50k€-106k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-104k ▼152%
Net result drops to €-104k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €200k ▲449%
Operating result €295k, net result €200k, both a record.
30-09
Financial
Liquidity times 11current ratio 154.79
Current ratio from 14.13 to 154.79; short-term debt falls from €28k to €20k.
30-09
Financial
Equity above €500kEq €694k ▲40.6%
5 profitable years in a row build equity to €694k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity times 6current ratio 12.08
Current ratio from 2.18 to 12.08; short-term debt falls from €157k to €35k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houtzijde 1092275 LilleGround area
5,501 m²
Building footprint
308 m²
Parcel 13019C0422/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
BELPROSTONE
since 20082.168.074.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019C0422/00C000 | Flanders | 5,501 m² | 1 · 308 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2008
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.