BELOUS SMART SOLUTIONS
ActiveBELOUS SMART SOLUTIONS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €22k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 18% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+3
Solvency41▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.56 in 2024; short-term debt: 29.3% and cash: 11.3% of total assets), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
7.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-02-2026, 177 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
177 d early
2024
167 d early
2023
142 d early
2022
161 d early
2021
144 d early
2020
116 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 9.5%
2024 · €49k
2020: €30k
2021: €27k
2022: €23k
2023: €34k
2024: €49k
2020 → 2025
Total assets
€279k▲ 9.4%
2024 · €255k
2020: €63k
2021: €37k
2022: €45k
2023: €52k
2024: €255k
2020 → 2025
Net result
€22k▲ 50.8%
2024 · €15k
2020: €27k
2021: €-3k
2022: €-4k
2023: €11k
2024: €15k
2020 → 2025
Working capital
€-31k▼ 49.1%
2024 · €-21k
2020: €28k
2021: €29k
2022: €26k
2023: €28k
2024: €-21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€23k▼ 13.4%€34k▲ 46.7%€49k▲ 43.3%€44k▼ 9.5%
Operating result€-5k-€-2k▲ 55.8%€14k€25k▲ 80.1%€36k▲ 42.8%
Net result€-3k-€-4k▼ 15.7%€11k€15k▲ 36.0%€22k▲ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€228k▼ 0.2%
Current assets
€51k▲ 92.8%
Equity and liabilities €279k
Equity
€44k▼ 9.5%
Debt
€235k▲ 13.8%
The debt ratio rises from 80.9% to 84.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €30k
Cash flow
€30k▲
2024 · €19k
Solvency
15.8%▼
2024 · 19.1%
Current ratio
0.62▲
2024 · 0.56
Quick ratio
0.62▲
2024 · 0.56
Debt / equity
5.34▲
2024 · 4.25
ROE
50.4%▲
2024 · 30.2%
ROA
7.9%▲
2024 · 5.8%
Interest coverage
6.91▼
2024 · 8.46
Debt
€235k▲
2024 · €206k
Debt ≤ 1 year
€82k▲
2024 · €47k
Debt > 1 year
€153k▼
2024 · €159k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€279k▲
Fixed assets21/28€229k€228k▼
Tangible fixed assets22/27€224k€224k▼
Land and buildings22€224k€218k▼
Furniture and vehicles24€383€6k▲
Financial fixed assets28€4k€4k=
Current assets29/58€26k€51k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€12k€9k▼
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€6k€31k▲
Deferred charges and accrued income490/1€3k€63▼
Equity and liabilities
Total equity and liabilities10/49€255k€279k▲
Equity10/15€49k€44k▼
Contributions10/11€3k€3k=
Reserves13€27k-
Distributable reserves133€27k-
Profit (loss) carried forward14€19k€41k▲
Amounts payable17/49€206k€235k▲
Amounts payable after more than one year17€159k€153k▼
Financial debts170/4€159k€153k▼
Amounts payable within one year42/48€47k€82k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€0€685▲
Suppliers440/4€0€685▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€35k€62k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€295€1k▲
Gross operating margin9900€30k€46k▲
Operating profit (loss)9901€25k€36k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€22k€30k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€15k€22k▲
Profit (loss) for the period to be appropriated9905€15k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€41k▲
Profit (loss) brought forward from the previous period14P€4k€19k▲
Transfer from equity791/2-€27k
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 9.60
Current ratio from 1.82 to 9.60; short-term debt falls from €34k to €3k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Konkelstraat 97-991150 Sint-Pieters-WoluweGround area
7,956 m²
Building footprint
535 m²
Volume, LiDAR
13,090 m³
Parcel 21683D0283/00M000, Brussels · tallest building 28.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Belous Smart Solutions
since 20202.299.576.228
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0283/00M000 | Brussels | 7,956 m² | 1 · 535 m² | 28.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.