BELOR HOLDING

Active

Private limited companyfounded 2003active for 23 yearsEesstraat(SBB) 16, 9630 Zwalm, BelgiumKBO/BCE: BE 0480.119.811

Summary

BELOR HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show negative equity (-€107,258) and a net result of €37,118. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 252 sector peers (NACE 70, financial year 2026). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

BELOR HOLDINGActiveChecked score 44/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

9th oldest company in Zwalm, Professional and technical services sector1 site

Size

€544,779total assets 2026

Equity: -€107,258
Profit: €37,118

Turnover not published (abbreviated format)

Financial health

44 Weak Checked score 2026

Bankruptcy probability: sector outside the model

Structure

Parent: VTM INVEST · 100%

Accounts 37 days early0 of 7 deeds read

Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Score 2026

44 / 100

Weak

Without a bankruptcy probability: score from the figures alone

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Weak

Solvency 5-13

equity -19.7% of total assets

Liquidity 57+57

short-term debt 0.4% · cash 5.5%

Profitability 55+14

return on assets 6.8%

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

No credit on open account

short-term debt: 0.4% and cash: 5.5% of total assets, and equity is negative.

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Signals

Two signals.

raises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 252 sector peers (2026).

NBB · sector comparison

Position among 252 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

37 days early

2025

36 days early

2024

28 days early

2023

1 day early

2022

17 days early

2021

38 days early

2020

23 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 3 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

15-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-09-2026 Annual accounts filedfinancial year 2026 · abbreviated…
31-03-2026 Highest result from 2019 to 2026net €37,118 ▲53.5%
31-03-2026 Liquidity more than 286 timescurrent ratio 267.52

Key points

Risk: Negative equityfinancial year 2026: debts exceed assets -€107,258 View
Caution: Among the weakest 5% on solvencysector median 57.8% · 252 companies -19.7% View
Controlled by VTM INVEST 100% View
Positive: Filed on time since financial year 2020accounts within the deadline every year 7 years View