BELOR
ActiveBELOR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €37k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 720 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 3.13 in 2024), and 26.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
2.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
59 d early
2023
70 d early
2022
28 d early
2021
83 d early
2020
1 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€37k▼ 14.3%
2024 · €43k
2018: €169k
2019: €142k
2020: €84k
2021: €-49k
2022: €4k
2023: €83k
2024: €43k
2018 → 2025
Working capital
€1.04M▲ 9.4%
2024 · €950k
2018: €888k
2019: €890k
2020: €980k
2021: €946k
2022: €940k
2023: €925k
2024: €950k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.06M-€1.07M▲ 0.4%€1.15M▲ 7.8%€1.19M▲ 3.7%€1.23M▲ 3.1%
Operating result€-33k-€38k€149k▲ 288%€99k▼ 33.4%€88k▼ 11.6%
Net result€-49k-€4k€83k▲ 1,980%€43k▼ 48.4%€37k▼ 14.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€193k▼ 21.6%
Current assets
€1.48M▲ 6.1%
Equity and liabilities €1.67M
Equity
€1.23M▲ 3.1%
Debt
€445k▼ 1.1%
The debt ratio falls from 27.4% to 26.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€168k▼
2024 · €179k
Cash flow
€118k▼
2024 · €123k
Solvency
73.5%▲
2024 · 72.6%
Current ratio
3.35▲
2024 · 3.13
Quick ratio
3.35▲
2024 · 3.13
Debt / equity
0.36▼
2024 · 0.38
ROE
3.0%▼
2024 · 3.6%
ROA
2.2%▼
2024 · 2.6%
Interest coverage
19.16▲
2024 · 14.38
Debt
€445k▼
2024 · €450k
Debt ≤ 1 year
€443k▼
2024 · €447k
Income taxes
€44k▼
2024 · €46k
Staff costs
€1.35M▲
2024 · €1.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€1.67M▲
Fixed assets21/28€246k€193k▼
Intangible fixed assets21€12k€10k▼
Tangible fixed assets22/27€230k€179k▼
Plant, machinery and equipment23€24k€21k▼
Furniture and vehicles24€204k€157k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.40M€1.48M▲
Amounts receivable within one year40/41€614k€688k▲
Trade receivables40€610k€688k▲
Other amounts receivable41€5k-
Cash at bank and in hand54/58€768k€776k▲
Deferred charges and accrued income490/1€14k€17k▲
Equity and liabilities
Total equity and liabilities10/49€1.64M€1.67M▲
Equity10/15€1.19M€1.23M▲
Profit (loss) carried forward14€1.19M€1.23M▲
Amounts payable17/49€450k€445k▼
Amounts payable within one year42/48€447k€443k▼
Trade debts44€252k€248k▼
Suppliers440/4€252k€248k▼
Taxes, remuneration and social security45€194k€194k▼
Taxes450/3€56k€50k▼
Remuneration and social security454/9€138k€144k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.34M€1.35M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€81k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€1k▼
Other operating charges640/8€19k€10k▼
Gross operating margin9900€1.54M€1.53M▼
Operating profit (loss)9901€99k€88k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€12k€9k▼
Recurring financial charges65€12k€9k▼
Profit (loss) for the period before taxes9903€89k€81k▼
Income taxes67/77€46k€44k▼
Profit (loss) for the period9904€43k€37k▼
Profit (loss) for the period to be appropriated9905€43k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.19M€1.23M▲
Profit (loss) brought forward from the previous period14P€1.15M€1.19M▲
Social balance
Average headcount (FTE)908716.115.4▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-49k ▼158%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-12
Financial
Equity above €1MEq €1.03M ▲16.1%
2 profitable years in a row build equity to €1.03M.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 3 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fonteny(S.-R.-G.) 201370 JodoigneGround area
8,338 m²
Building footprint
421 m²
Volume, LiDAR
1,728 m³
3 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
BELOR
since 20072.169.128.648
BELOR ASBL
since 20232.343.772.891
BELOR ASBL
since 20232.343.773.386
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25096B0161/00B000 | Wallonia | 5,010 m² | 1 · 115 m² | 9.3 m · 2 fl. |
| 25097B0152/00D000 | Wallonia | 2,366 m² | 1 · 131 m² | - |
| 25091B0002/00E000 | Wallonia | 962 m² | 1 · 175 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CALIMET
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Of 2,137 companies in sector 71209 we hold annual accounts for 1,079. 525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded18-04-2007
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.