Belmondo
ActiveBelmondo has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €507k and a net result of €59k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 92% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.85 against 6.79 in 2023; short-term debt: 5.3% and cash: 19.1% of total assets), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.1%
Return on assets
10.6%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €507k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
29 d early
2022
35 d early
2021
110 d early
2020
106 d early
2019
141 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€507k▲ 13.0%
2023 · €449k
2018: €440k
2019: €470k
2020: €457k
2021: €329k
2022: €306k
2023: €449k
2018 → 2024
Total assets
€551k▲ 4.7%
2023 · €526k
2018: €613k
2019: €655k
2020: €603k
2021: €459k
2022: €398k
2023: €526k
2018 → 2024
Net result
€59k▼ 63.8%
2023 · €162k
2018: €-30k
2019: €31k
2020: €87k
2021: €73k
2022: €71k
2023: €162k
2018 → 2024
Working capital
€347k▲ 27.9%
2023 · €272k
2018: €275k
2019: €315k
2020: €308k
2021: €159k
2022: €146k
2023: €272k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€457k-€329k▼ 28.1%€306k▼ 6.8%€449k▲ 46.6%€507k▲ 13.0%
Operating result€131k-€117k▼ 10.9%€105k▼ 10.2%€238k▲ 127%€86k▼ 64.0%
Net result€87k-€73k▼ 17.1%€71k▼ 2.0%€162k▲ 127%€59k▼ 63.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 64% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €551k
Fixed assets
€174k▼ 16.1%
Current assets
€377k▲ 18.2%
Equity and liabilities €551k
Equity
€507k▲ 13.0%
Debt
€43k▼ 43.8%
The debt ratio falls from 14.6% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▼
2023 · €272k
Cash flow
€94k▼
2023 · €196k
Solvency
92.1%▲
2023 · 85.4%
Current ratio
12.85▲
2023 · 6.79
Quick ratio
12.85▲
2023 · 6.79
Debt / equity
0.09▼
2023 · 0.17
ROE
11.5%▼
2023 · 36.0%
ROA
10.6%▼
2023 · 30.8%
Interest coverage
74.83▼
2023 · 154.14
Debt
€43k▼
2023 · €77k
Debt ≤ 1 year
€29k▼
2023 · €47k
Debt > 1 year
€12k▼
2023 · €30k
Income taxes
€26k▼
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€526k€551k▲
Fixed assets21/28€207k€174k▼
Tangible fixed assets22/27€207k€174k▼
Land and buildings22€10k€8k▼
Furniture and vehicles24€20k€12k▼
Other tangible fixed assets26€176k€154k▼
Current assets29/58€319k€377k▲
Amounts receivable within one year40/41€25k€109k▲
Trade receivables40€25k€69k▲
Other amounts receivable41-€40k
Current investments50/53-€150k
Cash at bank and in hand54/58€281k€105k▼
Deferred charges and accrued income490/1€13k€13k▲
Equity and liabilities
Total equity and liabilities10/49€526k€551k▲
Equity10/15€449k€507k▲
Contributions10/11€12k€12k=
Reserves13€436k€495k▲
Distributable reserves133€436k€495k▲
Amounts payable17/49€77k€43k▼
Amounts payable after more than one year17€30k€12k▼
Financial debts170/4€30k€12k▼
Amounts payable within one year42/48€47k€29k▼
Current portion of amounts payable after more than one year42€18k€18k=
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€3k▼
Remuneration and social security454/9-€7k
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€121-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€279k€123k▼
Operating profit (loss)9901€238k€86k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€236k€84k▼
Income taxes67/77€74k€26k▼
Profit (loss) for the period9904€162k€59k▼
Profit (loss) for the period to be appropriated9905€162k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€59k▼
Transfer from equity791/2€19k-
Transfer to equity691/2€162k€59k▼
To other reserves6921€162k€59k▼
Profit to be distributed694/7€19k-
Return on contributions (dividend)694€19k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €507k ▲13%
6 profitable years in a row build equity to €507k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €162k ▲127%
Operating result €238k, net result €162k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
06-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijselstraat 608900 IeperGround area
319 m²
Building footprint
187 m²
Parcel 33011I0170/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bouckaert Sales Agency
since 20042.139.297.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011I0170/00C000 | Flanders | 319 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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PHARMACIE DU LOTHIER
BE 0876.947.405
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LIV-IN
BE 0831.776.780
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Multa Incepta
BE 0821.749.455
Sint-Niklaas · Eq €519k
DISPLAY ACCESSOIRES CONCEPT
BE 0833.716.384
Estaimpuis · Eq €495k
JCI
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Kortemark · Eq €521k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2004
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.