BELMOBILE.BE
ActiveSummary
The computed 12-month bankruptcy probability of BELMOBILE.BE is 2.7% (moderate). The annual accounts of BELMOBILE.BE for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €20,049 and a net result of -€21,743. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 18606 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency39▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.12 against 1.35 in 2024; short-term debt: 85.8% and cash: 0.2% of total assets), and 85.8% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
-15.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,743
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
49 d late
2023
3 d early
2022
9 d late
2021
128 d late
2020
47 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€20,049▼ 52.0%
2024 · €41,792
Total assets
€141,045▼ 2.6%
2024 · €144,819
Net result
-€21,743▼ 102%
2024 · -€10,783
Working capital
€14,635▼ 59.5%
2024 · €36,178
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,414▼ 88.9%-€10,546-€8,901▲ 15.6%-€9,390▼ 5.5%-€20,056▼ 114%
Net result€916within the sector's middle half▼ 94.8%-€13,662below the sector's middle half-€10,290below the sector's middle half▲ 24.7%-€10,783below the sector's middle half▼ 4.8%-€21,743below the sector's middle half▼ 102%
Equity€62,865within the sector's middle half▲ 1.5%€62,865within the sector's middle half=€52,575within the sector's middle half▼ 16.4%€41,792within the sector's middle half▼ 20.5%€20,049within the sector's middle half▼ 52.0%
Total assets€133,986within the sector's middle half▼ 9.0%€165,055within the sector's middle half▲ 23.2%€156,755within the sector's middle half▼ 5.0%€144,819within the sector's middle half▼ 7.6%€141,045within the sector's middle half▼ 2.6%
Debt€71,121▼ 16.6%€102,190▲ 43.7%€104,179▲ 1.9%€103,027▼ 1.1%€120,996▲ 17.4%
Working capital€48,429within the sector's middle half▲ 7.8%€59,846within the sector's middle half▲ 23.6%€48,485within the sector's middle half▼ 19.0%€36,178within the sector's middle half▼ 25.4%€14,635within the sector's middle half▼ 59.5%
Solvency46.9%within the sector's middle half▲ 4.9pp38.1%within the sector's middle half▼ 8.8pp33.5%within the sector's middle half▼ 4.5pp28.9%within the sector's middle half▼ 4.7pp14.2%within the sector's middle half▼ 14.6pp
Current ratio1.68within the sector's middle half▲ 0.151.63within the sector's middle half▼ 0.051.48within the sector's middle half▼ 0.161.35within the sector's middle half▼ 0.121.12within the sector's middle half▼ 0.23
Return on assets (ROA)0.7%within the sector's middle half▼ 11.3pp-8.3%below the sector's middle half▼ 9.0pp-6.6%below the sector's middle half▲ 1.7pp-7.4%below the sector's middle half▼ 0.9pp-15.4%below the sector's middle half▼ 8.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,056 in 2025 against €9,390 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,045
Fixed assets
€5,414 ▼ 3.6%
Current assets
€135,631 ▼ 2.6%
Equity and liabilities €141,045
Equity
€20,049 ▼ 52.0%
Debt
€120,996 ▲ 17.4%
Debt's share of the balance-sheet total rises from 71.1% to 85.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€19,856▼
2024 · -€8,699
Cash flow
-€21,543▼
2024 · -€10,093
Quick ratio
0.93▼
2024 · 1.12
Debt to equity
6.03▲
2024 · 2.47
ROE
-108.4%▼
2024 · -25.8%
Interest coverage
-12.73▼
2024 · -6.24
Debt ≤ 1 year
€120,996▲
2024 · €103,027
Income taxes
€128
Staff costs
€24,663▼
2024 · €44,193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €14,191 | €7,437 | €19,533 | €44,193 | €24,663 | ▼ 44.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,001 | €4,066 | €4,066 | €690 | €200 | ▼ 71.0% |
| Other operating charges640/8 | €468 | - | - | €353 | €30 | ▼ 91.5% |
| Non-recurring operating charges66A | €28,939 | -€28,939 | - | - | - | - |
| Gross operating margin9900 | €50,012 | -€27,983 | €14,698 | €35,847 | €4,837 | ▼ 86.5% |
| Operating profit (loss)9901 | €2,414 | -€10,546 | -€8,901 | -€9,390 | -€20,056 | ▼ 114% |
| Financial income75/76B | - | €1 | €0 | €1 | €1 | ▼ 49.5% |
| Recurring financial income75 | - | €1 | €0 | €1 | €1 | ▼ 49.5% |
| Financial charges65/66B | €1,155 | €2,576 | €1,389 | €1,394 | €1,560 | ▲ 11.8% |
| Recurring financial charges65 | €1,155 | €2,576 | €1,389 | €1,394 | €1,560 | ▲ 11.8% |
| Profit (loss) for the period before taxes9903 | €1,258 | -€13,121 | -€10,290 | -€10,783 | -€21,615 | ▼ 100% |
| Income taxes67/77 | €343 | €541 | - | - | €128 | - |
| Profit (loss) for the period9904 | €916 | -€13,662 | -€10,290 | -€10,783 | -€21,743 | ▼ 102% |
| Profit (loss) for the period to be appropriated9905 | €916 | -€13,662 | -€10,290 | -€10,783 | -€21,743 | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133,986 | €165,055 | €156,755 | €144,819 | €141,045 | ▼ 2.6% |
| Fixed assets21/28 | €14,436 | €10,371 | €6,305 | €5,615 | €5,414 | ▼ 3.6% |
| Intangible fixed assets21 | €7,292 | €3,791 | €291 | - | - | - |
| Tangible fixed assets22/27 | €1,795 | €1,229 | €663 | €265 | €64 | ▼ 75.6% |
| Furniture and vehicles24 | €1,795 | €1,229 | €663 | €265 | €64 | ▼ 75.6% |
| Financial fixed assets28 | €5,350 | €5,350 | €5,350 | €5,350 | €5,350 | = |
| Current assets29/58 | €119,549 | €154,684 | €150,450 | €139,205 | €135,631 | ▼ 2.6% |
| Amounts receivable after more than one year29 | €15,500 | €15,500 | €10,885 | - | - | - |
| Other amounts receivable291 | €15,500 | €15,500 | €10,885 | - | - | - |
| Stocks and contracts in progress3 | €35,572 | €47,293 | €36,229 | €24,330 | €22,884 | ▼ 5.9% |
| Stocks30/36 | €35,572 | €47,293 | €36,229 | €24,330 | €22,884 | ▼ 5.9% |
| Amounts receivable within one year40/41 | €67,574 | €82,221 | €101,477 | €114,093 | €112,495 | ▼ 1.4% |
| Trade receivables40 | €60,265 | €75,997 | €96,276 | €112,865 | €110,816 | ▼ 1.8% |
| Other amounts receivable41 | €7,309 | €6,224 | €5,202 | €1,227 | €1,679 | ▲ 36.8% |
| Cash at bank and in hand54/58 | €384 | €8,800 | €1,858 | €782 | €252 | ▼ 67.8% |
| Deferred charges and accrued income490/1 | €520 | €870 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133,986 | €165,055 | €156,755 | €144,819 | €141,045 | ▼ 2.6% |
| Equity10/15 | €62,865 | €62,865 | €52,575 | €41,792 | €20,049 | ▼ 52.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Reserves13 | €4,860 | €4,860 | €4,860 | €4,860 | €4,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Other1319 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €39,405 | €39,405 | €29,115 | €18,332 | -€3,411 | ▼ 119% |
| Amounts payable17/49 | €71,121 | €102,190 | €104,179 | €103,027 | €120,996 | ▲ 17.4% |
| Amounts payable after more than one year17 | - | €7,352 | €2,214 | - | - | - |
| Financial debts170/4 | - | €7,352 | €2,214 | - | - | - |
| Amounts payable within one year42/48 | €71,121 | €94,838 | €101,965 | €103,027 | €120,996 | ▲ 17.4% |
| Current portion of amounts payable after more than one year42 | €1,377 | €4,897 | €4,851 | €1,928 | - | - |
| Trade debts44 | €66,984 | €80,171 | €89,929 | €85,374 | €103,790 | ▲ 21.6% |
| Suppliers440/4 | €66,984 | €80,171 | €89,929 | €85,374 | €103,790 | ▲ 21.6% |
| Taxes, remuneration and social security45 | €2,760 | €1,089 | €7,184 | €6,610 | €7,395 | ▲ 11.9% |
| Taxes450/3 | €2,709 | €530 | €1,090 | €2,133 | €713 | ▼ 66.6% |
| Remuneration and social security454/9 | €51 | €559 | €6,094 | €4,477 | €6,683 | ▲ 49.3% |
| Other amounts payable47/48 | - | €8,680 | - | €9,115 | €9,810 | ▲ 7.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €916 | -€13,662 | -€10,290 | -€10,783 | -€21,743 | ▼ 102% |
| + Depreciation and write-downs630 | €4,001 | €4,066 | €4,066 | €690 | €200 | ▼ 71.0% |
| Operating cash flow (approximation) | €4,917 | -€9,596 | -€6,224 | -€10,093 | -€21,543 | ▼ 113% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €8,416 | -€6,942 | -€1,076 | -€530 | ▲ 50.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€21,743
Net result drops to -€21,743, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 128 days late
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Highest result since 2018net €17,624 ▲751%
Operating result €21,668, net result €17,624, both a record.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 3 establishment units since 2016
Ground area
669 m²
Building footprint
634 m²
Volume, LiDAR
5,527 m³
3 parcels, Brussels · tallest building 36.2 m, ±8 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
3 establishment units
BelMobile
since 20162.259.701.112
BelMobile
since 20192.290.055.875
BelMobile
since 20222.335.907.379
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0128/00Y010 | Brussels | 482 m² | 1 · 490 m² | 15.6 m · 1 fl. |
| 21305B0204/00A020 | Brussels | 149 m² | 1 · 92 m² | 36.2 m · 8 fl. |
| 21910E0042/00E010 | Brussels | 38 m² | 1 · 52 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,403 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
61100Wired, wireless and satellite telecommunications
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
Contact
Phone
0484200484Schaarbeek
E-invoicing
Reachable via Peppol
Peppol ID
0208:0502737241
Also
9925:BE0502737241
Registered
22-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.