Equity
€44,422 ▲ 2.9%
BELMO has made a profit without a break since 2022.
BELMO
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €28,049 (2022)
€3,061▼ 77.5%
lowest -€21,467 (2020)
€1,237▼ 88.5%
peak €44,422 (2025)
€44,422▲ 2.9%
€42,251▼ 7.9%
peak 1.8 FTE (2008)
-not published
Board2 names since 2021
2 directorsCRAUWELS Arlette and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
08-09-202639 days late
2025micro format
Gross margin from €13,624 to €3,061Result from €10,794 to €1,237Registered office moved within Schoten 09-05
Key points
from the 2025 annual accountsChecked score
63
Healthy
Financially stronger than 46% of micro companies in accommodation (NACE 55)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.3%▼ -0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.5 percentage points vs 07-2026
09-2026: 1.1%▲ +0.2 percentage points vs 08-2026
10-2026: 1.5%▲ +0.4 percentage points vs 09-2026highest value
11-2026: 1.5%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 39 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.29, cash €596
Size: total assets €86,673
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 71% of them on solvency, 24% on liquidity, 34% on profitability and 54% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.42 in 2024), below 1. Short-term debt is 46.6% and cash 0.7% of total assets. 48.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44,422
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
39 days late
2024
31 days early
2023
12 days early
2022
32 days early
2021
17 days early
2020
24 days late
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ALFONS VAN DAMME 50%annual accounts 2017
- ARLETTE CRAUWELS 50%annual accounts 2017
Shares in 1 company, KOEN VERMANDER
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0460721195
Registered office moved within Schoten
New registered office: Lindenlei 9, 2900 Schoten · Previous registered office: Leo van hullebuschstraat 80, 2900 Schoten · General meeting of 26-03-2025 · Gazette deed
2 directors appointed, 2 reappointments
Appointments: CRAUWELS Arlette (statutory director) and VAN DAMME Alfons (statutory director) · Reappointments: CRAUWELS Arlette (statutory director) and VAN DAMME Alfons (statutory director) · “De uitbating van een motel en logementshuis,met inbegrip van de eventueel aan deze inrichting verbonden eet-en…” (deed in Dutch) · General meeting of 04-12-2023 · Gazette deed
Registered office moved from Stabroek to Schoten
New registered office: Leo Van Hullebuschstraat 80 te 2900 Schoten · Previous registered office: Laageind 57-2940 Stabroek · Board meeting of 13-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELMO Schoten | €86,673 | €3,061 | 51.3% | - |
| GRAND HOTEL D'OOSTDUINKERKE Oudenaarde | €71,908 | €2,442 | 98.1% | - |
| KIVAHO Kaprijke | €82,320 | €2,312 | 60.1% | - |
| BEYOND 97 Oudenaarde | €111,458 | €3,491 | -2.5% | - |
| DOS DOC Steenokkerzeel | €89,341 | €4,653 | -36.5% | - |
| H. O. BELLE EPOQUE Blankenberge | €92,443 | €5,388 | 25.9% | - |
| LA KORADIE Mons | €85,775 | €8,311 | -17.7% | - |
These companies have the same main activity as BELMO: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €71,900 and €111,000, founded between 1992 and 2002.
Official details
Source: KBO- Status
- Active since 23-05-1997Normal situation
- Activity
- Hotels and similar accommodationNACE 55100
- Establishment unit
- 2.081.960.8842900 Schoten, since 27-05-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Insights on BELMO
BELMO files the micro format. That format states no turnover. The gross margin rose from €2,715 in 2006 to €3,061 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELMO
- What is the company number of BELMO?
- The company number of BELMO is 0460.721.195. The VAT number is the same number with BE in front: BE 0460.721.195.
- Where is BELMO based?
- The registered office is at Lindenlei 9, 2900 Schoten.Company details
- What does BELMO do?
- According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
- What is the legal form of BELMO?
- BELMO is a private limited company (BV).
- When was BELMO founded?
- BELMO was founded on 23-05-1997.
- Is BELMO still active?
- Yes, BELMO is an active enterprise in the KBO register.
- What is the turnover of BELMO?
- The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €3,061 and 30 comparable companies (NACE 55). It probably lies between €8,900 and €25,000. It is a rough estimate.Financials
- Is BELMO profitable?
- In financial year 2025, BELMO made a profit of €1,237.
- Where can I find the annual accounts of BELMO?
- BELMO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELMO due?
- BELMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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