BELLOLI
ActiveSummary
BELLOLI has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €583,259 and a net result of €51,962. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+61
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 4.02 against 5.69 in 2024; short-term debt: 23% and cash: 32.1% of total assets), and 23% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
6.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 22-06-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
70 d early
2025
82 d early
2024
80 d early
2023
87 d early
2022
71 d early
2021
82 d early
2020
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 72 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-01-2027 close31-08-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€583,259▲ 0.3%
2024 · €581,297
Total assets
€757,796▲ 6.2%
2024 · €713,399
Net result
€51,962
2024 · -€15,736
Working capital
€527,246▼ 1.1%
2024 · €533,256
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€188,786▲ 317%-€43,377€12,429-€30,645€53,515
Net result€191,239above the sector's middle half▲ 368%-€15,366below the sector's middle half€28,958within the sector's middle half-€15,736below the sector's middle half€51,962within the sector's middle half
Equity€623,441within the sector's middle half▲ 6.2%€608,076within the sector's middle half▼ 2.5%€597,034within the sector's middle half▼ 1.8%€581,297within the sector's middle half▼ 2.6%€583,259within the sector's middle half▲ 0.3%
Total assets€899,179within the sector's middle half▲ 9.3%€673,009within the sector's middle half▼ 25.2%€802,150within the sector's middle half▲ 19.2%€713,399within the sector's middle half▼ 11.1%€757,796within the sector's middle half▲ 6.2%
Debt€275,737▲ 17.1%€64,933▼ 76.5%€205,117▲ 216%€132,102▼ 35.6%€174,537▲ 32.1%
Working capital€605,301above the sector's middle half▲ 8.0%€591,060above the sector's middle half▼ 2.4%€553,209above the sector's middle half▼ 6.4%€533,256above the sector's middle half▼ 3.6%€527,246above the sector's middle half▼ 1.1%
Solvency69.3%above the sector's middle half▼ 2.0pp90.4%above the sector's middle half▲ 21.0pp74.4%above the sector's middle half▼ 15.9pp81.5%above the sector's middle half▲ 7.1pp77.0%above the sector's middle half▼ 4.5pp
Current ratio3.20above the sector's middle half▼ 0.1810.10above the sector's middle half▲ 6.914.27above the sector's middle half▼ 5.835.69above the sector's middle half▲ 1.424.02above the sector's middle half▼ 1.67
Return on assets (ROA)21.3%above the sector's middle half▲ 16.3pp-2.3%below the sector's middle half▼ 23.6pp3.6%within the sector's middle half▲ 5.9pp-2.2%below the sector's middle half▼ 5.8pp6.9%within the sector's middle half▲ 9.1pp
Staff (FTE)5.8within the sector's middle half▲ 41.5%5.1within the sector's middle half▼ 12.1%5.4within the sector's middle half▲ 5.9%6.1within the sector's middle half▲ 13.0%5.8within the sector's middle half▼ 4.9%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53,515 after a loss of €30,645 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757,796
Fixed assets
€56,013 ▼ 15.7%
Current assets
€701,783 ▲ 8.5%
Equity and liabilities €757,796
Equity
€583,259 ▲ 0.3%
Debt
€174,537 ▲ 32.1%
Debt's share of the balance-sheet total rises from 18.5% to 23.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66,160▲
2024 · -€17,211
Cash flow
€64,607▲
2024 · -€2,303
Quick ratio
1.84▼
2024 · 2.54
Debt to equity
0.30▲
2024 · 0.23
ROE
8.9%▲
2024 · -2.7%
Interest coverage
11.47▲
2024 · -3.49
Debt ≤ 1 year
€174,537▲
2024 · €113,735
Debt > 1 year
€0▼
2024 · €18,367
Income taxes
€9,300▲
2024 · €3,700
Staff costs
€305,305▲
2024 · €250,528
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,653 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €258,125 | €269,271 | €250,528 | €305,305 | ▲ 21.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,758 | €8,856 | €8,671 | €13,433 | €12,645 | ▼ 5.9% |
| Other operating charges640/8 | - | €12,743 | €7,538 | €7,447 | €4,111 | ▼ 44.8% |
| Non-recurring operating charges66A | - | €121 | €0 | - | - | - |
| Gross operating margin9900 | €407,705 | €236,469 | €297,909 | €240,764 | €375,575 | ▲ 56.0% |
| Operating profit (loss)9901 | €188,786 | -€43,377 | €12,429 | -€30,645 | €53,515 | ▲ 275% |
| Financial income75/76B | - | €32,828 | €22,858 | €23,539 | €13,515 | ▼ 42.6% |
| Recurring financial income75 | €21,334 | €32,828 | €22,858 | €23,539 | €13,515 | ▼ 42.6% |
| Financial charges65/66B | - | €4,950 | €3,803 | €4,931 | €5,768 | ▲ 17.0% |
| Recurring financial charges65 | €6,996 | €4,950 | €3,803 | €4,931 | €5,768 | ▲ 17.0% |
| Profit (loss) for the period before taxes9903 | €203,124 | -€15,498 | €31,484 | -€12,036 | €61,262 | ▲ 609% |
| Income taxes67/77 | €11,884 | -€132 | €2,526 | €3,700 | €9,300 | ▲ 151% |
| Profit (loss) for the period9904 | €191,239 | -€15,366 | €28,958 | -€15,736 | €51,962 | ▲ 430% |
| Profit (loss) for the period to be appropriated9905 | €191,239 | -€15,366 | €28,958 | -€15,736 | €51,962 | ▲ 430% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €899,179 | €673,009 | €802,150 | €713,399 | €757,796 | ▲ 6.2% |
| Fixed assets21/28 | €18,140 | €17,016 | €79,841 | €66,408 | €56,013 | ▼ 15.7% |
| Tangible fixed assets22/27 | €18,140 | €17,016 | €79,841 | €66,408 | €56,013 | ▼ 15.7% |
| Land and buildings22 | - | €9,918 | €6,504 | €3,090 | €475 | ▼ 84.6% |
| Plant, machinery and equipment23 | - | €719 | €54,263 | €48,775 | €45,527 | ▼ 6.7% |
| Furniture and vehicles24 | - | €6,380 | €19,074 | €14,543 | €10,012 | ▼ 31.2% |
| Current assets29/58 | €881,038 | €655,993 | €722,309 | €646,991 | €701,783 | ▲ 8.5% |
| Stocks and contracts in progress3 | €341,869 | €336,930 | €386,066 | €358,317 | €381,242 | ▲ 6.4% |
| Stocks30/36 | - | €336,930 | €386,066 | €358,317 | €381,242 | ▲ 6.4% |
| Amounts receivable within one year40/41 | €377,727 | €132,987 | €140,394 | €187,854 | €51,016 | ▼ 72.8% |
| Trade receivables40 | - | €17,212 | €21,759 | €68,138 | €51,016 | ▼ 25.1% |
| Other amounts receivable41 | - | €115,775 | €118,635 | €119,716 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €139,431 | €171,695 | €171,550 | €78,398 | €243,468 | ▲ 211% |
| Deferred charges and accrued income490/1 | - | €14,382 | €24,299 | €22,422 | €26,057 | ▲ 16.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €899,179 | €673,009 | €802,150 | €713,399 | €757,796 | ▲ 6.2% |
| Equity10/15 | €623,441 | €608,076 | €597,034 | €581,297 | €583,259 | ▲ 0.3% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €604,849 | €589,484 | €578,442 | €562,705 | €564,667 | ▲ 0.3% |
| Tax-exempt reserves132 | - | €9,162 | €9,162 | €9,162 | €9,162 | = |
| Distributable reserves133 | - | €580,321 | €569,279 | €553,543 | €555,505 | ▲ 0.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €275,737 | €64,933 | €205,117 | €132,102 | €174,537 | ▲ 32.1% |
| Amounts payable after more than one year17 | - | - | €36,017 | €18,367 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | €36,017 | €18,367 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €275,737 | €64,933 | €169,099 | €113,735 | €174,537 | ▲ 53.5% |
| Current portion of amounts payable after more than one year42 | - | €3,771 | €16,961 | €17,650 | €18,367 | ▲ 4.1% |
| Financial debts43 | - | €8,097 | €76 | €76 | €76 | = |
| Credit institutions430/8 | - | €8,097 | €76 | €76 | €76 | = |
| Trade debts44 | €60,839 | €23,998 | €66,949 | €60,428 | €51,980 | ▼ 14.0% |
| Suppliers440/4 | - | €23,998 | €66,949 | €60,428 | €51,980 | ▼ 14.0% |
| Taxes, remuneration and social security45 | - | €29,067 | €45,114 | €35,580 | €53,998 | ▲ 51.8% |
| Taxes450/3 | - | €15,078 | €19,578 | €15,854 | €35,057 | ▲ 121% |
| Remuneration and social security454/9 | - | €13,989 | €25,536 | €19,726 | €18,941 | ▼ 4.0% |
| Other amounts payable47/48 | - | €0 | €40,000 | €0 | €50,115 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €191,239 | -€15,366 | €28,958 | -€15,736 | €51,962 | ▲ 430% |
| + Depreciation and write-downs630 | €8,758 | €8,856 | €8,671 | €13,433 | €12,645 | ▼ 5.9% |
| Operating cash flow (approximation) | €199,997 | -€6,509 | €37,629 | -€2,303 | €64,607 | ▲ 2,905% |
| Investment in fixed assets (approximation) | - | -€7,732 | -€71,497 | €0 | -€2,250 | - |
| Change in cash | - | €32,264 | -€144 | -€93,152 | €165,070 | ▲ 277% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-01
Financial
Back to profitnet €51,962
Net result €51,962 after one loss-making year.
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
Financial
Weakest financial yearnet -€15,736
Net result drops to -€15,736, the lowest in the series; recovery starts the following year.
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
Financial
Back to profitnet €28,958
Net result €28,958 after one loss-making year.
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
Financial
Liquidity triplescurrent ratio 10.10
Current ratio from 3.20 to 10.10; short-term debt falls from €275,737 to €64,933.
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-01
Financial
Highest result since 2019net €191,239 ▲368%
Operating result €188,786, net result €191,239, both a record.
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1999
Ground area
2,144 m²
Building footprint
768 m²
Volume, LiDAR
1,038 m³
Parcel 42006E0188/00X000, Flanders · tallest building 7.9 m. Linked by address, not a title deed.
1 establishment unit
Cornelis Bedding Dendermonde
since 19992.092.870.119
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006E0188/00X000 | Flanders | 2,144 m² | 1 · 768 m² | 7.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- CORNELIS BEDDING GROUP
- BELLOLI
Highest known parent: CORNELIS BEDDING GROUP. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. 1,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1999
Fiscal year end31-01
Activities, NACEBEL 2025
47551Retail sale of household furniture
16230Manufacture of other builders' carpentry and joinery
31003Manufacture of furniture
47512Retail sale of household textiles and bedding
47513Retail trade
47530Retail trade
47552Retail sale of lighting equipment
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466978883
Also
9925:BE0466978883
Registered
03-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.