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BELLO MONDO

Active
Private limited companyfounded 1998active for 28 yearsHelststraat 150, 2630 Aartselaar, BelgiumKBO/BCE: BE 0464.178.652
Summary

BELLO MONDO has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89,560 and a net result of €24,371. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 47% of 12,434 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Retail trade
NACE 47715Wholesale of other household goods NACE 46499
1 site
Size
€343,498total assets 2024
Staff
3.5 FTE
Equity
€89,560
Profit
€24,371
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Holdings
1
Accounts 76 days overdue3 of 9 deeds read
Why 56raises riskCapped at 59: a confirmed filing findingLatest accounts 73 days late; 1 of the last 3 lateSize: 2.1 FTE, total assets €364,481Sector: Retail trade (NACE 47)lowers riskFounded in 1998Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 47, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 51+5
equity 26.1% of total assets
Liquidity 35+9
short-term debt 45.0% · cash 5.6%
Profitability 68+67
return on assets 7.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.6%▲ +0.2 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.2 percentage points vs 05-2025 07-2025: 2.7%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -2.2 percentage points vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▲ +0.4 percentage points vs 08-2026 10-2026: 0.8%▼ -0.8 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.6, compared with 0.54 in 2023, below 1; short-term debt: 45% and cash: 5.6% of total assets), and 73.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 50% on solvency, 39% on liquidity, 44% on profitability and 83% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 73 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: 2.1 FTE, total assets €364,481
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
16 days early
2023
29 days late
2022
26 days early
2021
11 days early
2020
25 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 3 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Permanent representative: Patrick SaerensCourt decision
  2. Resignation: Patsaer Consulting SARL (director)Permanent representative: Patrick Saerens ·…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2024after -€45,991 in 2023 €24,371 View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • New directorlatest change 17-11-2025 · 1 in office 1 joined View

By topic

Financials

Financial year
2024
Total assets
€343,498
Profit
€24,371
Solvency
26.1%
Total assets▲ 8.7%
Net result
20182024
Go to Financials

Timeline

Events
33
Since
2000
  1. 10-03-2025Restructuring
  2. 31-12-2024Back to profit
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47715
Founded
21-09-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
8
Purpose
“Optische artikelen om het gezicht te verbeteren waaronder: brillen, brilmonturen…” (deed in Dutch)
Go to Articles of association

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