Equity
€75,832 ▲ 15.0%
Belliza Web has made a profit in every financial year since 2023.
Belliza Web
Lifetime
3 annual accounts with figures on one time axispeak €63,952 (2024)
€36,226▼ 43.4%
peak €32,382 (2023)
€9,906▼ 68.1%
peak €75,832 (2025)
€75,832▲ 15.0%
€55,188▼ 21.2%
Board1 name since 2022
1 directorVAN DE PUT Karina Jozef Maria
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €63,952 to €36,226Result from €31,044 to €9,906Equity from €65,926 to €75,832Debts from €70,060 to €55,188
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 74% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025highest value
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 0.5%▼ -0.6 percentage points vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.3%▼ -0.2 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €131,020
Founded in 2022
lowers risk
Liquidity: current ratio 3.04, cash €48,699
Equity €75,832 (57.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 71% of them on solvency, 90% on liquidity, 68% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Belliza Web has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Belliza Web itself is lower: 0.3% within 12 months. It rests on far more data about Belliza Web than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Belliza Web. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.04 (2.87 in 2024), above the usual 1.5. Short-term debt is 22.2% and cash 37.2% of total assets. 42.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
38 days early
2023
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 35 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794975475
Incorporation
Founding capital of €2,500, 250 shares · Founder: VAN DE PUT Karina Jozef Maria · Appointment: VAN DE PUT Karina Jozef Maria (director) · published on 21-12-2022 · Gazette deed
First establishment
Grotesteenweg 81, Geel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Belliza Web Geel | €131,020 | €36,226 | 57.9% | - |
| NIMZU AND MORE Antwerp | €141,794 | €27,826 | 20.1% | - |
| TREE OF COLORS Charleroi | €151,772 | €47,011 | 47.7% | - |
| CH TRADING Destelbergen | €120,018 | €24,231 | 20.0% | - |
| Gaëlle Verspeelt Geraardsbergen | €98,054 | €31,728 | 49.4% | - |
| TOPSBRANDS Roeselare | €148,787 | €25,139 | 54.6% | - |
| NPCONCEPT Gerpinnes | €137,178 | €28,839 | 46.8% | - |
These companies have the same main activity as Belliza Web: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €98,100 and €152,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 19-12-2022Normal situation
- Activity
- Other non-specialised retail saleNACE 47120
- Establishment unit
- 2.340.126.2852440 Geel, since 19-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €131,020▼ 3.7%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Belliza Web
Belliza Web files the micro format. That format states no turnover. The gross margin fell from €61,771 in 2023 to €36,226 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Belliza Web
- What is the company number of Belliza Web?
- The company number of Belliza Web is 0794.975.475. The VAT number is the same number with BE in front: BE 0794.975.475.
- Where is Belliza Web based?
- The registered office is at Grotesteenweg 81, 2440 Geel.Company details
- What does Belliza Web do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of Belliza Web?
- Belliza Web is a private limited company (BV).
- When was Belliza Web founded?
- Belliza Web was founded on 19-12-2022.
- Is Belliza Web still active?
- Yes, Belliza Web is an active enterprise in the KBO register.
- What is the turnover of Belliza Web?
- The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €36,226 and 178 comparable companies (NACE 471). It probably lies between €280,000 and €650,000.Financials
- Is Belliza Web profitable?
- In financial year 2025, Belliza Web made a profit of €9,906.
- Where can I find the annual accounts of Belliza Web?
- Belliza Web filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Belliza Web due?
- Belliza Web must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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