Summary
BELLEMOND is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €10.8m and a net result of €983,400. Equity is growing by ~17.2% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
58 d early
2023
62 d early
2022
119 d early
2021
38 d early
2020
27 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 December (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#7 employer in Schilde, Finance and insurance sector#9 company by equity in Schilde, Finance and insurance sector
Equity
€10.8m▲ 10.1%
2023 · €9.8m
Net result
€983,400▲ 141%
2023 · €408,643
Total assets
€11.4m▲ 7.6%
2023 · €10.6m
Solvency
94.2%▲ 2.1pp
2023 · 92.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€185,134▲ 15.6%€95,551▼ 48.4%€102,455▲ 7.2%€176,984▲ 72.7%€172,625▼ 2.5%
Net result€265,420above the sector's middle half▲ 56.6%€4.0mabove the sector's middle half▲ 1,409%€2.6mabove the sector's middle half▼ 34.8%€408,643above the sector's middle half▼ 84.3%€983,400above the sector's middle half▲ 141%
Equity€4.2mabove the sector's middle half▲ 4.6%€7.0mabove the sector's middle half▲ 67.4%€9.6mabove the sector's middle half▲ 37.0%€9.8mabove the sector's middle half▲ 1.3%€10.8mabove the sector's middle half▲ 10.1%
Total assets€4.9mabove the sector's middle half▲ 9.6%€10.8mabove the sector's middle half▲ 119%€10.7mabove the sector's middle half▼ 1.1%€10.6mabove the sector's middle half▼ 0.9%€11.4mabove the sector's middle half▲ 7.6%
Debt€737,779▲ 50.7%€3.8m▲ 414%€1.1m▼ 71.8%€840,025▼ 21.5%€661,815▼ 21.2%
Working capital€611,211above the sector's middle half▲ 40.2%€620,317above the sector's middle half▲ 1.5%€1.2mabove the sector's middle half▲ 95.7%€1.6mabove the sector's middle half▲ 28.6%€1.7mabove the sector's middle half▲ 11.9%
Solvency85.1%above the sector's middle half▼ 4.1pp65.0%within the sector's middle half▼ 20.1pp90.0%above the sector's middle half▲ 25.1pp92.1%above the sector's middle half▲ 2.1pp94.2%above the sector's middle half▲ 2.1pp
Current ratio1.88within the sector's middle half▼ 0.021.63within the sector's middle half▼ 0.243.30above the sector's middle half▲ 1.674.51above the sector's middle half▲ 1.205.68above the sector's middle half▲ 1.17
Return on assets (ROA)5.4%within the sector's middle half▲ 1.6pp37.0%above the sector's middle half▲ 31.6pp24.4%above the sector's middle half▼ 12.6pp3.9%within the sector's middle half▼ 20.5pp8.6%within the sector's middle half▲ 4.8pp
Staff (FTE)3.1within the sector's middle half▼ 6.1%3.5within the sector's middle half▲ 12.9%3.6above the sector's middle half▲ 2.9%3.7above the sector's middle half▲ 2.8%3.8above the sector's middle half▲ 2.7%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.4m
Fixed assets
€9.3m ▲ 8.0%
Current assets
€2.1m ▲ 5.6%
Equity and liabilities €11.4m
Equity
€10.8m ▲ 10.1%
Debt
€661,815 ▼ 21.2%
Debt's share of the balance-sheet total falls from 7.9% to 5.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.1%▲
2023 · 4.2%
Debt ≤ 1 year
€373,345▼
2023 · €445,258
Debt > 1 year
€287,445▼
2023 · €394,333
Income taxes
€58,359▲
2023 · €41,741
Staff costs
€253,862▲
2023 · €221,850
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €42,539 | €50,000 | - | - |
| Remuneration, social security and pensions62 | - | - | €200,372 | €221,850 | €253,862 | ▲ 14.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €108,501 | €113,022 | €128,331 | €130,538 | €133,984 | ▲ 2.6% |
| Other operating charges640/8 | - | - | €7,433 | €7,306 | €7,584 | ▲ 3.8% |
| Non-recurring operating charges66A | - | - | €75,212 | - | - | - |
| Gross operating margin9900 | €447,429 | €424,810 | €513,803 | €536,678 | €568,056 | ▲ 5.8% |
| Operating profit (loss)9901 | €185,134 | €95,551 | €102,455 | €176,984 | €172,625 | ▼ 2.5% |
| Financial income75/76B | - | - | €2.6m | €290,177 | €884,823 | ▲ 205% |
| Recurring financial income75 | €148,750 | €542,956 | €2.6m | €290,177 | €884,823 | ▲ 205% |
| Financial charges65/66B | - | - | €38,024 | €16,778 | €15,689 | ▼ 6.5% |
| Recurring financial charges65 | €8,239 | €17,493 | €38,024 | €16,778 | €15,689 | ▼ 6.5% |
| Profit (loss) for the period before taxes9903 | €325,645 | €4.0m | €2.6m | €450,384 | €1.0m | ▲ 131% |
| Income taxes67/77 | €60,225 | €28,788 | €17,371 | €41,741 | €58,359 | ▲ 39.8% |
| Profit (loss) for the period9904 | €265,420 | €4.0m | €2.6m | €408,643 | €983,400 | ▲ 141% |
| Profit (loss) for the period to be appropriated9905 | €265,420 | €4.0m | €2.6m | €408,643 | €983,400 | ▲ 141% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.9m | €10.8m | €10.7m | €10.6m | €11.4m | ▲ 7.6% |
| Fixed assets21/28 | €3.6m | €9.2m | €9.0m | €8.6m | €9.3m | ▲ 8.0% |
| Tangible fixed assets22/27 | €1.4m | €1.5m | €1.4m | €1.3m | €2.0m | ▲ 54.1% |
| Land and buildings22 | - | - | €1.3m | €1.2m | €1.9m | ▲ 58.1% |
| Plant, machinery and equipment23 | - | - | €2,997 | €2,264 | €2,075 | ▼ 8.3% |
| Furniture and vehicles24 | - | - | €78,850 | €44,173 | €20,771 | ▼ 53.0% |
| Other tangible fixed assets26 | - | - | €580 | €464 | €348 | ▼ 25.0% |
| Financial fixed assets28 | €2.3m | €7.7m | €7.6m | €7.3m | €7.3m | = |
| Current assets29/58 | €1.3m | €1.6m | €1.7m | €2.0m | €2.1m | ▲ 5.6% |
| Amounts receivable after more than one year29 | - | - | €623,500 | €600,000 | €570,000 | ▼ 5.0% |
| Other amounts receivable291 | - | - | €623,500 | €600,000 | €570,000 | ▼ 5.0% |
| Stocks and contracts in progress3 | - | - | €228,826 | €648,120 | - | - |
| Stocks30/36 | - | - | €228,826 | €648,120 | - | - |
| Amounts receivable within one year40/41 | €140,359 | €182,137 | €86,946 | €111,767 | €110,719 | ▼ 0.9% |
| Trade receivables40 | - | - | €44,013 | €47,745 | €62,136 | ▲ 30.1% |
| Other amounts receivable41 | - | - | €42,933 | €64,021 | €48,584 | ▼ 24.1% |
| Current investments50/53 | - | - | €60,709 | €150,709 | €1.1m | ▲ 632% |
| Cash at bank and in hand54/58 | €427,523 | €789,730 | €723,921 | €478,381 | €323,273 | ▼ 32.4% |
| Deferred charges and accrued income490/1 | - | - | €16,929 | €17,397 | €11,854 | ▼ 31.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.9m | €10.8m | €10.7m | €10.6m | €11.4m | ▲ 7.6% |
| Equity10/15 | €4.2m | €7.0m | €9.6m | €9.8m | €10.8m | ▲ 10.1% |
| Contributions10/11 | €166,973 | €166,973 | €166,973 | €166,973 | €166,973 | = |
| Capital10 | - | - | €166,973 | €166,973 | €166,973 | = |
| Issued capital100 | - | - | €166,973 | €166,973 | €166,973 | = |
| Reserves13 | €3.3m | €6.9m | €9.5m | €9.6m | €10.6m | ▲ 10.2% |
| Non-distributable reserves130/1 | - | - | €16,697 | €16,697 | €16,697 | = |
| Legal reserve130 | - | - | €16,697 | €16,697 | €16,697 | = |
| Distributable reserves133 | - | - | €9.5m | €9.6m | €10.6m | ▲ 10.3% |
| Amounts payable17/49 | €737,779 | €3.8m | €1.1m | €840,025 | €661,815 | ▼ 21.2% |
| Amounts payable after more than one year17 | €37,591 | €2.8m | €540,561 | €394,333 | €287,445 | ▼ 27.1% |
| Financial debts170/4 | - | - | €540,561 | €394,333 | €287,445 | ▼ 27.1% |
| Amounts payable within one year42/48 | €698,115 | €980,461 | €526,966 | €445,258 | €373,345 | ▼ 16.2% |
| Current portion of amounts payable after more than one year42 | - | - | €68,855 | €167,023 | €156,887 | ▼ 6.1% |
| Financial debts43 | - | - | €250,000 | - | €150,000 | - |
| Credit institutions430/8 | - | - | €250,000 | - | €150,000 | - |
| Trade debts44 | €5,283 | €12,744 | €5,639 | €22,540 | €14,778 | ▼ 34.4% |
| Suppliers440/4 | - | - | €5,639 | €22,540 | €14,778 | ▼ 34.4% |
| Taxes, remuneration and social security45 | - | - | €49,296 | €53,462 | €51,680 | ▼ 3.3% |
| Taxes450/3 | - | - | €29,889 | €31,989 | €28,579 | ▼ 10.7% |
| Remuneration and social security454/9 | - | - | €19,408 | €21,473 | €23,101 | ▲ 7.6% |
| Other amounts payable47/48 | - | - | €153,176 | €202,233 | - | - |
| Accrued charges and deferred income492/3 | - | - | €2,052 | €434 | €1,025 | ▲ 136% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €265,420 | €4.0m | €2.6m | €408,643 | €983,400 | ▲ 141% |
| + Depreciation and write-downs630 | €108,501 | €113,022 | €128,331 | €130,538 | €133,984 | ▲ 2.6% |
| Operating cash flow (approximation) | €373,921 | €4.1m | €2.7m | €539,180 | €1.1m | ▲ 107% |
| Investment in fixed assets (approximation) | - | -€5.7m | €132,637 | €235,917 | -€825,987 | ▼ 450% |
| Change in cash | - | €362,207 | -€65,809 | -€245,540 | -€155,108 | ▲ 36.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €10mEq €10.8m ▲10.1%
6 profitable years in a row build equity to €10.8m.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 3.30
Current ratio from 1.63 to 3.30; short-term debt falls from €980,461 to €526,966.
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €4.0m ▲1,409%
Net result €4.0m, the highest in the series.
30-06
Financial
Equity above €5mEq €7.0m ▲67.4%
3 profitable years in a row build equity to €7.0m.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1994
Ground area
6,383 m²
Building footprint
661 m²
Volume, LiDAR
3,972 m³
2 parcels, Flanders · tallest building 18.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELLEMOND
since 19942.067.823.036
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0514/00W002 | Flanders | 3,394 m² | 1 · 288 m² | 16.8 m · 2 fl. |
| 11041B0514/00D003 | Flanders | 2,989 m² | 1 · 372 m² | 18.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
40%
-
35.96%
According to the annual accounts to 30-06-2025 of BELLEMOND and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,463 EUR awarded · 809 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 809 EUR | 809 EUR |
| 2022 | 1 | 654 EUR | 0 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 5,843 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-07-1994
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453082941
Also
9925:BE0453082941
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.