Turnover
≈ €190,000 estimated
The micro format states no turnover.
BELLEMAR
Lifetime
6 annual accounts with figures on one time axispeak €34,713 (2025)
€34,713▲ 30.2%
lowest -€2,464 (2021)
€22,117▲ 67.9%
peak €73,948 (2025)
€73,948▲ 42.7%
€25,460▼ 0.6%
peak 0.1 FTE (2020)
-not published
Board1 name since 2023
1 directorChristiaens Marino
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €26,657 to €34,713Result from €13,177 to €22,117Equity from €51,830 to €73,948
Key points
from the 2025 annual accountsFilings
6 annual accounts 3 late
The 2022 accounts came latest: 87 days after the end of the period.
Position in the sector
74.4%
Higher solvency than 87% of companies in food and beverage service. Sector median 29.5% · 17,158 companies.
Checked score
51
Fair
Financially stronger than 71% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.4%
01-2025: 5.4%● unchanged vs 12-2024
02-2025: 5.4%● unchanged vs 01-2025
03-2025: 5.4%● unchanged vs 02-2025
04-2025: 5.5%▲ +0.1 percentage points vs 03-2025
05-2025: 5.6%▲ +0.1 percentage points vs 04-2025
06-2025: 5.5%▼ -0.1 percentage points vs 05-2025
07-2025: 5.5%● unchanged vs 06-2025
08-2025: 6.0%▲ +0.5 percentage points vs 07-2025
09-2025: 6.2%▲ +0.2 percentage points vs 08-2025
10-2025: 7.0%▲ +0.8 percentage points vs 09-2025
11-2025: 6.9%▼ -0.1 percentage points vs 10-2025
12-2025: 6.9%● unchanged vs 11-2025
01-2026: 6.9%● unchanged vs 12-2025
02-2026: 7.0%▲ +0.1 percentage points vs 01-2026highest value
03-2026: 6.7%▼ -0.3 percentage points vs 02-2026
04-2026: 6.7%● unchanged vs 03-2026
05-2026: 6.7%● unchanged vs 04-2026
06-2026: 6.6%▼ -0.1 percentage points vs 05-2026
07-2026: 6.4%▼ -0.2 percentage points vs 06-2026
08-2026: 6.8%▲ +0.4 percentage points vs 07-2026
09-2026: 3.7%▼ -3.1 percentage points vs 08-2026
10-2026: 3.6%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 3.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Size: total assets €99,408
Founded in 2020
Last filed accounts filed 18 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 87% of them on solvency, 36% on liquidity, 84% on profitability and 78% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as BELLEMAR has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BELLEMAR itself is higher: 3.6% within 12 months. It rests on far more data about BELLEMAR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for BELLEMAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.84 (2.75 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 0.6% of total assets. 25.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
18 days late
2024
61 days late
2023
27 days early
2022
87 days late
2021
11 days early
2020
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 21 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0757998778
Incorporation
published on 16-11-2020 · Gazette deed
First establishment
TER KATTE, Doornikserijksweg Z/N, Kortrijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELLEMAR Kortrijk | €99,408 | €34,713 | 74.4% | - |
| POMMS' Wevelgem | €101,949 | €35,473 | -20.2% | - |
| MATOMA Dentergem | €107,171 | €30,686 | 4.1% | - |
| SCRUBIT Moorslede | €97,575 | €28,383 | 32.8% | - |
| TONNELIER - THOMAS Zemst | €96,443 | €33,753 | 71.1% | - |
| RAHEL Anderlecht | €98,962 | €38,187 | 57.4% | - |
| WAFFLE TIME Maasmechelen | €91,467 | €38,208 | 71.7% | - |
These companies have the same main activity as BELLEMAR: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €91,500 and €107,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 12-11-2020Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.309.813.5878510 Kortrijk, since 12-11-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 02-03-2024
Insights on BELLEMAR
BELLEMAR files the micro format. That format states no turnover. The gross margin rose from €10,301 in 2020 to €34,713 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELLEMAR
- What is the company number of BELLEMAR?
- The company number of BELLEMAR is 0757.998.778. The VAT number is the same number with BE in front: BE 0757.998.778.
- Where is BELLEMAR based?
- The registered office is at Kloosterdreef 58, 8510 Kortrijk.Company details
- What does BELLEMAR do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of BELLEMAR?
- BELLEMAR is a private limited company (BV).
- When was BELLEMAR founded?
- BELLEMAR was founded on 12-11-2020.
- Is BELLEMAR still active?
- Yes, BELLEMAR is an active enterprise in the KBO register.
- How many employees does BELLEMAR have?
- BELLEMAR had an average of 0.9 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of BELLEMAR?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €34,713 and 67 comparable companies (NACE 56112). It probably lies between €150,000 and €250,000.
- Is BELLEMAR profitable?
- In financial year 2025, BELLEMAR made a profit of €22,117.
- Where can I find the annual accounts of BELLEMAR?
- BELLEMAR filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELLEMAR due?
- BELLEMAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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