BELLEMANS DIRK
ActiveSummary
BELLEMANS DIRK has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €576,803 and a net result of €97. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 63% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-5
Solvency84▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.21 against 0.59 in 2024; short-term debt: 35.2% and cash: 3.7% of total assets), and 41.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
0%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
21 d early
2022
31 d early
2021
9 d early
2020
1 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#10 company by total assets in Roosdaal, Construction sector#10 company by equity in Roosdaal, Construction sector
Equity
€576,803=
2024 · €576,706
Total assets
€983,016▼ 5.9%
2024 · €1.0m
Net result
€97▼ 99.8%
2024 · €42,861
Working capital
-€272,571▼ 73.0%
2024 · -€157,530
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€155,297▲ 37.3%€104,719▼ 32.6%€91,769▼ 12.4%€75,132▼ 18.1%€2,319▼ 96.9%
Net result€109,679▲ 44.5%€74,819▼ 31.8%€64,723▼ 13.5%€42,861▼ 33.8%€97▼ 99.8%
Equity€613,614▼ 3.0%€688,433▲ 12.2%€652,057▼ 5.3%€576,706▼ 11.6%€576,803=
Total assets€911,983▲ 9.6%€984,966▲ 8.0%€999,853▲ 1.5%€1.0m▲ 4.5%€983,016▼ 5.9%
Debt€295,528▲ 48.3%€293,841▼ 0.6%€345,254▲ 17.5%€465,984▲ 35.0%€403,970▼ 13.3%
Working capital€292,879▼ 15.4%€148,615▼ 49.3%-€64,669-€157,530▼ 144%-€272,571▼ 73.0%
Staff (FTE)3.8▲ 46.2%2.9▼ 23.7%0.9▼ 69.0%0.6▼ 33.3%0.3▼ 50.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €983,016
Fixed assets
€909,682 ▲ 11.7%
Current assets
€73,334 ▼ 68.2%
Equity and liabilities €983,016
Equity
€576,803 =
Provisions
€2,243 ▼ 6.3%
Debt
€403,970 ▼ 13.3%
Debt's share of the balance-sheet total falls from 44.6% to 41.1%. Debt is lower.
Key figures and ratios
EBITDA
€61,620▼
2024 · €122,301
Cash flow
€59,398▼
2024 · €90,029
Current ratio
0.21▼
2024 · 0.59
Quick ratio
0.18▼
2024 · 0.58
Debt to equity
0.70▼
2024 · 0.81
ROE
0.0%▼
2024 · 7.4%
ROA
0.0%▼
2024 · 4.1%
Interest coverage
15.73▲
2024 · 7.38
Debt ≤ 1 year
€345,904▼
2024 · €388,180
Debt > 1 year
€58,065▼
2024 · €77,604
Income taxes
€249▼
2024 · €17,569
Staff costs
€20,964▼
2024 · €27,181
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €95,832 | €36,304 | €27,181 | €20,964 | ▼ 22.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,228 | €33,105 | €45,030 | €47,168 | €59,301 | ▲ 25.7% |
| Other operating charges640/8 | - | €26,985 | €24,087 | €7,210 | €10,792 | ▲ 49.7% |
| Gross operating margin9900 | €314,239 | €260,641 | €197,189 | €156,692 | €93,376 | ▼ 40.4% |
| Operating profit (loss)9901 | €155,297 | €104,719 | €91,769 | €75,132 | €2,319 | ▼ 96.9% |
| Financial income75/76B | - | €2,531 | €1,668 | €1,722 | €1,795 | ▲ 4.2% |
| Recurring financial income75 | €4,353 | €2,531 | €1,668 | €1,722 | €1,795 | ▲ 4.2% |
| Financial charges65/66B | - | €11,176 | €10,166 | €16,573 | €3,917 | ▼ 76.4% |
| Recurring financial charges65 | €7,147 | €11,176 | €10,166 | €16,573 | €3,917 | ▼ 76.4% |
| Profit (loss) for the period before taxes9903 | €152,503 | €96,074 | €83,271 | €60,281 | €197 | ▼ 99.7% |
| Transfer from deferred taxes780 | - | €150 | €150 | €150 | €150 | = |
| Income taxes67/77 | €39,982 | €21,405 | €18,698 | €17,569 | €249 | ▼ 98.6% |
| Profit (loss) for the period9904 | €109,679 | €74,819 | €64,723 | €42,861 | €97 | ▼ 99.8% |
| Transfer from tax-exempt reserves789 | - | €449 | €449 | €449 | €449 | = |
| Profit (loss) for the period to be appropriated9905 | €101,156 | €75,267 | €65,171 | €43,309 | €546 | ▼ 98.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €911,983 | €984,966 | €999,853 | €1.0m | €983,016 | ▼ 5.9% |
| Fixed assets21/28 | €455,201 | €656,863 | €815,625 | €814,433 | €909,682 | ▲ 11.7% |
| Tangible fixed assets22/27 | €455,066 | €656,728 | €815,490 | €814,298 | €909,547 | ▲ 11.7% |
| Land and buildings22 | - | €647,012 | €811,440 | €811,036 | €880,003 | ▲ 8.5% |
| Plant, machinery and equipment23 | - | €3,032 | €2,418 | €3,262 | €7,157 | ▲ 119% |
| Furniture and vehicles24 | - | €6,684 | €1,631 | - | €22,387 | - |
| Financial fixed assets28 | €135 | €135 | €135 | €135 | €135 | = |
| Current assets29/58 | €456,782 | €328,102 | €184,228 | €230,649 | €73,334 | ▼ 68.2% |
| Stocks and contracts in progress3 | €6,117 | €5,203 | €6,593 | €4,993 | €9,833 | ▲ 96.9% |
| Stocks30/36 | - | €5,203 | €6,593 | €4,993 | €2,833 | ▼ 43.3% |
| Contracts in progress37 | - | - | - | - | €7,000 | - |
| Amounts receivable within one year40/41 | €25,842 | €56,277 | €12,422 | €12,199 | €18,793 | ▲ 54.0% |
| Trade receivables40 | - | €32,046 | €10,626 | €3,999 | €12,862 | ▲ 222% |
| Other amounts receivable41 | - | €24,230 | €1,796 | €8,200 | €5,930 | ▼ 27.7% |
| Cash at bank and in hand54/58 | €422,121 | €265,015 | €162,635 | €211,783 | €36,453 | ▼ 82.8% |
| Deferred charges and accrued income490/1 | - | €1,608 | €2,578 | €1,674 | €8,254 | ▲ 393% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €911,983 | €984,966 | €999,853 | €1.0m | €983,016 | ▼ 5.9% |
| Equity10/15 | €613,614 | €688,433 | €652,057 | €576,706 | €576,803 | = |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €407,368 | €482,186 | €445,810 | €551,706 | €551,803 | = |
| Non-distributable reserves130/1 | - | €2,500 | €2,500 | - | - | - |
| Reserves not available under the articles1311 | - | €2,500 | €2,500 | - | - | - |
| Tax-exempt reserves132 | - | €8,075 | €7,626 | €7,178 | €6,729 | ▼ 6.3% |
| Distributable reserves133 | - | €471,611 | €435,683 | €544,528 | €545,074 | ▲ 0.1% |
| Profit (loss) carried forward14 | €181,247 | €181,247 | €181,247 | - | - | - |
| Provisions and deferred taxes16 | €2,841 | €2,692 | €2,542 | €2,393 | €2,243 | ▼ 6.3% |
| Deferred taxes168 | - | €2,692 | €2,542 | €2,393 | €2,243 | ▼ 6.3% |
| Amounts payable17/49 | €295,528 | €293,841 | €345,254 | €465,984 | €403,970 | ▼ 13.3% |
| Amounts payable after more than one year17 | €131,625 | €114,353 | €96,356 | €77,604 | €58,065 | ▼ 25.2% |
| Financial debts170/4 | - | €114,353 | €96,356 | €77,604 | €58,065 | ▼ 25.2% |
| Amounts payable within one year42/48 | €163,903 | €179,488 | €248,898 | €388,180 | €345,904 | ▼ 10.9% |
| Current portion of amounts payable after more than one year42 | - | €17,272 | €17,997 | €18,752 | €19,539 | ▲ 4.2% |
| Trade debts44 | €6,497 | €40,830 | €6,709 | €22,646 | €6,737 | ▼ 70.3% |
| Suppliers440/4 | - | €40,830 | €6,709 | €22,646 | €6,737 | ▼ 70.3% |
| Advances received on contracts in progress46 | - | - | - | €5,835 | - | - |
| Taxes, remuneration and social security45 | - | €7,251 | €13,003 | €18,669 | €2,284 | ▼ 87.8% |
| Taxes450/3 | - | €2,714 | €11,431 | €12,867 | €1,257 | ▼ 90.2% |
| Remuneration and social security454/9 | - | €4,537 | €1,571 | €5,802 | €1,027 | ▼ 82.3% |
| Other amounts payable47/48 | - | €114,134 | €211,189 | €322,278 | €317,345 | ▼ 1.5% |
| Accrued charges and deferred income492/3 | - | - | - | €200 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109,679 | €74,819 | €64,723 | €42,861 | €97 | ▼ 99.8% |
| + Depreciation and write-downs630 | €29,228 | €33,105 | €45,030 | €47,168 | €59,301 | ▲ 25.7% |
| Operating cash flow (approximation) | €138,908 | €107,924 | €109,752 | €90,029 | €59,398 | ▼ 34.0% |
| Investment in fixed assets (approximation) | - | -€234,767 | -€203,791 | -€45,977 | -€154,550 | ▼ 236% |
| Change in cash | - | -€157,106 | -€102,379 | €49,147 | -€175,329 | ▼ 457% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €97 ▼99.8%
Net result drops to €97, the lowest in the series.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 2 establishment units since 2009
Ground area
1,071 m²
Building footprint
340 m²
Volume, LiDAR
1,764 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
BELLEMANS DIRK
since 20092.176.840.742
Opslagruimte
since 20182.273.711.573
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011B0016/00S002 | Flanders | 653 m² | 1 · 196 m² | 8.6 m · 2 fl. |
| 23097C0518/00V002 | Flanders | 418 m² | 1 · 143 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,114 EUR awarded · 3,114 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,114 EUR | 3,114 EUR |
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 5 endedBrandertechnicus gas/stookolie duaal (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Vakman installatietechnieken (vwo)
Show 5 ended approvals
Monteur centrale verwarming (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Vakman installatietechnieken (vwo)
Elektrische installaties duaal (so)
Elektrotechnisch installateur (vwo)
Similar companies · same sector, comparable size
ELEKTRO LINDEN
BE 0436.889.186
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CNS Technics
BE 0870.562.033
Westerlo · Eq €576,354
ElectrA+
BE 0806.800.765
Blégny · Eq €576,254
ELECTRO DESTICKERE
BE 0478.431.219
Damme · Eq €577,612
SEETECH
BE 0808.695.235
La Roche-en-Ardenne · Eq €575,887
Of 22,831 companies in sector 43211 we hold annual accounts for 10,329. 6,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2009
Fiscal year end31-03
Activities, NACEBEL 2025
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809049581
Also
9925:BE0809049581
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.