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BELLEHAERT

Active
Private limited companyfounded 20188 yrs activeHandelsstraat 21, 8020 Oostkamp, BelgiumKBO/BCE: BE 0688.766.613

BELLEHAERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €978k and a net result of €-70k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 2384 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
40 d early
2024
2 d early
2023
1 d early
2022
5 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity
€978k▼ 6.7%
2024 · €1.05M
2022: €1.15M 2023: €1.12M 2024: €1.05M
2022 → 2025
Net result
€-70k=
2024 · €-70k
2022: €10k 2023: €-35k 2024: €-70k
2022 → 2025
Total assets
€2.89M▲ 19.8%
2024 · €2.41M
2022: €2.32M 2023: €2.40M 2024: €2.41M
2022 → 2025
Solvency
33.8%▼ 9.6pp
2024 · 43.4%
2022: 49.7% 2023: 46.5% 2024: 43.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€1.15M-€1.12M▼ 3.0%€1.05M▼ 6.2%€978k▼ 6.7%
Operating result€21k-€-5k€-4k▲ 10.8%€-4k▼ 5.4%
Net result€10k-€-35k€-70k▼ 99.1%€-70k=
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25kOperating result 2022: €21k€21kNet result 2022: €10k€10kOperating result 2023: €-5k€-5kNet result 2023: €-35k€-35kOperating result 2024: €-4k€-4kNet result 2024: €-70k€-70kOperating result 2025: €-4k€-4kNet result 2025: €-70k€-70k2022202320242025
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.89M
Fixed assets €2.79M▲ 21.8%
Current assets €97k▼ 18.4%
Equity and liabilities €2.89M
Equity €978k▼ 6.7%
Debt €1.91M▲ 40.2%
The debt ratio rises from 56.6% to 66.2%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
33.8%
2024 · 43.4%
ROE
-7.1%
2024 · -6.7%
ROA
-2.4%
2024 · -2.9%
Debt
€1.91M
2024 · €1.36M
Debt ≤ 1 year
€582k
2024 · €1.35M
Debt > 1 year
€1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.41M€2.89M
Fixed assets21/28€2.29M€2.79M
Financial fixed assets28€2.29M€2.79M
Affiliated companies280/1-€2.79M
Participating interests280-€2.79M
Companies linked by participating interests282/3-€0
Participating interests282-€0
Current assets29/58€119k€97k
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€101k€97k
Trade receivables40€32k€22k
Other amounts receivable41€69k€75k
Cash at bank and in hand54/58€17k€48
Deferred charges and accrued income490/1€841€0
Equity and liabilities
Total equity and liabilities10/49€2.41M€2.89M
Equity10/15€1.05M€978k
Contributions10/11€193k€193k=
Reserves13€854k€785k
Tax-exempt reserves132€88k€88k=
Distributable reserves133€767k€697k
Amounts payable17/49€1.36M€1.91M
Amounts payable after more than one year17-€1.33M
Other amounts payable178/9-€1.33M
Amounts payable within one year42/48€1.35M€582k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€0
Suppliers440/4€2k€0
Other amounts payable47/48€1.35M€582k
Accrued charges and deferred income492/3€10k€0
Income statement Code20242025
Operating charges60/66A-€4k
Services and other goods61-€3k
Other operating charges640/8€509€1k
Gross operating margin9900€-4k-
Operating profit (loss)9901€-4k€-4k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Income from current assets751-€1k
Other financial income752/9-€0
Financial charges65/66B€67k€67k
Recurring financial charges65€67k€67k
Debt charges650-€66k
Other financial charges652/9-€465
Profit (loss) for the period before taxes9903€-70k€-70k=
Profit (loss) for the period9904€-70k€-70k=
Profit (loss) for the period to be appropriated9905€-70k€-70k=
Appropriation of the result
Profit (loss) to be appropriated9906€-70k€-70k=
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€70k€70k=
From reserves792-€70k

The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · full schema
29-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Handelsstraat 218020 Oostkamp
Ground area
2.2 ha
Building footprint
1.1 ha
Parcel 31403E0101/00N002, Flanders. Linked by address, not a title deed.
1 establishment unit
Handelsstraat 21, 8020 Oostkamp
Financial service activities, except insurance and pension funding
since 20182.274.004.058
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403E0101/00N002 Flanders 2.2 ha 1 · 1.1 ha -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,681 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-01-2018
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.