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BELLE SCARPE

Active
Private limited company (pre-2019)founded 2017active for 9 yearsKerkstraat 34, 3990 Peer, BelgiumKBO/BCE: BE 0679.878.839
Summary

BELLE SCARPE has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,327 and a net result of €3,036. Equity has been growing by about 33% per year since 2018. Its solvency ranks better than 51% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 18-08-2017 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 6 others
Establishment unit
2.286.790.539 3990 Peer, since 17-03-2019
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Saenen PetraDirector · since 18-08-2017
  • Craeghs Willy ArnoldDirector · since 01-08-2019

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€14,802
▲ 7.1%
Turnover
≈ €170,000
estimated
Profit
€3,036
▼ 15.2%
Equity
€44,327
▲ 7.4%
Total assets
€128,462
▲ 59.9%
Staff
≈ 0.1 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts lateSector: Retail trade (NACE 47)Liquidity: current ratio 1.42, cash €4,570Size: total assets €128,462Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 60-16
equity 34.5% of total assets
Liquidity 20-12
short-term debt 65.5% · cash 3.6%
Profitability 72-2
return on assets 2.4%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.1% 01-2025: 3.1%● unchanged vs 12-2024 02-2025: 3.1%● unchanged vs 01-2025 03-2025: 3.1%● unchanged vs 02-2025 04-2025: 2.9%▼ -0.2 percentage points vs 03-2025 05-2025: 2.7%▼ -0.2 percentage points vs 04-2025 06-2025: 2.6%▼ -0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.1 percentage points vs 06-2025 08-2025: 3.4%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.6%▼ -1.8 percentage points vs 08-2025 10-2025: 1.4%▼ -0.2 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.2%▼ -0.2 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 1.4%▼ -0.4 percentage points vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.42 (1.78 in 2024), below the usual 1.5. Short-term debt is 65.5% and cash 3.6% of total assets. 65.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 50% of them on solvency, 18% on liquidity, 55% on profitability and 56% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.42, cash €4,570
NBB · annual accounts
raises risk · Size: total assets €128,462
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
29 days late
2022
31 days late
2021
31 days late
2020
73 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €3,036 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as BELLE SCARPE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €103,000 and €154,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
BELLE SCARPE Peer€128,462€14,802
L'ENVOL DU COLIBRI Namur€134,509€12,635
GStuff Rixensart€154,416€16,227
HB Tex Liège€134,163€10,550
MAYBE SOMEDAY Antwerpen€103,324€11,902
Passi Passé Temse€110,935€10,650
La Tiara Antwerpen€108,979€20,335
Full comparison

Key facts about BELLE SCARPE

What is the company number of BELLE SCARPE?
The company number of BELLE SCARPE is 0679.878.839. The VAT number is the same number with BE in front: BE 0679.878.839.
Where is BELLE SCARPE based?
The registered office is at Kerkstraat 34, 3990 Peer.Company details
What does BELLE SCARPE do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of BELLE SCARPE?
The legal form of BELLE SCARPE is Private limited company (pre-2019) (BVBA).
When was BELLE SCARPE founded?
BELLE SCARPE was founded on 18-08-2017.
Is BELLE SCARPE still active?
Yes, BELLE SCARPE is an active enterprise in the KBO register.
How many employees does BELLE SCARPE have?
BELLE SCARPE had an average of 0.8 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of BELLE SCARPE?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €14,802 and 40 comparable companies (NACE 47716). It probably lies between €58,000 and €350,000. It is a rough estimate.
Is BELLE SCARPE profitable?
In financial year 2025, BELLE SCARPE made a profit of €3,036.
Where can I find the annual accounts of BELLE SCARPE?
BELLE SCARPE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BELLE SCARPE due?
BELLE SCARPE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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