BELLE ALLURE
ActiveThe computed 12-month bankruptcy probability of BELLE ALLURE is 1.9% (moderate). The 2025 annual accounts show equity of €24k and a net result of €44k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 47% of 4497 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▼-46
Growth78=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.56 in 2024), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
43.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
114 d early
2024
8 d early
2023
30 d late
2022
26 d early
2021
114 d late
2020
60 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€40k
EBIT margin
3.2%
Net result
€44k▲ 155%
2024 · €17k
2019: €615
2020: €10k
2021: €3k
2022: €4k
2023: €-7k
2024: €17k
2019 → 2025
Working capital
€15k▼ 14.1%
2024 · €17k
2019: €16k
2020: €23k
2021: €22k
2022: €22k
2023: €13k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€37k▲ 11.6%€30k▼ 19.7%€30k▲ 1.4%€24k▼ 18.8%
Operating result€6k-€1k▼ 77.4%€-7k€23k€59k▲ 159%
Net result€3k-€4k▲ 45.3%€-7k€17k€44k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 159% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€10k▼ 25.0%
Current assets
€92k▲ 94.7%
Equity and liabilities €102k
Equity
€24k▼ 18.8%
Debt
€78k▲ 156%
The debt ratio rises from 50.4% to 76.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€62k▲
2024 · €26k
Cash flow
€48k▲
2024 · €21k
Solvency
23.8%▼
2024 · 49.6%
Current ratio
1.19▼
2024 · 1.56
Quick ratio
1.19▼
2024 · 1.56
Debt / equity
3.19▲
2024 · 1.01
ROE
181.9%▲
2024 · 58.0%
ROA
43.4%▲
2024 · 28.8%
Interest coverage
66.79▼
2024 · 76.30
Debt
€78k▲
2024 · €30k
Debt ≤ 1 year
€78k▲
2024 · €30k
Income taxes
€14k▲
2024 · €5k
Staff costs
€31k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€102k▲
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€47k€92k▲
Amounts receivable within one year40/41€26k€17k▼
Trade receivables40€4k€7k▲
Other amounts receivable41€22k€10k▼
Cash at bank and in hand54/58€20k€74k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€60k€102k▲
Equity10/15€30k€24k▼
Contributions10/11€20k€20k=
Reserves13€31€31=
Non-distributable reserves130/1€31€31=
Reserves not available under the articles1311€31€31=
Profit (loss) carried forward14€10k€4k▼
Amounts payable17/49€30k€78k▲
Amounts payable within one year42/48€30k€78k▲
Trade debts44€5k€9k▲
Suppliers440/4€5k€9k▲
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€5k€15k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€17k€50k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€6k-
Gross operating margin9900€59k€94k▲
Operating profit (loss)9901€23k€59k▲
Financial charges65/66B€342€935▲
Recurring financial charges65€342€935▲
Profit (loss) for the period before taxes9903€23k€58k▲
Income taxes67/77€5k€14k▲
Profit (loss) for the period9904€17k€44k▲
Profit (loss) for the period to be appropriated9905€17k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€54k▲
Profit (loss) brought forward from the previous period14P€10k€10k▲
Profit to be distributed694/7€17k€50k▲
Return on contributions (dividend)694€17k€50k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €44k ▲155%
Operating result €59k, net result €44k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼289%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Ground area
229 m²
Building footprint
147 m²
Volume, LiDAR
1,642 m³
Parcel 21807G0121/00A005, Brussels · tallest building 21.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BEL ALLURE
since 20192.297.112.032
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0121/00A005 | Brussels | 229 m² | 1 · 147 m² | 21.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,808. 2,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2019
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96022Beauty treatment
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.