BELLBEV is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €402k and a net result of €39k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 488 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d late
2023
1 d early
2022
14 d late
2021
3 d late
2020
5 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€402k▲ 10.8%
2024 · €362k
2019: €216k
2020: €228k
2021: €261k
2022: €297k
2023: €329k
2024: €362k
2019 → 2025
Net result
€39k▲ 17.7%
2024 · €33k
2019: €3k
2020: €12k
2021: €32k
2022: €36k
2023: €32k
2024: €33k
2019 → 2025
Total assets
€577k▲ 13.8%
2024 · €507k
2019: €628k
2020: €576k
2021: €547k
2022: €537k
2023: €523k
2024: €507k
2019 → 2025
Solvency
69.6%▼ 1.9pp
2024 · 71.4%
2019: 34.4%
2020: 39.6%
2021: 47.6%
2022: 55.3%
2023: 63.0%
2024: 71.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€180k-€180k=€180k=€180k=€180k=
Equity€261k-€297k▲ 14.0%€329k▲ 10.8%€362k▲ 10.1%€402k▲ 10.8%
Operating result€52k-€55k▲ 6.0%€49k▼ 10.2%€49k▲ 0.1%€55k▲ 11.7%
Net result€32k-€36k▲ 12.8%€32k▼ 12.0%€33k▲ 3.7%€39k▲ 17.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€534k▲ 16.9%
Current assets
€43k▼ 14.5%
Equity and liabilities €577k
Equity
€402k▲ 10.8%
Debt
€176k▲ 21.2%
The debt ratio rises from 28.6% to 30.4%. Equity and debt are higher.
Key figures and ratios
Solvency
69.6%▼
2024 · 71.4%
ROE
9.8%▲
2024 · 9.2%
ROA
6.8%▲
2024 · 6.6%
Debt
€176k▲
2024 · €145k
Debt ≤ 1 year
€101k▼
2024 · €144k
Debt > 1 year
€75k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€577k▲
Fixed assets21/28€457k€534k▲
Tangible fixed assets22/27€457k€534k▲
Land and buildings22€423k€427k▲
Plant, machinery and equipment23€3k€3k▼
Other tangible fixed assets26€31k€104k▲
Current assets29/58€50k€43k▼
Amounts receivable within one year40/41€28k-
Trade receivables40€18k-
Other amounts receivable41€9k-
Cash at bank and in hand54/58€19k€38k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€507k€577k▲
Equity10/15€362k€402k▲
Contributions10/11€100k€100k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€256k€295k▲
Amounts payable17/49€145k€176k▲
Amounts payable after more than one year17-€75k
Financial debts170/4-€75k
Credit institutions173-€75k
Amounts payable within one year42/48€144k€101k▼
Current portion of amounts payable after more than one year42€64k€20k▼
Trade debts44€55k€61k▲
Suppliers440/4€55k€61k▲
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€13k€13k▼
Remuneration and social security454/9€12k€7k▼
Accrued charges and deferred income492/3€695-
Income statement
Code20242025
Operating income70/76A€195k€191k▼
Turnover70€180k€180k=
Other operating income74€15k€11k▼
Operating charges60/66A€146k€136k▼
Services and other goods61€112k€98k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€33k▲
Other operating charges640/8€5k€5k▲
Operating profit (loss)9901€49k€55k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Debt charges650€4k€1k▼
Other financial charges652/9€151€381▲
Profit (loss) for the period before taxes9903€45k€53k▲
Income taxes67/77€12k€14k▲
Taxes670/3€12k€14k▲
Tax adjustments and reversals of tax provisions77€279-
Profit (loss) for the period9904€33k€39k▲
Profit (loss) for the period to be appropriated9905€33k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€256k€295k▲
Profit (loss) brought forward from the previous period14P€223k€256k▲
The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €39k ▲17.7%
Operating result €55k, net result €39k, both a record.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 14 days late
2022
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 708540 DeerlijkGround area
2.0 ha
Building footprint
1.8 ha
Volume, LiDAR
146,481 m³
Parcel 34009B0083/00D000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELLBEV
since 20102.187.953.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0083/00D000 | Flanders | 2.0 ha | 1 · 1.8 ha | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 365. 241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2009
Fiscal year end30-06
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.