Bellaziza
ActiveThe computed 12-month bankruptcy probability of Bellaziza is 1.9% (moderate). The 2025 annual accounts show equity of €16k and a net result of €12k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 74% of 18281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency88▲+31
Growth52▲+20
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.6 in 2024; short-term debt: 37.4% and cash: 12.9% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
47.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
22 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 316%
2024 · €4k
2023: €16k
2024: €4k
2023 → 2025
Total assets
€25k▲ 111%
2024 · €12k
2023: €24k
2024: €12k
2023 → 2025
Net result
€12k
2024 · €-12k
2023: €13k
2024: €-12k
2023 → 2025
Working capital
€16k▲ 254%
2024 · €4k
2023: €16k
2024: €4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€4k▼ 75.7%€16k▲ 316%
Operating result€16k-€-11k€15k
Net result€13k-€-12k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €25k
Equity
€16k▲ 316%
Debt
€9k▲ 15.9%
The debt ratio falls from 68.2% to 37.4%. Equity and debt are higher.
Key figures and ratios
Solvency
62.6%▲
2024 · 31.8%
Current ratio
2.67▲
2024 · 1.60
Quick ratio
0.40▼
2024 · 0.81
Debt / equity
0.60▼
2024 · 2.14
ROE
75.9%▲
2024 · -310.9%
ROA
47.5%▲
2024 · -98.9%
Debt
€9k▲
2024 · €8k
Debt ≤ 1 year
€9k▲
2024 · €8k
Income taxes
€541
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€25k▲
Current assets29/58€12k€25k▲
Stocks and contracts in progress3€6k€22k▲
Stocks30/36€6k€22k▲
Amounts receivable within one year40/41€3k€428▼
Trade receivables40-€428
Other amounts receivable41€3k-
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1-€97
Equity and liabilities
Total equity and liabilities10/49€12k€25k▲
Equity10/15€4k€16k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€811€13k▲
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€451€504▲
Accrued charges and deferred income492/3€658-
Income statement
Code20242025
Gross operating margin9900€-11k€15k▲
Operating profit (loss)9901€-11k€15k▲
Financial income75/76B€35€43▲
Recurring financial income75€35€43▲
Financial charges65/66B€495€2k▲
Recurring financial charges65€495€2k▲
Profit (loss) for the period before taxes9903€-12k€13k▲
Income taxes67/77-€541
Profit (loss) for the period9904€-12k€12k▲
Profit (loss) for the period to be appropriated9905€-12k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€811€13k▲
Profit (loss) brought forward from the previous period14P€13k€811▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-12k ▼194%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Abbé 927390 QuaregnonGround area
240 m²
Building footprint
78 m²
Volume, LiDAR
738 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELLAZIZA SRL
since 20232.350.373.148
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53065A0730/00H004 | Wallonia | 204 m² | 1 · 48 m² | 9.8 m · 3 fl. |
| 53403G0368/00A000 | Wallonia | 36 m² | 1 · 30 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOXIFY
BE 0640.926.411
Brussel · Eq €16k
Mighty Bee
BE 1016.019.075
Baelen · Eq €16k
Studioloco
BE 0797.081.266
Hamme (Vl.) · Eq €16k
ROSALIE
BE 1004.478.946
Aalst · Eq €16k
EUROPA STAR
BE 0662.801.889
Anderlecht · Eq €16k
Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2023
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bellaziza.com