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BellaNina

Active
Private limited companyfounded 20241 yr activeHeistraat 190, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1014.943.563
Summary

BellaNina has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30,674 and a net result of €25,674. Its solvency ranks better than 50% of 6160 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes
Profitability95
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.4; short-term debt: 74.7% and cash: 26.9% of total assets), and 74.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
25.3%
Return on assets
21.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 October 2024, BellaNina was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€30,674
Total assets
€121,311
Net result
€25,674
Working capital
-€54,310

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €121,311
Fixed assets €84,984
Current assets €36,327
Equity and liabilities €121,311
Equity €30,674
Debt €90,637
Debt finances 74.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€41,203
Cash flow
€30,508
Current ratio
0.40
Debt to equity
2.95
ROE
83.7%
ROA
21.2%
Interest coverage
66.81
Debt ≤ 1 year
€90,637
Income taxes
€10,100
Staff costs
€51,758

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€121,311
Fixed assets21/28€84,984
Tangible fixed assets22/27€84,984
Plant, machinery and equipment23€83,934
Furniture and vehicles24€1,050
Current assets29/58€36,327
Amounts receivable within one year40/41€2,296
Trade receivables40€62
Other amounts receivable41€2,234
Cash at bank and in hand54/58€32,646
Deferred charges and accrued income490/1€1,385
Equity and liabilities
Total equity and liabilities10/49€121,311
Equity10/15€30,674
Contributions10/11€5,000
Profit (loss) carried forward14€25,674
Amounts payable17/49€90,637
Amounts payable within one year42/48€90,637
Trade debts44€8,467
Suppliers440/4€8,467
Taxes, remuneration and social security45€43,252
Taxes450/3€30,961
Remuneration and social security454/9€12,291
Other amounts payable47/48€38,917
Income statement Code2024
Remuneration, social security and pensions62€51,758
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,834
Other operating charges640/8€842
Gross operating margin9900€93,803
Operating profit (loss)9901€36,369
Financial income75/76B€22
Recurring financial income75€22
Financial charges65/66B€617
Recurring financial charges65€617
Profit (loss) for the period before taxes9903€35,774
Income taxes67/77€10,100
Profit (loss) for the period9904€25,674
Profit (loss) for the period to be appropriated9905€25,674
Appropriation of the result
Profit (loss) to be appropriated9906€25,674

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€51,758
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,834
Other operating charges640/8€842
Gross operating margin9900€93,803
Operating profit (loss)9901€36,369
Financial income75/76B€22
Recurring financial income75€22
Financial charges65/66B€617
Recurring financial charges65€617
Profit (loss) for the period before taxes9903€35,774
Income taxes67/77€10,100
Profit (loss) for the period9904€25,674
Profit (loss) for the period to be appropriated9905€25,674
Line2024
Assets
Total assets20/58€121,311
Fixed assets21/28€84,984
Tangible fixed assets22/27€84,984
Plant, machinery and equipment23€83,934
Furniture and vehicles24€1,050
Current assets29/58€36,327
Amounts receivable within one year40/41€2,296
Trade receivables40€62
Other amounts receivable41€2,234
Cash at bank and in hand54/58€32,646
Deferred charges and accrued income490/1€1,385
Equity and liabilities
Total equity and liabilities10/49€121,311
Equity10/15€30,674
Contributions10/11€5,000
Profit (loss) carried forward14€25,674
Amounts payable17/49€90,637
Amounts payable within one year42/48€90,637
Trade debts44€8,467
Suppliers440/4€8,467
Taxes, remuneration and social security45€43,252
Taxes450/3€30,961
Remuneration and social security454/9€12,291
Other amounts payable47/48€38,917
Line2024
Profit (loss) for the period9904€25,674
+ Depreciation and write-downs630€4,834
Operating cash flow (approximation)€30,508

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
153 m²
Building footprint
123 m²
Volume, LiDAR
568 m³
Parcel 46021A0256/00H002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BellaNina
Heistraat 190, 9100 Sint-NiklaasRetail sale of cosmetics and toilet articles
since 20242.367.577.384
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46021A0256/00H002 Flanders 153 m² 1 · 123 m² 9.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 945 EUR awarded · 945 EUR paid
Year Entries awardedpaid
2025 1 945 EUR945 EUR
Schemes
1 entry · 945 EUR · 945 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,867 companies in sector 96220 we hold annual accounts for 1,445. 1,172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014943563
Also 9925:BE1014943563
Registered 18-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.