BELLAcc
ActiveSummary
BELLAcc has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90,563 and a net result of €36,279. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 15375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▼-3
Solvency66=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.57 in 2023; short-term debt: 40.5% and cash: 10.9% of total assets), but 59.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.8%
Return on assets
16.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
30 d late
2021
25 d late
2020
28 d late
2019
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€90,563▲ 61.9%
2023 · €55,949
Total assets
€222,172▲ 63.8%
2023 · €135,649
Net result
€36,279▲ 40.9%
2023 · €25,744
Working capital
€69,169▲ 55.5%
2023 · €44,491
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€16,160▲ 732%€5,746▼ 64.4%€11,910▲ 107%€44,026▲ 270%€60,878▲ 38.3%
Net result€8,229within the sector's middle half▲ 10,214%€2,022below the sector's middle half▼ 75.4%€6,269below the sector's middle half▲ 210%€25,744within the sector's middle half▲ 311%€36,279within the sector's middle half▲ 40.9%
Equity€26,715below the sector's middle half▲ 33.0%€27,137below the sector's middle half▲ 1.6%€31,805below the sector's middle half▲ 17.2%€55,949within the sector's middle half▲ 75.9%€90,563within the sector's middle half▲ 61.9%
Total assets€70,868below the sector's middle half▲ 37.3%€75,559below the sector's middle half▲ 6.6%€72,363below the sector's middle half▼ 4.2%€135,649within the sector's middle half▲ 87.5%€222,172within the sector's middle half▲ 63.8%
Debt€44,153▲ 40.1%€48,422▲ 9.7%€40,557▼ 16.2%€79,700▲ 96.5%€131,610▲ 65.1%
Working capital€16,182within the sector's middle half▲ 2,935%€12,863within the sector's middle half▼ 20.5%€16,440within the sector's middle half▲ 27.8%€44,491within the sector's middle half▲ 171%€69,169within the sector's middle half▲ 55.5%
Solvency37.7%within the sector's middle half▼ 1.2pp35.9%within the sector's middle half▼ 1.8pp44.0%within the sector's middle half▲ 8.0pp41.2%within the sector's middle half▼ 2.7pp40.8%within the sector's middle half▼ 0.5pp
Current ratio1.37within the sector's middle half▲ 0.351.27within the sector's middle half▼ 0.101.41within the sector's middle half▲ 0.141.57within the sector's middle half▲ 0.161.77within the sector's middle half▲ 0.20
Return on assets (ROA)11.6%within the sector's middle half▲ 11.5pp2.7%below the sector's middle half▼ 8.9pp8.7%within the sector's middle half▲ 6.0pp19.0%within the sector's middle half▲ 10.3pp16.3%within the sector's middle half▼ 2.6pp
Staff (FTE)0.91▲ 11.1%1=1=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 38% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222,172
Fixed assets
€62,986 ▲ 406%
Current assets
€159,186 ▲ 29.2%
Equity and liabilities €222,172
Equity
€90,563 ▲ 61.9%
Debt
€131,610 ▲ 65.1%
Debt's share of the balance-sheet total rises from 58.8% to 59.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74,564▲
2023 · €46,933
Cash flow
€49,965▲
2023 · €28,651
Debt to equity
1.45▲
2023 · 1.42
ROE
40.1%▼
2023 · 46.0%
Interest coverage
12.58▼
2023 · 20.63
Debt ≤ 1 year
€90,017▲
2023 · €78,700
Debt > 1 year
€41,192
Income taxes
€18,694▲
2023 · €16,014
Staff costs
€13,550▼
2023 · €15,090
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €12,670 | - |
| Remuneration, social security and pensions62 | - | €6,406 | €13,666 | €15,090 | €13,550 | ▼ 10.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,421 | €8,994 | €4,972 | €2,907 | €13,686 | ▲ 371% |
| Other operating charges640/8 | - | €1,549 | €1,575 | €1,745 | €2,385 | ▲ 36.7% |
| Gross operating margin9900 | €27,111 | €22,695 | €32,124 | €63,768 | €90,499 | ▲ 41.9% |
| Operating profit (loss)9901 | €16,160 | €5,746 | €11,910 | €44,026 | €60,878 | ▲ 38.3% |
| Financial income75/76B | - | €108 | €0 | €7 | €21 | ▲ 209% |
| Recurring financial income75 | €167 | €108 | €0 | €7 | €21 | ▲ 209% |
| Financial charges65/66B | - | €1,020 | €1,092 | €2,275 | €5,927 | ▲ 161% |
| Recurring financial charges65 | €961 | €1,020 | €1,092 | €2,275 | €5,927 | ▲ 161% |
| Profit (loss) for the period before taxes9903 | €15,366 | €4,834 | €10,818 | €41,758 | €54,973 | ▲ 31.6% |
| Income taxes67/77 | €7,137 | €2,812 | €4,549 | €16,014 | €18,694 | ▲ 16.7% |
| Profit (loss) for the period9904 | €8,229 | €2,022 | €6,269 | €25,744 | €36,279 | ▲ 40.9% |
| Profit (loss) for the period to be appropriated9905 | €8,229 | €2,022 | €6,269 | €25,744 | €36,279 | ▲ 40.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €70,868 | €75,559 | €72,363 | €135,649 | €222,172 | ▲ 63.8% |
| Fixed assets21/28 | €10,533 | €14,273 | €15,365 | €12,458 | €62,986 | ▲ 406% |
| Tangible fixed assets22/27 | €10,533 | €14,273 | €15,365 | €12,458 | €62,986 | ▲ 406% |
| Plant, machinery and equipment23 | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | €5,940 | €1,958 | €491 | €0 | ▼ 100% |
| Leasing and similar rights25 | - | - | - | - | €52,458 | - |
| Other tangible fixed assets26 | - | - | €13,407 | €11,968 | €10,528 | ▼ 12.0% |
| Assets under construction and advance payments27 | - | €8,333 | - | - | - | - |
| Current assets29/58 | €60,336 | €61,285 | €56,998 | €123,191 | €159,186 | ▲ 29.2% |
| Amounts receivable within one year40/41 | €34,329 | €27,733 | €40,272 | €112,245 | €134,986 | ▲ 20.3% |
| Trade receivables40 | - | €27,180 | €14,733 | €58,904 | €80,148 | ▲ 36.1% |
| Other amounts receivable41 | - | €553 | €25,539 | €53,341 | €54,838 | ▲ 2.8% |
| Cash at bank and in hand54/58 | €26,006 | €33,553 | €16,725 | €10,946 | €24,201 | ▲ 121% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €70,868 | €75,559 | €72,363 | €135,649 | €222,172 | ▲ 63.8% |
| Equity10/15 | €26,715 | €27,137 | €31,805 | €55,949 | €90,563 | ▲ 61.9% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €20,515 | €20,937 | €25,605 | €49,749 | €84,363 | ▲ 69.6% |
| Non-distributable reserves130/1 | - | €760 | €760 | - | - | - |
| Reserves not available under the articles1311 | - | €760 | €760 | - | - | - |
| Distributable reserves133 | - | €20,176 | €24,845 | €49,749 | €84,363 | ▲ 69.6% |
| Profit (loss) carried forward14 | -€826 | - | - | - | - | - |
| Amounts payable17/49 | €44,153 | €48,422 | €40,557 | €79,700 | €131,610 | ▲ 65.1% |
| Amounts payable after more than one year17 | - | - | - | - | €41,192 | - |
| Financial debts170/4 | - | - | - | - | €41,192 | - |
| Amounts payable within one year42/48 | €44,153 | €48,422 | €40,557 | €78,700 | €90,017 | ▲ 14.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €12,210 | - |
| Trade debts44 | €4,787 | €7,894 | €4,949 | €5,456 | €5,911 | ▲ 8.3% |
| Suppliers440/4 | - | €7,894 | €4,949 | €5,456 | €5,911 | ▲ 8.3% |
| Taxes, remuneration and social security45 | - | €17,403 | €8,859 | €30,576 | €35,786 | ▲ 17.0% |
| Taxes450/3 | - | €14,750 | €6,840 | €26,220 | €33,624 | ▲ 28.2% |
| Remuneration and social security454/9 | - | €2,653 | €2,020 | €4,356 | €2,162 | ▼ 50.4% |
| Other amounts payable47/48 | - | €23,125 | €26,750 | €42,668 | €36,111 | ▼ 15.4% |
| Accrued charges and deferred income492/3 | - | - | - | €1,000 | €400 | ▼ 60.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,229 | €2,022 | €6,269 | €25,744 | €36,279 | ▲ 40.9% |
| + Depreciation and write-downs630 | €9,421 | €8,994 | €4,972 | €2,907 | €13,686 | ▲ 371% |
| Operating cash flow (approximation) | €17,649 | €11,016 | €11,241 | €28,651 | €49,965 | ▲ 74.4% |
| Investment in fixed assets (approximation) | - | -€12,735 | -€6,064 | €0 | -€64,213 | - |
| Change in cash | - | €7,546 | -€16,827 | -€5,779 | €13,255 | ▲ 329% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €36,279 ▲40.9%
Operating result €60,878, net result €36,279, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2012
Ground area
1,828 m²
Building footprint
136 m²
Volume, LiDAR
844 m³
Parcel 72030A0875/00V000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kwikstraat 17, 3990 Peer
since 20122.209.556.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030A0875/00V000 | Flanders | 1,828 m² | 1 · 136 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846100811
Also
9925:BE0846100811
Registered
07-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.