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BELLA VITRE

Active
Private limited companyfounded 20242 yrs activeRue Provinciale(VBR) 43, 7120 Estinnes, BelgiumKBO/BCE: BE 1012.108.985
Summary

The computed 12-month bankruptcy probability of BELLA VITRE is 2.5% (moderate). The 2025 annual accounts show equity of €32k and a net result of €30k. Its solvency ranks better than 51% of 4522 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.35; short-term debt: 58.6% and cash: 22.1% of total assets), and 58.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.4%
Return on assets
38.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
45 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€32k
Total assets
€78k
Net result
€30k
Working capital
€16k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €78k
Fixed assets €16k
Current assets €61k
Equity and liabilities €78k
Equity €32k
Debt €46k
Debt finances 58.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€52k
Cash flow
€37k
Current ratio
1.35
Debt to equity
1.42
ROE
92.2%
ROA
38.2%
Interest coverage
11.10
Debt ≤ 1 year
€46k
Income taxes
€10k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€78k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€2k
Furniture and vehicles24€14k
Current assets29/58€61k
Amounts receivable within one year40/41€44k
Trade receivables40€12k
Other amounts receivable41€32k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€336
Equity and liabilities
Total equity and liabilities10/49€78k
Equity10/15€32k
Contributions10/11€3k
Reserves13€30k
Distributable reserves133€30k
Profit (loss) carried forward14€116
Amounts payable17/49€46k
Amounts payable within one year42/48€46k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€14k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€2k
Gross operating margin9900€54k
Operating profit (loss)9901€45k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€10k
Profit (loss) for the period9904€30k
Profit (loss) for the period to be appropriated9905€30k
Appropriation of the result
Profit (loss) to be appropriated9906€30k
Transfer to equity691/2€30k
To other reserves6921€30k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€2k
Gross operating margin9900€54k
Operating profit (loss)9901€45k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€10k
Profit (loss) for the period9904€30k
Profit (loss) for the period to be appropriated9905€30k
Line2025
Assets
Total assets20/58€78k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Plant, machinery and equipment23€2k
Furniture and vehicles24€14k
Current assets29/58€61k
Amounts receivable within one year40/41€44k
Trade receivables40€12k
Other amounts receivable41€32k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€336
Equity and liabilities
Total equity and liabilities10/49€78k
Equity10/15€32k
Contributions10/11€3k
Reserves13€30k
Distributable reserves133€30k
Profit (loss) carried forward14€116
Amounts payable17/49€46k
Amounts payable within one year42/48€46k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€14k
Line2025
Profit (loss) for the period9904€30k
+ Depreciation and write-downs630€7k
Operating cash flow (approximation)€37k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estinnes · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,179 m²
Building footprint
374 m²
Volume, LiDAR
2,790 m³
Parcel 56080B0070/00N002, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELLA VITRE
Rue Provinciale(VBR) 43, 7120 EstinnesUrban planning and landscape architecture
since 20242.362.572.976
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56080B0070/00N002 Wallonia 3,179 m² 1 · 374 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,006 companies in sector 81220 we hold annual accounts for 2,414. 1,940 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
71113Urban planning and landscape architecture
81300Landscape service activities
Contact
Phone 0499503249Estinnes

Scores and ratios are computed by Checked and are not a credit decision.