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Bella Donna Pharma

Active
Private limited companyfounded 201610 yrs activeTer Elzen 21, 3271 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0649.552.976

The annual accounts of Bella Donna Pharma for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €17k and a net result of €-36k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 10253 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
44 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-32
Solvency28▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.87 against 1.0 in 2024; short-term debt: 41.2% and cash: 6.1% of total assets), and 97.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.5%
Return on assets
-5.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10253 sector peers (2025).
NBB · sector comparison
Position among 10253 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-03-2026, 55 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
55 d early
2024
58 d early
2023
19 d early
2022
30 d early
2021
20 d late
2020
53 d early
2019
56 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€17k▼ 68.3%
2024 · €53k
2018: €23k 2019: €36k 2020: €51k 2021: €59k 2022: €43k 2023: €52k 2024: €53k
2018 → 2025
Total assets
€655k▼ 9.2%
2024 · €722k
2018: €1.04M 2019: €970k 2020: €934k 2021: €891k 2022: €831k 2023: €808k 2024: €722k
2018 → 2025
Net result
€-36k
2024 · €333
2018: €31k 2019: €13k 2020: €16k 2021: €8k 2022: €-16k 2023: €9k 2024: €333
2018 → 2025
Working capital
€-35k
2024 · €200
2018: €-28k 2019: €-18k 2020: €-5k 2021: €-1k 2022: €-19k 2023: €-5k 2024: €200
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€59k-€43k▼ 27.0%€52k▲ 21.4%€53k▲ 0.6%€17k▼ 68.3%
Operating result€21k-€-4k€21k€13k▼ 37.7%€-24k
Net result€8k-€-16k€9k€333▼ 96.4%€-36k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €21k€21kNet result 2021: €8k€8kOperating result 2022: €-4k€-4kNet result 2022: €-16k€-16kOperating result 2023: €21k€21kNet result 2023: €9k€9kOperating result 2024: €13k€13kNet result 2024: €333€333Operating result 2025: €-24k€-24kNet result 2025: €-36k€-36k20212022202320242025
The operating result turns negative in 2025: a loss of €24k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets €420k▼ 12.2%
Current assets €235k▼ 3.2%
Equity and liabilities €655k
Equity €17k▼ 68.3%
Debt €639k▼ 4.5%
The debt ratio rises from 92.7% to 97.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€34k
2024 · €73k
Cash flow
€23k
2024 · €60k
Solvency
2.5%
2024 · 7.3%
Current ratio
0.87
2024 · 1.00
Quick ratio
0.41
2024 · 0.53
Debt / equity
38.26
2024 · 12.71
ROE
-215.4%
2024 · 0.6%
ROA
-5.5%
2024 · 0.0%
Interest coverage
2.67
2024 · 5.65
Debt
€639k
2024 · €669k
Debt ≤ 1 year
€270k
2024 · €242k
Debt > 1 year
€366k
2024 · €424k
Staff costs
€67k
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€722k€655k
Fixed assets21/28€479k€420k
Intangible fixed assets21€53k€27k
Tangible fixed assets22/27€426k€394k
Land and buildings22€397k€380k
Plant, machinery and equipment23€28k€13k
Furniture and vehicles24€690€275
Current assets29/58€243k€235k
Stocks and contracts in progress3€115k€124k
Stocks30/36€115k€124k
Amounts receivable within one year40/41€47k€66k
Trade receivables40€45k€54k
Other amounts receivable41€2k€12k
Cash at bank and in hand54/58€72k€40k
Deferred charges and accrued income490/1€9k€4k
Equity and liabilities
Total equity and liabilities10/49€722k€655k
Equity10/15€53k€17k
Contributions10/11€20k€20k=
Reserves13€781€781=
Non-distributable reserves130/1€781€781=
Reserves not available under the articles1311€781€781=
Profit (loss) carried forward14€32k€-4k
Amounts payable17/49€669k€639k
Amounts payable after more than one year17€424k€366k
Financial debts170/4€424k€366k
Amounts payable within one year42/48€242k€270k
Current portion of amounts payable after more than one year42€57k€58k
Trade debts44€62k€78k
Suppliers440/4€62k€78k
Taxes, remuneration and social security45€10k€12k
Taxes450/3€2k€2k
Remuneration and social security454/9€7k€10k
Other amounts payable47/48€113k€122k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20242025
Remuneration, social security and pensions62€73k€67k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€59k
Other operating charges640/8€6k€3k
Gross operating margin9900€153k€103k
Operating profit (loss)9901€13k€-24k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€13k€13k
Recurring financial charges65€13k€13k
Profit (loss) for the period before taxes9903€1k€-36k
Income taxes67/77€968-
Profit (loss) for the period9904€333€-36k
Profit (loss) for the period to be appropriated9905€333€-36k
Appropriation of the result
Profit (loss) to be appropriated9906€32k€-4k
Profit (loss) brought forward from the previous period14P€32k€32k
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
06-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Weakest financial yearnet €-36k ▼10908%
Net result drops to €-36k, the lowest in the series.
03-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
31-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
08-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ter Elzen 213271 Scherpenheuvel-Zichem
Ground area
1,639 m²
Building footprint
314 m²
Volume, LiDAR
1,955 m³
Parcel 24129E0003/00K003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bella Donna Pharma
Ter Elzen 21, 3271 Scherpenheuvel-ZichemRetail sale of pharmaceutical products
since 20162.251.799.966
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24129E0003/00K003 Flanders 1,639 m² 1 · 313 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,224 companies in sector 47730 we hold annual accounts for 3,864. 1,267 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-03-2016
Fiscal year end30-09
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.