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Bella Bikes

Active
Private limited companyfounded 2025active for 1 yearPaleisstraat 12-16, 2018 Antwerpen, BelgiumKBO/BCE: BE 1018.843.557
Summary

Bella Bikes has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,296 and a net result of €82,296. Its solvency ranks better than 57% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 17-01-2025 Normal situation
Activity
Repair and maintenance of other personal and household goods NACE 95290and 5 others
Establishment unit
2.370.257.356 2018 Antwerpen, since 17-01-2025
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€107,423
Turnover
≈ €320,000
estimated
Profit
€82,296
Equity
€84,296
Total assets
€186,641
  • 2025 accounts filed 33 days after the deadline
Score breakdownraises riskFounded in 2025Last filed accounts filed 33 days late; 1 of the last 3 accounts lateSize: total assets €186,641lowers riskLiquidity: current ratio 1.62, cash €74,828Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 74% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength
Strong
Solvency 70
equity 45.2% of total assets
Liquidity 72
short-term debt 54.8% · cash 40.1%
Profitability 100
return on assets 44.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 02-2026: 1.8% 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.3%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026 08-2026: 2.8%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 2.8%● unchanged vs 08-2026highest value 10-2026: 0.8%▼ -2.0 percentage points vs 09-2026lowest value 11-2026: 0.8%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62, above the usual 1.5. Short-term debt is 54.8% and cash 40.1% of total assets. However, 54.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 55% of them on solvency, 73% on liquidity and 94% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.62, cash €74,828
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 33 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €186,641
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 33 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
33 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Positive: Higher net result than 93% of companies in repair of computers and personal goodssector median €8,472 · 3,303 companies €82,296 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: EL AISSATI Brahim (director)
All 2 events

Comparable companies

These companies have the same main activity as Bella Bikes: repair and maintenance of other personal and household goods (NACE 95290). They are comparable in size and age: total assets between €95,200 and €280,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Bella Bikes Antwerpen€186,641€107,423
ERIDEC-WYBO Roeselare€279,964€143,212
Kaufmans Antwerpen€95,201€93,360
FIEMU Boortmeerbeek€250,355€70,798
De Fourche Tienen€264,920€51,379
Velo-Repair Lochristi€203,550€56,676
BENCE MORTIER Brugge€107,627€85,629
Full comparison

Key facts about Bella Bikes

What is the company number of Bella Bikes?
The company number of Bella Bikes is 1018.843.557. The VAT number is the same number with BE in front: BE 1018.843.557.
Where is Bella Bikes based?
The registered office is at Paleisstraat 12-16, 2018 Antwerpen.Company details
What does Bella Bikes do?
According to the KBO register, the main activity is repair and maintenance of other personal and household goods (NACE 95290).
What is the legal form of Bella Bikes?
The legal form of Bella Bikes is Private limited company (BV).
When was Bella Bikes founded?
Bella Bikes was founded on 17-01-2025.
Is Bella Bikes still active?
Yes, Bella Bikes is an active enterprise in the KBO register.
What is the turnover of Bella Bikes?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €107,423 and 44 comparable companies (NACE 95). It probably lies between €260,000 and €430,000.Financials
Is Bella Bikes profitable?
In financial year 2025, Bella Bikes made a profit of €82,296.
Where can I find the annual accounts of Bella Bikes?
Bella Bikes filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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