Bella Bikes
ActiveBella Bikes has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €82k. Its solvency ranks better than 56% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.62; short-term debt: 54.8% and cash: 40.1% of total assets), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
44.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€84k
Total assets
€187k
Net result
€82k
Working capital
€64k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €187k
Fixed assets
€21k
Current assets
€166k
Equity and liabilities €187k
Equity
€84k
Debt
€102k
Debt finances 54.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€106k
Cash flow
€85k
Solvency
45.2%
Current ratio
1.62
Quick ratio
0.77
Debt / equity
1.21
ROE
97.6%
ROA
44.1%
Interest coverage
90.51
Debt
€102k
Debt ≤ 1 year
€102k
Income taxes
€21k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€187k
Fixed assets21/28€21k
Tangible fixed assets22/27€20k
Plant, machinery and equipment23€1k
Other tangible fixed assets26€19k
Financial fixed assets28€138
Current assets29/58€166k
Stocks and contracts in progress3€87k
Stocks30/36€87k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Cash at bank and in hand54/58€75k
Deferred charges and accrued income490/1€86
Equity and liabilities
Total equity and liabilities10/49€187k
Equity10/15€84k
Contributions10/11€2k
Reserves13€82k
Distributable reserves133€82k
Amounts payable17/49€102k
Amounts payable within one year42/48€102k
Trade debts44€16k
Suppliers440/4€16k
Advances received on contracts in progress46€4k
Taxes, remuneration and social security45€37k
Taxes450/3€37k
Other amounts payable47/48€46k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€1k
Gross operating margin9900€107k
Operating profit (loss)9901€103k
Financial income75/76B€541
Recurring financial income75€541
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€103k
Income taxes67/77€21k
Profit (loss) for the period9904€82k
Profit (loss) for the period to be appropriated9905€82k
Appropriation of the result
Profit (loss) to be appropriated9906€82k
Transfer to equity691/2€82k
To other reserves6921€82k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paleisstraat 12-162018 AntwerpenGround area
1,112 m²
Building footprint
503 m²
Volume, LiDAR
6,689 m³
Parcel 11811L3584/00C004, Flanders · tallest building 23.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Bella Bikes
since 20252.370.257.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3584/00C004 | Flanders | 1,112 m² | 1 · 503 m² | 23.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICE SPORT
BE 0446.906.615
Sint-Niklaas · Eq €84k
CABRON SPORTS
BE 0462.853.712
Namur · Eq €84k
HAASJEBIKER
BE 0600.869.666
Baarle-Hertog · Eq €83k
B-BIKES
BE 0744.805.887
Herentals · Eq €86k
De Vloomaker
BE 0770.763.582
Haacht · Eq €83k
Of 1,467 companies in sector 47632 we hold annual accounts for 732. 615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2025
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
95290Repair and maintenance of other personal and household goods
46495Wholesale trade
47639Retail sale of other sporting goods
77210Renting and leasing of sports and recreation goods
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.