BELL TRANS

Active

Private limited companyfounded 20215 yrs activeLeuvensesteenweg 246, 1932 Zaventem, BelgiumKBO/BCE: BE 0763.653.977

Summary

The computed 12-month bankruptcy probability of BELL TRANS is 8.1% (elevated). The 2024 annual accounts show equity of €27,609 and a net result of €26,986. Equity is growing by ~223.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 26033 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BELL TRANSActiveChecked score 36/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811NACE 45113

Size

€63,043total assets 2024

Equity: €27,609
Profit: €26,986

Turnover not published (abridged schema)

Financial health

36 Weak Checked score 2024

Bankruptcy chance 12 m: 8.1%

Structure

Accounts 64 d overdue0 of 2 deeds read

Why 36- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late- No establishment unit in the KBO- Figures for FY 2024 (filed 30-09-2025)- Founded in 2021Show the evidence

Checked score

Score 2024

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 68% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 69+41

equity 43.8% of total assets

Liquidity 22+11

short-term debt 56.2% · cash 0.5%

Profitability 100=

return on assets 42.8%

Bankruptcy probability, 12 months

8.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)

Last 24 months 11-2024: 5.4% 12-2024: 5.4%● 0.0% vs 11-2024 01-2025: 5.3%▼ -1.9% vs 12-2024 02-2025: 5.2%▼ -2.1% vs 01-2025 03-2025: 5.3%▲ +0.7% vs 02-2025 04-2025: 5.4%▲ +2.3% vs 03-2025 05-2025: 5.5%▲ +2.8% vs 04-2025 06-2025: 5.7%▲ +2.1% vs 05-2025 07-2025: 5.7%▲ +1.6% vs 06-2025 08-2025: 6.6%▲ +15.7% vs 07-2025 09-2025: 6.9%▲ +3.1% vs 08-2025 10-2025: 5.1%▼ -25.3% vs 09-2025 11-2025: 5.1%▼ -0.1% vs 10-2025 12-2025: 5.1%● 0.0% vs 11-2025 01-2026: 5.0%▼ -1.5% vs 12-2025 02-2026: 5.0%▼ -0.5% vs 01-2026 03-2026: 5.0%▼ -0.5% vs 02-2026lowest value 04-2026: 5.1%▲ +1.5% vs 03-2026 05-2026: 5.2%▲ +2.7% vs 04-2026 06-2026: 5.2%▼ -0.5% vs 05-2026 07-2026: 5.2%▲ +0.3% vs 06-2026 08-2026: 6.1%▲ +17.6% vs 07-2026 09-2026: 6.3%▲ +2.4% vs 08-2026 10-2026: 8.1%▲ +29.7% vs 09-2026highest value

1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late raises the probability
No establishment unit in the KBO raises the probability
Figures for FY 2024 (filed 30-09-2025) raises the probability
Founded in 2021 raises the probability for this profile

Credit up to €500 at 30 days only on tighter terms

Liquidity ample (current ratio 1.7 against 0.79 in 2023; short-term debt: 56.2% and cash: 0.5% of total assets), but 56.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 58%, liquidity 20%, profitability 96%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 financial year not filed after the legal deadline; latest accounts 60 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Figures for FY 2024 (filed 30-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

68 d late

2022

122 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 83 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage