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BELL & CO

Active
Private limited company (pre-2019)founded 201412 yrs activeRue Joseph Van Brusselt(GER) 12, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0556.718.533
Summary

BELL & CO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€47,824) and a net result of €3,231. Equity is growing by ~49.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
BELL & COActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of perfume and cosmetics
NACE 46450
1 site
Size
€57,332total assets 2025
Equity
-€47,824
Profit
€3,231
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Holdings
1
Accounts 35 d early1 of 2 deeds read
Why 55Capped at 59: negative equity- 1 change of registered office in 24 months- Negative equity -€47,824+ Liquidity: current ratio 0.53, cash €12,165+ Figures for FY 2025 (filed 01-01-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -83.4% of total assets
Liquidity 27=
short-term debt 183.4% · cash 21.2%
Profitability 76-20
return on assets 5.6%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 1.6%highest value 12-2024: 1.5%▼ -8.3% vs 11-2024 01-2025: 1.5%▼ -0.1% vs 12-2024 02-2025: 0.7%▼ -49.0% vs 01-2025 03-2025: 0.7%● 0.0% vs 02-2025 04-2025: 0.8%▲ +2.3% vs 03-2025 05-2025: 0.8%▲ +0.8% vs 04-2025 06-2025: 0.8%● 0.0% vs 05-2025 07-2025: 0.7%▼ -3.5% vs 06-2025 08-2025: 0.7%▼ -2.3% vs 07-2025 09-2025: 0.7%▼ -2.5% vs 08-2025 10-2025: 0.7%▲ +4.8% vs 09-2025 11-2025: 0.7%▼ -6.7% vs 10-2025 12-2025: 0.7%▼ -2.5% vs 11-2025 01-2026: 0.8%▲ +13.6% vs 12-2025 02-2026: 0.7%▼ -2.7% vs 01-2026 03-2026: 0.7%▼ -1.3% vs 02-2026 04-2026: 0.7%● 0.0% vs 03-2026 05-2026: 0.6%▼ -18.8% vs 04-2026lowest value 06-2026: 1.4%▲ +127% vs 05-2026 07-2026: 1.4%● 0.0% vs 06-2026 08-2026: 1.4%● 0.0% vs 07-2026 09-2026: 1.3%▼ -2.2% vs 08-2026 10-2026: 1.4%▲ +6.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Negative equity -€47,824 raises the probability
  • Liquidity: current ratio 0.53, cash €12,165 lowers the probability
  • Figures for FY 2025 (filed 01-01-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.53 against 0.48 in 2024; short-term debt: 183.4% and cash: 21.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 24%, profitability 65%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity -€47,824
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.53, cash €12,165
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 01-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 12348 sector peers (2025).
NBB · sector comparison
Position among 12348 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-12-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
22 d early
2023
5 d early
2022
1 d early
2021
4 d late
2020
2 d late
2019
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 26 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€47,824 View
  • Caution: Among the weakest 9% on equitysector median €58,742 · 12,380 companies -€47,824 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€57,332
Profit
€3,231
Solvency
-83.4%
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 13-05-2026Registered office
  2. 27-12-2025Annual accounts filed
  3. 09-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of perfume and cosmeticsNACE 46450
Founded
18-07-2014
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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