BELKLIMO
ActiveSummary
BELKLIMO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €86,697. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 10.11; short-term debt: 1.3% and cash: 13.2% of total assets), and 1.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
51 d early
2023
14 d early
2022
27 d early
2021
5 d early
2020
129 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€86,697▲ 53.3%
2024 · €56,538
Working capital
€230,372▲ 19.2%
2024 · €193,296
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,966€21,101▼ 34.0%€58,272▲ 176%€66,688▲ 14.4%€106,196▲ 59.2%
Net result€3,624within the sector's middle half-€24,644below the sector's middle half-€27,510below the sector's middle half▼ 11.6%€56,538within the sector's middle half€86,697within the sector's middle half▲ 53.3%
Equity€250,442within the sector's middle half▲ 1.5%€225,798within the sector's middle half▼ 9.8%€198,288within the sector's middle half▼ 12.2%€1.8mabove the sector's middle half▲ 823%€1.9mwithin the sector's middle half▲ 4.7%
Total assets€1.6mwithin the sector's middle half▲ 41.1%€1.8mwithin the sector's middle half▲ 15.9%€1.9mwithin the sector's middle half▲ 5.7%€1.8mwithin the sector's middle half▼ 4.3%€1.9mwithin the sector's middle half▲ 6.0%
Debt€1.3m▲ 52.4%€1.6m▲ 20.8%€1.7m▲ 8.3%€1,153▼ 99.9%€25,290▲ 2,094%
Working capital€172,947within the sector's middle half▲ 75.3%€31,980within the sector's middle half▼ 81.5%€65,927within the sector's middle half▲ 106%€193,296within the sector's middle half▲ 193%€230,372within the sector's middle half▲ 19.2%
Solvency16.0%within the sector's middle half▼ 6.3pp12.5%below the sector's middle half▼ 3.6pp10.4%below the sector's middle half▼ 2.1pp99.9%above the sector's middle half▲ 89.6pp98.7%above the sector's middle half▼ 1.2pp
Current ratio5.72above the sector's middle half▼ 3.164.34above the sector's middle half▼ 1.381.47within the sector's middle half▼ 2.8810.11above the sector's middle half
Return on assets (ROA)0.2%within the sector's middle half▲ 3.8pp-1.4%below the sector's middle half▼ 1.6pp-1.4%below the sector's middle half▼ 0.1pp3.1%within the sector's middle half▲ 4.5pp4.5%within the sector's middle half▲ 1.4pp
Staff (FTE)1below the sector's middle half▲ 25.0%1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 59% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.7m ▲ 3.0%
Current assets
€255,662 ▲ 31.5%
Equity and liabilities €1.9m
Equity
€1.9m ▲ 4.7%
Debt
€25,290 ▲ 2,094%
Debt's share of the balance-sheet total rises from 0.1% to 1.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€170,416▲
2024 · €137,519
Cash flow
€150,917▲
2024 · €127,369
Debt to equity
0.01▲
2024 · 0.00
ROE
4.5%▲
2024 · 3.1%
Interest coverage
879.48▲
2024 · 13.55
Debt ≤ 1 year
€25,290▲
2024 · €1,153
Income taxes
€19,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €98,550 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €103,875 | €10,293 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,155 | €60,784 | €70,831 | €70,831 | €64,220 | ▼ 9.3% |
| Other operating charges640/8 | €969 | €8,430 | €8,974 | €17,025 | €14,148 | ▼ 16.9% |
| Gross operating margin9900 | €174,965 | €100,608 | €138,077 | €154,544 | €184,564 | ▲ 19.4% |
| Operating profit (loss)9901 | €31,966 | €21,101 | €58,272 | €66,688 | €106,196 | ▲ 59.2% |
| Financial charges65/66B | €27,939 | €45,712 | €85,782 | €10,150 | €194 | ▼ 98.1% |
| Recurring financial charges65 | €27,939 | €45,712 | €85,782 | €10,150 | €194 | ▼ 98.1% |
| Profit (loss) for the period before taxes9903 | €4,027 | -€24,611 | -€27,510 | €56,538 | €106,002 | ▲ 87.5% |
| Income taxes67/77 | €403 | €33 | - | - | €19,305 | - |
| Profit (loss) for the period9904 | €3,624 | -€24,644 | -€27,510 | €56,538 | €86,697 | ▲ 53.3% |
| Profit (loss) for the period to be appropriated9905 | €3,624 | -€24,644 | -€27,510 | €56,538 | €86,697 | ▲ 53.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.8m | €1.9m | €1.8m | €1.9m | ▲ 6.0% |
| Fixed assets21/28 | €1.4m | €1.8m | €1.7m | €1.6m | €1.7m | ▲ 3.0% |
| Tangible fixed assets22/27 | €1.3m | €1.8m | €1.7m | €1.6m | €1.7m | ▲ 3.0% |
| Land and buildings22 | €1.3m | €1.7m | €1.7m | €1.6m | €1.7m | ▲ 3.0% |
| Furniture and vehicles24 | €30,000 | €20,000 | €10,000 | - | - | - |
| Financial fixed assets28 | €5,700 | €5,700 | €5,700 | €5,700 | €5,700 | = |
| Current assets29/58 | €209,586 | €41,547 | €206,905 | €194,448 | €255,662 | ▲ 31.5% |
| Amounts receivable within one year40/41 | €127,677 | - | €806 | €8,495 | €133 | ▼ 98.4% |
| Trade receivables40 | €23,380 | - | €0 | €8,495 | - | - |
| Other amounts receivable41 | €104,297 | - | €806 | - | €133 | - |
| Cash at bank and in hand54/58 | €81,910 | €41,547 | €206,099 | €185,954 | €255,529 | ▲ 37.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.8m | €1.9m | €1.8m | €1.9m | ▲ 6.0% |
| Equity10/15 | €250,442 | €225,798 | €198,288 | €1.8m | €1.9m | ▲ 4.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €1.6m | €1.6m | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €1.6m | €1.6m | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €1.6m | €1.6m | = |
| Reserves13 | €6,200 | €6,200 | €6,200 | €9,027 | €13,362 | ▲ 48.0% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €9,027 | €13,362 | ▲ 48.0% |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €9,027 | €13,362 | ▲ 48.0% |
| Profit (loss) carried forward14 | €182,242 | €157,598 | €130,088 | €183,799 | €266,161 | ▲ 44.8% |
| Amounts payable17/49 | €1.3m | €1.6m | €1.7m | €1,153 | €25,290 | ▲ 2,094% |
| Amounts payable after more than one year17 | €1.3m | €1.6m | €1.6m | - | - | - |
| Financial debts170/4 | €1.3m | €1.6m | €1.6m | - | - | - |
| Amounts payable within one year42/48 | €36,640 | €9,567 | €140,978 | €1,153 | €25,290 | ▲ 2,094% |
| Trade debts44 | €22,544 | €686 | €88,020 | - | €5,985 | - |
| Suppliers440/4 | €22,071 | - | €88,020 | - | - | - |
| Bills of exchange payable441 | €473 | €686 | - | - | €5,985 | - |
| Taxes, remuneration and social security45 | €14,096 | €8,881 | €419 | €1,153 | €19,305 | ▲ 1,575% |
| Taxes450/3 | €403 | €8,881 | €419 | €1,153 | €19,305 | ▲ 1,575% |
| Remuneration and social security454/9 | €13,693 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | €52,539 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,624 | -€24,644 | -€27,510 | €56,538 | €86,697 | ▲ 53.3% |
| + Depreciation and write-downs630 | €38,155 | €60,784 | €70,831 | €70,831 | €64,220 | ▼ 9.3% |
| Operating cash flow (approximation) | €41,779 | €36,140 | €43,321 | €127,369 | €150,917 | ▲ 18.5% |
| Investment in fixed assets (approximation) | - | -€477,106 | -€9,374 | €0 | -€113,841 | - |
| Change in cash | - | -€40,363 | €164,552 | -€20,145 | €69,575 | ▲ 445% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
State Gazette act
Appointment: Audrey Engelen (director)2 facts ▸
State Gazette act
Appointment: Audrey Engelen (director)
2 facts ▸
- General meeting, 19-08-2026
- Director appointment, Audrey Engelen (director)
15-09
State Gazette act
Permanent representatives: Johan Jacobs, Kris Bollen and 4 othersReappointment: PKF Bofidi Audit (statutory auditor) · Power of attorney9 facts ▸
State Gazette act
Permanent representatives: Johan Jacobs, Kris Bollen and 4 others
Reappointment: PKF Bofidi Audit (statutory auditor) · Power of attorney9 facts ▸
- General meeting, 20-06-2026
- Power of attorney, KONSILANTO
- Permanent representative, Johan Jacobs (permanent representative)
- Permanent representative, Kris Bollen (permanent representative)
- Permanent representative, Sylvie van Mol (permanent representative)
- Permanent representative, Greet Slegers (permanent representative)
- Permanent representative, Koen Rymenants (permanent representative)
- Auditor reappointment, PKF Bofidi Audit (statutory auditor)
- Permanent representative, Marchien de Ree (permanent representative)
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
23-03
State Gazette act
Resignation: BV STRAATWEG BELEGGINGEN (non-statutory director)Permanent representative: Job Schorel · Director discharge5 facts ▸
State Gazette act
Resignation: BV STRAATWEG BELEGGINGEN (non-statutory director)
Permanent representative: Job Schorel · Director discharge5 facts ▸
- General meeting, 26/02/2026
- Director resignation, BV STRAATWEG BELEGGINGEN (non-statutory director)
- Director discharge, BV STRAATWEG BELEGGINGEN
- Permanent representative, Job Schorel
- Director resignation, BV STRAATWEG BELEGGINGEN (managing director)
2025
31-12
Financial
Highest result since 2018net €86,697 ▲53.3%
Operating result €106,196, net result €86,697, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €56,538
Net result €56,538 after 2 loss-making years.
31-12
Financial
Liquidity times 115current ratio 168.71
Current ratio from 1.47 to 168.71; short-term debt falls from €140,978 to €1,153.
31-12
Financial
Equity above €1mEq €1.8m ▲823%
Equity rises from €198,288 to €1.8m.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Show earlier events
2021
31-12
Financial
Back to profitnet €3,624
Net result €3,624 after one loss-making year.
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 129 days late
2020
31-12
Financial
Weakest financial yearnet -€39,467
Net result drops to -€39,467, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €79,391
Net result €79,391 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 17 acts read
About the unread acts
Of the 17 Belgian State Gazette acts we know for this company, 3 have been read. The other 14 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
Audrey Engelen
CurrentDirector · since 19-08-2026
Statutory auditor 1
PKF Bofidi Audit
CurrentStatutory auditor · since 20-06-2026 · perm. rep.: Rans Jeroen
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
14 of this company's 17 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2011
Ground area
1.0 ha
Building footprint
403 m²
Volume, LiDAR
2,726 m³
Parcel 11922C0323/00A002, Flanders · tallest building 21.4 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
BELKLIMO
since 20112.210.052.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0323/00A002 | Flanders | 1.0 ha | 1 · 403 m² | 21.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- Day-to-day management
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| Audrey Engelen |
|
| PKF Bofidi Audit |
|
| Straatweg Beleggingen BV |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
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Shareholding
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,517. 1,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
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Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.