BELKHAZ
ActiveBELKHAZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4k and a net result of €20. Equity is shrinking by ~3.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 95% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent▲ +69 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability3▼-97
Solvency100▲+67
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
131 d late
2021
130 d late
2020
495 d late
2019
19 d late
2018
27 d early
2017
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k
2021 · €-3k
2018: €-2k
2019: €-2k
2020: €-2k
2021: €-3k
2018 → 2024
Total assets
€4k▲ 2,551%
2021 · €146
2018: €472
2019: €53
2020: €48
2021: €146
2018 → 2024
Net result
€20
2021 · €-922
2018: €-219
2019: €-212
2020: €-26
2021: €-922
2018 → 2024
Working capital
€4k
2021 · €-3k
2018: €-2k
2019: €-2k
2020: €-2k
2021: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212024Trend
Equity€-2k-€-2k▼ 10.1%€-2k▼ 1.1%€-3k▼ 39.5%€4k
Operating result€-219-€-212▲ 3.2%€-892€60
Net result€-219-€-212▲ 3.2%€-26▲ 87.7%€-922▼ 3,446%€20
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €60 after a loss of €892 in 2021, the highest year so far.
Balance-sheet composition
Equity and liabilities €4k
Equity
€4k
Debt
€94
Debt finances 2.4% of the balance-sheet total.
Key figures and ratios
Debt
€94▼
2021 · €3k
Debt ≤ 1 year
€94▼
2021 · €3k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2021
Balance sheet
Code20212024
Assets
Total assets20/58€146€4k▲
Current assets29/58€146€4k▲
Cash at bank and in hand54/58€146€4k▲
Equity and liabilities
Total equity and liabilities10/49€146€4k▲
Equity10/15€-3k€4k▲
Contributions10/11€14k€14k=
Capital10€14k-
Issued capital100€19k-
Uncalled capital101€4k-
Profit (loss) carried forward14€-18k€-11k▲
Amounts payable17/49€3k€94▼
Amounts payable within one year42/48€3k€94▼
Trade debts44-€94
Suppliers440/4-€94
Other amounts payable47/48€3k-
Income statement
Code20212024
Other operating charges640/8-€118
Gross operating margin9900€-892€178▲
Operating profit (loss)9901€-892€60▲
Financial charges65/66B€31€40▲
Recurring financial charges65€31€40▲
Profit (loss) for the period before taxes9903€-922€20▲
Profit (loss) for the period9904€-922€20▲
Profit (loss) for the period to be appropriated9905€-922€20▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-11k▲
Profit (loss) brought forward from the previous period14P€-17k€-11k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
31-12
Financial
Back to profitnet €20
Net result €20 after 4 loss-making years.
31-12
Financial
Liquidity times 960current ratio 41.18
Current ratio from 0.04 to 41.18; short-term debt falls from €3k to €94.
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 130 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 495 days late
2021
31-12
Financial
Weakest financial yearnet €-922
Net result drops to €-922, the lowest in the series; recovery starts the following year.
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 7091600 Sint-Pieters-LeeuwGround area
5,091 m²
Building footprint
972 m²
Volume, LiDAR
5,475 m³
2 parcels, Flanders, Wallonia · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Sylvain Guyaux(L.L) 89, 7100 La Louvière
since 20152.243.695.815
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583F0543/00D002 | Flanders | 5,043 m² | 1 · 911 m² | 7.2 m · 2 fl. |
| 55372C0058/00X008 | Wallonia | 48 m² | 1 · 61 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,678 companies in sector 96210 we hold annual accounts for 2,807. 1,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2015
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47210Retail sale of fruit and vegetables
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47789Other retail sale of new goods
47810Retail trade
47820Market retail: textiles, clothing, footwear
47890Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.