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BELJIC

Active
Private limited companyfounded 20232 yrs activeKeienveldstraat 12, 1050 Elsene, BelgiumKBO/BCE: BE 1002.268.930
Summary

The computed 12-month bankruptcy probability of BELJIC is 4.1% (elevated). The 2025 annual accounts show equity of €26,192 and a net result of €22,797. Its solvency ranks better than 66% of 28184 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.46; short-term debt: 38.2% and cash: 16.1% of total assets), and 38.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.8%
Return on assets
53.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BELJIC was incorporated on 14 November 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€26,192
Total assets
€42,350
Net result
€22,797
Working capital
€23,663

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €42,350
Fixed assets €2,528
Current assets €39,822
Equity and liabilities €42,350
Equity €26,192
Debt €16,158
Debt finances 38.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€31,272
Cash flow
€23,501
Current ratio
2.46
Debt to equity
0.62
ROE
87.0%
ROA
53.8%
Interest coverage
627.95
Debt ≤ 1 year
€16,158
Income taxes
€7,789

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€42,350
Fixed assets21/28€2,528
Tangible fixed assets22/27€2,528
Plant, machinery and equipment23€1,369
Furniture and vehicles24€1,160
Current assets29/58€39,822
Amounts receivable within one year40/41€32,995
Trade receivables40€30,279
Other amounts receivable41€2,716
Cash at bank and in hand54/58€6,827
Equity and liabilities
Total equity and liabilities10/49€42,350
Equity10/15€26,192
Reserves13€3,000
Non-distributable reserves130/1€3,000
Reserves not available under the articles1311€3,000
Profit (loss) carried forward14€23,192
Amounts payable17/49€16,158
Amounts payable within one year42/48€16,158
Taxes, remuneration and social security45€15,835
Taxes450/3€7,600
Remuneration and social security454/9€8,235
Other amounts payable47/48€323
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€705
Other operating charges640/8€446
Gross operating margin9900€31,718
Operating profit (loss)9901€30,567
Financial income75/76B€68
Recurring financial income75€68
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€30,586
Income taxes67/77€7,789
Profit (loss) for the period9904€22,797
Profit (loss) for the period to be appropriated9905€22,797
Appropriation of the result
Profit (loss) to be appropriated9906€23,192
Profit (loss) brought forward from the previous period14P€395

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€705
Other operating charges640/8€446
Gross operating margin9900€31,718
Operating profit (loss)9901€30,567
Financial income75/76B€68
Recurring financial income75€68
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€30,586
Income taxes67/77€7,789
Profit (loss) for the period9904€22,797
Profit (loss) for the period to be appropriated9905€22,797
Line2025
Assets
Total assets20/58€42,350
Fixed assets21/28€2,528
Tangible fixed assets22/27€2,528
Plant, machinery and equipment23€1,369
Furniture and vehicles24€1,160
Current assets29/58€39,822
Amounts receivable within one year40/41€32,995
Trade receivables40€30,279
Other amounts receivable41€2,716
Cash at bank and in hand54/58€6,827
Equity and liabilities
Total equity and liabilities10/49€42,350
Equity10/15€26,192
Reserves13€3,000
Non-distributable reserves130/1€3,000
Reserves not available under the articles1311€3,000
Profit (loss) carried forward14€23,192
Amounts payable17/49€16,158
Amounts payable within one year42/48€16,158
Taxes, remuneration and social security45€15,835
Taxes450/3€7,600
Remuneration and social security454/9€8,235
Other amounts payable47/48€323
Line2025
Profit (loss) for the period9904€22,797
+ Depreciation and write-downs630€705
Operating cash flow (approximation)€23,501

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
49 m²
Building footprint
48 m²
Volume, LiDAR
313 m³
Parcel 21009A0478/00P002, Brussels · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Keienveldstraat 12, 1050 Elsene
Construction of roads and motorways
since 20232.354.654.412
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A0478/00P002 Brussels 49 m² 1 · 48 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 749 companies in sector 43332 we hold annual accounts for 411. 292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-11-2023
Fiscal year end30-06
Activities, NACEBEL 2025
43332Laying of wooden floor and wall coverings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002268930
Also 9925:BE1002268930
Registered 17-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.