Summary
BELISTO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.7m and a net result of -€56,780. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 60% of 2451 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
35 d early
2023
16 d early
2022
26 d early
2021
25 d early
2020
1 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#8 oldest company in Brasschaat, Finance and insurance sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€4.7m▼ 1.2%
2024 · €4.7m
Net result
-€56,780
2024 · €50,392
Total assets
€6.5m▲ 16.9%
2024 · €5.5m
Solvency
72.4%▼ 13.2pp
2024 · 85.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€57,840
Operating result€44,110-€3,737€59,540€87,400▲ 46.8%-€70,277
Net result€39,996within the sector's middle half▼ 95.0%€4,433below the sector's middle half▼ 88.9%€42,440within the sector's middle half▲ 857%€50,392within the sector's middle half▲ 18.7%-€56,780below the sector's middle half
Equity€4.7mabove the sector's middle half▲ 0.9%€4.7mabove the sector's middle half▲ 0.1%€4.7mabove the sector's middle half▲ 0.9%€4.7mabove the sector's middle half▲ 1.1%€4.7mwithin the sector's middle half▼ 1.2%
Total assets€5.8mabove the sector's middle half▲ 1.1%€5.6mabove the sector's middle half▼ 3.2%€5.7mabove the sector's middle half▲ 1.3%€5.5mabove the sector's middle half▼ 2.5%€6.5mwithin the sector's middle half▲ 16.9%
Debt€1.1m▼ 3.4%€960,716▼ 16.3%€989,844▲ 3.0%€796,720▼ 19.5%€1.8m▲ 125%
Working capital€437,421above the sector's middle half▲ 18.7%€1.0mabove the sector's middle half▲ 129%€1.1mabove the sector's middle half▲ 5.0%€1.1mabove the sector's middle half▲ 6.3%€414,355within the sector's middle half▼ 62.9%
Solvency80.2%above the sector's middle half▼ 0.2pp82.9%above the sector's middle half▲ 2.7pp82.6%above the sector's middle half▼ 0.3pp85.6%above the sector's middle half▲ 3.0pp72.4%within the sector's middle half▼ 13.2pp
Current ratio1.39within the sector's middle half▲ 0.082.06within the sector's middle half▲ 0.672.08within the sector's middle half▲ 0.022.43within the sector's middle half▲ 0.351.31within the sector's middle half▼ 1.12
Return on assets (ROA)0.7%within the sector's middle half▼ 13.4pp0.1%below the sector's middle half▼ 0.6pp0.7%within the sector's middle half▲ 0.7pp0.9%within the sector's middle half▲ 0.2pp-0.9%below the sector's middle half▼ 1.8pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €70,277 after €87,400 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.5m
Fixed assets
€4.7m ▲ 30.1%
Current assets
€1.7m ▼ 8.5%
Equity and liabilities €6.5m
Equity
€4.7m ▼ 1.2%
Debt
€1.8m ▲ 125%
Debt's share of the balance-sheet total rises from 14.4% to 27.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-1.2%▼
2024 · 1.1%
Debt ≤ 1 year
€1.3m▲
2024 · €781,031
Debt > 1 year
€467,284
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | €61,412 | - |
| Turnover70 | - | - | - | - | €57,840 | - |
| Other operating income74 | - | - | - | - | €3,572 | - |
| Non-recurring operating income76A | €4,562 | €0 | - | - | - | - |
| Operating charges60/66A | - | - | - | - | €131,690 | - |
| Services and other goods61 | - | - | - | - | €108,688 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,526 | €14,669 | €16,463 | €17,193 | €21,616 | ▲ 25.7% |
| Other operating charges640/8 | €1,260 | €1,299 | €1,312 | €1,419 | €1,385 | ▼ 2.4% |
| Gross operating margin9900 | €51,896 | €12,231 | €77,315 | €106,012 | - | - |
| Operating profit (loss)9901 | €44,110 | -€3,737 | €59,540 | €87,400 | -€70,277 | ▼ 180% |
| Financial income75/76B | €24,321 | €595,796 | €34,968 | €36,364 | €36,718 | ▲ 1.0% |
| Recurring financial income75 | €24,321 | €595,796 | €34,968 | €36,364 | €36,718 | ▲ 1.0% |
| Income from current assets751 | - | - | - | - | €36,717 | - |
| Other financial income752/9 | - | - | - | - | €1 | - |
| Financial charges65/66B | €29,300 | €586,559 | €51,786 | €55,607 | €23,220 | ▼ 58.2% |
| Recurring financial charges65 | €29,300 | €28,559 | €51,786 | €55,607 | €23,220 | ▼ 58.2% |
| Debt charges650 | - | - | - | - | €23,220 | - |
| Other financial charges652/9 | - | - | - | - | €0 | - |
| Non-recurring financial charges66B | - | €558,000 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €39,132 | €5,501 | €42,723 | €68,156 | -€56,780 | ▼ 183% |
| Income taxes67/77 | -€864 | €1,068 | €283 | €17,764 | - | - |
| Profit (loss) for the period9904 | €39,996 | €4,433 | €42,440 | €50,392 | -€56,780 | ▼ 213% |
| Profit (loss) for the period to be appropriated9905 | €39,996 | €4,433 | €42,440 | €50,392 | -€56,780 | ▼ 213% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.8m | €5.6m | €5.7m | €5.5m | €6.5m | ▲ 16.9% |
| Fixed assets21/28 | €4.2m | €3.7m | €3.7m | €3.6m | €4.7m | ▲ 30.1% |
| Tangible fixed assets22/27 | €61,556 | €62,682 | €55,253 | €40,024 | €1.1m | ▲ 2,743% |
| Land and buildings22 | €7,000 | €7,000 | €7,000 | €7,000 | €1.1m | ▲ 15,856% |
| Plant, machinery and equipment23 | €6,123 | €17,307 | €14,470 | €10,291 | €4,891 | ▼ 52.5% |
| Furniture and vehicles24 | €48,433 | €38,375 | €33,783 | €22,733 | €16,091 | ▼ 29.2% |
| Financial fixed assets28 | €4.2m | €3.6m | €3.6m | €3.6m | €3.6m | = |
| Affiliated companies280/1 | - | - | - | - | €3.6m | - |
| Participating interests280 | - | - | - | - | €3.6m | - |
| Current assets29/58 | €1.6m | €1.9m | €2.0m | €1.9m | €1.7m | ▼ 8.5% |
| Amounts receivable within one year40/41 | €1.4m | €1.9m | €2.0m | €1.9m | €1.7m | ▼ 7.9% |
| Trade receivables40 | €133,100 | €5,553 | €28,623 | €43,159 | €28,760 | ▼ 33.4% |
| Other amounts receivable41 | €1.3m | €1.9m | €2.0m | €1.8m | €1.7m | ▼ 7.3% |
| Cash at bank and in hand54/58 | €56,786 | €18,429 | €1,475 | €19,907 | €6,751 | ▼ 66.1% |
| Deferred charges and accrued income490/1 | €90,822 | €1,175 | €1,461 | €1,348 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.8m | €5.6m | €5.7m | €5.5m | €6.5m | ▲ 16.9% |
| Equity10/15 | €4.7m | €4.7m | €4.7m | €4.7m | €4.7m | ▼ 1.2% |
| Contributions10/11 | €2.9m | €2.9m | €2.9m | €2.9m | €2.9m | = |
| Outside capital11 | - | - | - | - | €2.9m | - |
| Share premium1100/10 | - | - | - | - | €2.9m | - |
| Reserves13 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Non-distributable reserves130/1 | €74,716 | €74,716 | €0 | - | - | - |
| Reserves not available under the articles1311 | €74,716 | €74,716 | €0 | - | - | - |
| Tax-exempt reserves132 | €448 | €448 | €448 | €448 | €448 | = |
| Distributable reserves133 | €1.4m | €1.4m | €1.5m | €1.5m | €1.5m | = |
| Profit (loss) carried forward14 | €208,571 | €213,004 | €255,444 | €305,836 | €249,056 | ▼ 18.6% |
| Amounts payable17/49 | €1.1m | €960,716 | €989,844 | €796,720 | €1.8m | ▲ 125% |
| Amounts payable after more than one year17 | - | - | - | - | €467,284 | - |
| Financial debts170/4 | - | - | - | - | €467,284 | - |
| Credit institutions173 | - | - | - | - | €467,284 | - |
| Amounts payable within one year42/48 | €1.1m | €946,082 | €974,941 | €781,031 | €1.3m | ▲ 69.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €27,716 | - |
| Financial debts43 | €360,000 | €675,000 | €800,000 | €400,000 | €500,000 | ▲ 25.0% |
| Credit institutions430/8 | €360,000 | €675,000 | €800,000 | €400,000 | €500,000 | ▲ 25.0% |
| Trade debts44 | €31,383 | €22,835 | €4,566 | €2,950 | €20,730 | ▲ 603% |
| Suppliers440/4 | €31,383 | €22,835 | €4,566 | €2,950 | €20,730 | ▲ 603% |
| Taxes, remuneration and social security45 | €74,431 | €15,209 | €12,097 | €8,802 | €1,516 | ▼ 82.8% |
| Taxes450/3 | €74,431 | €15,209 | €12,097 | €8,802 | €1,516 | ▼ 82.8% |
| Other amounts payable47/48 | €669,502 | €233,039 | €158,278 | €369,279 | €772,207 | ▲ 109% |
| Accrued charges and deferred income492/3 | €12,511 | €14,634 | €14,904 | €15,690 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,996 | €4,433 | €42,440 | €50,392 | -€56,780 | ▼ 213% |
| + Depreciation and write-downs630 | €6,526 | €14,669 | €16,463 | €17,193 | €21,616 | ▲ 25.7% |
| Operating cash flow (approximation) | €46,522 | €19,101 | €58,903 | €67,585 | -€35,164 | ▼ 152% |
| Investment in fixed assets (approximation) | - | €542,206 | -€9,033 | -€1,964 | -€1.1m | ▼ 56,895% |
| Change in cash | - | -€38,357 | -€16,954 | €18,432 | -€13,156 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€56,780
Net result drops to -€56,780, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.41 to 1.09.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1997
Ground area
2,966 m²
Building footprint
256 m²
Volume, LiDAR
1,516 m³
Parcel 11322E0217/00W000, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Donksesteenweg 90, 2930 Brasschaat
since 19972.103.066.106
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0217/00W000 | Flanders | 2,966 m² | 1 · 256 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
50%
According to the 2025 annual accounts of BELISTO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 8,352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-1996
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68121Development of residential building projects
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459220764
Also
9925:BE0459220764
Registered
05-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.