BELISSA
ActiveBELISSA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €77k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 4577 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency54▼-43
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 3.38 in 2024; short-term debt: 58.8% and cash: 55.2% of total assets), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
24%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
120 d early
2024
42 d early
2023
47 d early
2022
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€284k
EBIT margin
22.0%
Net result
€77k▲ 4.4%
2024 · €74k
2022: €45k
2023: €38k
2024: €74k
2022 → 2025
Working capital
€544▼ 99.6%
2024 · €129k
2022: €37k
2023: €94k
2024: €129k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€284k-
Equity€46k-€83k▲ 81.4%€157k▲ 87.6%€94k▼ 40.1%
Operating result€62k-€57k▼ 8.8%€104k▲ 82.8%€109k▲ 4.9%
Net result€45k-€38k▼ 14.6%€74k▲ 93.4%€77k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€132k▲ 298%
Current assets
€190k▲ 3.4%
Equity and liabilities €322k
Equity
€94k▼ 40.1%
Debt
€228k▲ 279%
The debt ratio rises from 27.8% to 70.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €112k
Cash flow
€92k▲
2024 · €82k
Solvency
29.1%▼
2024 · 72.2%
Current ratio
1.00▼
2024 · 3.38
Quick ratio
1.00▼
2024 · 3.38
Debt / equity
2.43▲
2024 · 0.38
ROE
82.3%▲
2024 · 47.2%
ROA
24.0%▼
2024 · 34.1%
Interest coverage
35.59▲
2024 · 34.02
Debt
€228k▲
2024 · €60k
Debt ≤ 1 year
€189k▲
2024 · €54k
Debt > 1 year
€38k▲
2024 · €6k
Income taxes
€29k▲
2024 · €27k
Staff costs
€99k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€322k▲
Fixed assets21/28€33k€132k▲
Tangible fixed assets22/27€33k€132k▲
Land and buildings22-€74k
Plant, machinery and equipment23€29k€22k▼
Furniture and vehicles24€4k€37k▲
Current assets29/58€184k€190k▲
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€6k-
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€171k€178k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€217k€322k▲
Equity10/15€157k€94k▼
Contributions10/11€2k€2k=
Reserves13€155k€92k▼
Distributable reserves133€155k€92k▼
Amounts payable17/49€60k€228k▲
Amounts payable after more than one year17€6k€38k▲
Financial debts170/4€6k€38k▲
Amounts payable within one year42/48€54k€189k▲
Current portion of amounts payable after more than one year42€9k€19k▲
Trade debts44€20k€651▼
Suppliers440/4€20k€651▼
Taxes, remuneration and social security45€25k€30k▲
Taxes450/3€17k€19k▲
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€833€140k▲
Accrued charges and deferred income492/3-€615
Income statement
Code20242025
Remuneration, social security and pensions62€121k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€234k€225k▼
Operating profit (loss)9901€104k€109k▲
Financial income75/76B€20€122▲
Recurring financial income75€20€122▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€101k€106k▲
Income taxes67/77€27k€29k▲
Profit (loss) for the period9904€74k€77k▲
Profit (loss) for the period to be appropriated9905€74k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€77k▲
Transfer from equity791/2-€63k
Transfer to equity691/2€73k-
To other reserves6921€73k-
Profit to be distributed694/7€833€140k▲
Directors or managers695€833€140k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €77k ▲4.4%
Operating result €109k, net result €77k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €157k ▲87.6%
3 profitable years in a row build equity to €157k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €38k ▼14.6%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.59
Current ratio from 1.77 to 3.59; short-term debt falls from €48k to €36k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burg. Frans Desmidtplein 138300 Knokke-HeistGround area
106 m²
Building footprint
106 m²
Volume, LiDAR
1,775 m³
Parcel 31334B0836/00_000, Flanders · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BELISSA
since 20222.326.801.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0836/00_000 | Flanders | 106 m² | 1 · 106 m² | 19.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 24,862 companies in sector 96220 we hold annual accounts for 1,441. 1,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2022
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.