BELISAMA SERVICES

Active

Private limited companyfounded 20215 yrs activeRue Léopold 32, 5500 Dinant, BelgiumKBO/BCE: BE 0774.284.088

BELISAMA SERVICES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

58 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability42▼-58

Solvency41▼-32

Growth78=

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 2.0 against 0.98 in 2024; short-term debt: 9.2% and cash: 6.3% of total assets), but 84.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Ten signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.7%

Return on assets

1.8%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31697 sector peers (2025).

NBB · sector comparison

Position among 31697 sector peers

Solvency

better than 20%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €74k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

24 d late

2024

7 d late

2023

69 d late

2022

85 d late

2021

299 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€9k▼ 82.5%

2024 · €49k

2021: €-86 2022: €10k 2023: €4k 2024: €49k

2021 → 2025

Working capital

€43k

2024 · €-1k

2021: €-2k 2022: €10k 2023: €-2k 2024: €-1k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-86-€10k€14k▲ 39.7%€65k▲ 355%€74k▲ 13.1%

Operating result€-86-€17k€9k▼ 44.7%€66k▲ 609%€15k▼ 77.4%

Net result€-86-€10k€4k▼ 60.7%€49k▲ 1,100%€9k▼ 82.5%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 77% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €472k

81.7%

18.3%

Fixed assets €385k▲ 476%

Current assets €86k▲ 25.2%

Equity and liabilities €472k

15.7%

84.3%

Equity €74k▲ 13.1%

Debt €398k▲ 464%

The debt ratio rises from 51.8% to 84.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€24k▼

2024 · €70k

Cash flow

€18k▼

2024 · €53k

Solvency

15.7%▼

2024 · 48.2%

Current ratio

2.00▲

2024 · 0.98

Quick ratio

2.00▲

2024 · 0.98

Debt / equity

5.37▲

2024 · 1.08

ROE

11.6%▼

2024 · 74.9%

ROA

1.8%▼

2024 · 36.1%

Debt

€398k▲

2024 · €70k

Debt ≤ 1 year

€43k▼

2024 · €70k

Debt > 1 year

€237k

Income taxes

€7k▼

2024 · €16k

Staff costs

€109k▲

2024 · €60k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€136k€472k▲

Fixed assets21/28€67k€385k▲

Tangible fixed assets22/27€62k€379k▲

Land and buildings22€42k€326k▲

Furniture and vehicles24€5k€34k▲

Other tangible fixed assets26€15k€19k▲

Financial fixed assets28€5k€6k▲

Current assets29/58€69k€86k▲

Amounts receivable within one year40/41€12k€56k▲

Trade receivables40-€5k

Other amounts receivable41€12k€51k▲

Cash at bank and in hand54/58€57k€30k▼

Deferred charges and accrued income490/1-€824

Equity and liabilities

Total equity and liabilities10/49€136k€472k▲

Equity10/15€65k€74k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€63k€72k▲

Amounts payable17/49€70k€398k▲

Amounts payable after more than one year17-€237k

Financial debts170/4-€237k

Amounts payable within one year42/48€70k€43k▼

Current portion of amounts payable after more than one year42-€16k

Trade debts44€45k€16k▼

Suppliers440/4€45k€16k▼

Taxes, remuneration and social security45€25k€12k▼

Taxes450/3€18k€4k▼

Remuneration and social security454/9€7k€7k▲

Other amounts payable47/48€629-

Accrued charges and deferred income492/3-€118k

Income statement Code20242025

Remuneration, social security and pensions62€60k€109k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k

Other operating charges640/8€5k€5k▼

Non-recurring operating charges66A€1k-

Gross operating margin9900€135k€142k▲

Operating profit (loss)9901€66k€15k▼

Financial income75/76B€210€469▲

Recurring financial income75€210€469▲

Financial charges65/66B€754-

Recurring financial charges65€754-

Profit (loss) for the period before taxes9903€65k€15k▼

Income taxes67/77€16k€7k▼

Profit (loss) for the period9904€49k€9k▼

Profit (loss) for the period to be appropriated9905€49k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€63k€72k▲

Profit (loss) brought forward from the previous period14P€14k€63k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 24 days late

2025

31-12

Financial Liquidity doublescurrent ratio 2.00

Current ratio from 0.98 to 2.00; short-term debt falls from €70k to €43k.

07-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 7 days late

2024

31-12

Financial Highest result since 2021net €49k ▲1100%

Operating result €66k, net result €49k, both a record.

08-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 69 days late

2023

24-10

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 85 days late

26-05

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 299 days late

2022

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dinant · 2 establishment units since 2021

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Léopold 325500 Dinant

Ground area

3,352 m²

Building footprint

1,858 m²

Volume, LiDAR

24,362 m³

2 parcels, Brussels, Wallonia · tallest building 27.9 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

BELISAMA SERVICES

Rue Léopold 32, 5500 DinantBusiness consulting

since 20212.325.384.166

BELISAMA SERVICES

Tervurenlaan 36, 1040 EtterbeekBusiness consulting

since 20232.348.781.160

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21005A0576/00G002 ProtectedArchitectural ensembleGeheel van eclectische huizenSource ↗	Brussels	3,287 m²	1 · 1,858 m²	27.9 m · 2 fl.
91034D0002/03K000	Wallonia	64 m²	-	-