BELION
ActiveBELION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €29k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 94% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+63
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.52 against 55.09 in 2024; short-term debt: 6.6% and cash: 10.4% of total assets), and 6.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
on the day
2023
7 d early
2022
6 d early
2021
30 d early
2020
17 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€330k▲ 9.5%
2024 · €302k
2018: €295k
2019: €302k
2020: €309k
2021: €312k
2022: €312k
2023: €309k
2024: €302k
2018 → 2025
Total assets
€353k▲ 15.2%
2024 · €307k
2018: €381k
2019: €328k
2020: €322k
2021: €325k
2022: €328k
2023: €321k
2024: €307k
2018 → 2025
Net result
€29k
2024 · €-7k
2018: €14k
2019: €7k
2020: €7k
2021: €4k
2022: €118
2023: €-5k
2024: €-7k
2018 → 2025
Working capital
€290k▲ 1.3%
2024 · €286k
2018: €224k
2019: €231k
2020: €240k
2021: €248k
2022: €187k
2023: €296k
2024: €286k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€312k-€312k=€309k▼ 1.2%€302k▼ 2.3%€330k▲ 9.5%
Operating result€7k-€849▼ 87.8%€-5k€-6k▼ 26.7%€37k
Net result€4k-€118▼ 96.8%€-5k€-7k▼ 37.4%€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€40k▲ 165%
Current assets
€313k▲ 7.4%
Equity and liabilities €353k
Equity
€330k▲ 9.5%
Debt
€23k▲ 338%
The debt ratio rises from 1.7% to 6.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €-1k
Cash flow
€37k▲
2024 · €-2k
Solvency
93.4%▼
2024 · 98.3%
Current ratio
13.52▼
2024 · 55.09
Quick ratio
13.52▼
2024 · 55.09
Debt / equity
0.07▲
2024 · 0.02
ROE
8.7%▲
2024 · -2.3%
ROA
8.1%▲
2024 · -2.3%
Interest coverage
93.51▲
2024 · -2.19
Debt
€23k▲
2024 · €5k
Debt ≤ 1 year
€23k▲
2024 · €5k
Income taxes
€15k▲
2024 · €319
Staff costs
€889
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€307k€353k▲
Fixed assets21/28€15k€40k▲
Tangible fixed assets22/27€15k€40k▲
Land and buildings22€5k€9k▲
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€743€25k▲
Current assets29/58€292k€313k▲
Amounts receivable within one year40/41€66k€74k▲
Trade receivables40€66k€69k▲
Other amounts receivable41-€5k
Current investments50/53€105k€200k▲
Cash at bank and in hand54/58€121k€37k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€307k€353k▲
Equity10/15€302k€330k▲
Contributions10/11€6k€6k=
Reserves13€303k€324k▲
Distributable reserves133€303k€324k▲
Profit (loss) carried forward14€-8k-
Amounts payable17/49€5k€23k▲
Amounts payable within one year42/48€5k€23k▲
Trade debts44-€15k
Suppliers440/4-€15k
Taxes, remuneration and social security45€625€445▼
Taxes450/3€625€445▼
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€889
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€625▼
Gross operating margin9900€1k€47k▲
Operating profit (loss)9901€-6k€37k▲
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€541€486▼
Recurring financial charges65€541€486▼
Profit (loss) for the period before taxes9903€-7k€44k▲
Income taxes67/77€319€15k▲
Profit (loss) for the period9904€-7k€29k▲
Profit (loss) for the period to be appropriated9905€-7k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€29k▲
Profit (loss) brought forward from the previous period14P€-797-
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 31.69
Current ratio from 13.24 to 31.69; short-term debt falls from €15k to €10k.
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity triplescurrent ratio 10.45
Current ratio from 3.78 to 10.45; short-term debt falls from €80k to €24k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langemarkstraat 868980 ZonnebekeGround area
1,538 m²
Building footprint
223 m²
Volume, LiDAR
902 m³
Parcel 33037A0799/00X007, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Langemarkstraat 86, 8980 Zonnebeke
since 20082.169.722.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037A0799/00X007 | Flanders | 1,538 m² | 1 · 223 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WIM PAUWELS
BE 0898.574.445
Mechelen · Eq €330k
INTERKONTAKT & PARTNERS
BE 0421.297.328
Oudenaarde · Eq €331k
RDF Invest
BE 0728.977.962
Wetteren · Eq €331k
I.D. STRUCTURE
BE 0834.237.216
Mons · Eq €331k
SCONELO
BE 0884.390.966
Herk-de-Stad · Eq €330k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,378. 5,088 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2008
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.