Summary
BELIKA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €543,021 and a net result of €107,364. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 131 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
51 d early
2025
51 d early
2024
52 d early
2023
53 d early
2022
11 d early
2021
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 10 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#8 company by equity in Raeren, Finance and insurance sector#9 company by total assets in Raeren, Finance and insurance sector
Equity
€543,021▲ 15.3%
2025 · €470,957
Net result
€107,364▼ 24.4%
2025 · €142,075
Total assets
€798,161▼ 2.4%
2025 · €817,419
Solvency
68.0%▲ 10.4pp
2025 · 57.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€103,372▲ 1.6%€136,483▲ 32.0%€168,937▲ 23.8%€186,626▲ 10.5%€156,190▼ 16.3%
Net result€79,046within the sector's middle half▲ 18.2%€127,678within the sector's middle half▲ 61.5%€113,801within the sector's middle half▼ 10.9%€142,075within the sector's middle half▲ 24.8%€107,364▼ 24.4%
Equity€147,403below the sector's middle half▲ 116%€275,081below the sector's middle half▲ 86.6%€328,882below the sector's middle half▲ 19.6%€470,957below the sector's middle half▲ 43.2%€543,021▲ 15.3%
Total assets€802,367below the sector's middle half▲ 1.2%€847,000below the sector's middle half▲ 5.6%€800,431below the sector's middle half▼ 5.5%€817,419below the sector's middle half▲ 2.1%€798,161▼ 2.4%
Debt€654,964▼ 9.6%€571,919▼ 12.7%€471,549▼ 17.5%€346,462▼ 26.5%€255,140▼ 26.4%
Working capital-€167,764within the sector's middle half▲ 7.9%-€175,508within the sector's middle half▼ 4.6%-€188,184within the sector's middle half▼ 7.2%-€152,466within the sector's middle half▲ 19.0%-€121,555▲ 20.3%
Solvency18.4%below the sector's middle half▲ 9.8pp32.5%within the sector's middle half▲ 14.1pp41.1%within the sector's middle half▲ 8.6pp57.6%within the sector's middle half▲ 16.5pp68.0%▲ 10.4pp
Current ratio0.38within the sector's middle half▲ 0.040.30below the sector's middle half▼ 0.070.14below the sector's middle half▼ 0.170.20below the sector's middle half▲ 0.060.15▼ 0.05
Return on assets (ROA)9.9%above the sector's middle half▲ 1.4pp15.1%above the sector's middle half▲ 5.2pp14.2%above the sector's middle half▼ 0.9pp17.4%above the sector's middle half▲ 3.2pp13.5%▼ 3.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 16% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €798,161
Fixed assets
€776,080 ▼ 0.4%
Current assets
€22,081 ▼ 42.3%
Equity and liabilities €798,161
Equity
€543,021 ▲ 15.3%
Debt
€255,140 ▼ 26.4%
Debt's share of the balance-sheet total falls from 42.4% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
19.8%▼
2025 · 30.2%
Debt ≤ 1 year
€143,636▼
2025 · €190,745
Debt > 1 year
€111,504▼
2025 · €155,717
Income taxes
€37,634▼
2025 · €46,998
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €42 | €3,060 | ▲ 7,201% |
| Other operating charges640/8 | €5,191 | €1,716 | €854 | €980 | €1,013 | ▲ 3.4% |
| Gross operating margin9900 | €108,563 | €138,199 | €169,791 | €187,648 | €160,264 | ▼ 14.6% |
| Operating profit (loss)9901 | €103,372 | €136,483 | €168,937 | €186,626 | €156,190 | ▼ 16.3% |
| Financial income75/76B | €16,052 | €36,463 | €2,184 | €12,628 | €27 | ▼ 99.8% |
| Recurring financial income75 | €16,052 | €36,463 | €2,184 | €12,628 | €27 | ▼ 99.8% |
| Financial charges65/66B | €15,607 | €11,802 | €13,756 | €10,181 | €11,219 | ▲ 10.2% |
| Recurring financial charges65 | €15,607 | €11,802 | €13,756 | €10,181 | €11,219 | ▲ 10.2% |
| Profit (loss) for the period before taxes9903 | €103,817 | €161,145 | €157,365 | €189,073 | €144,999 | ▼ 23.3% |
| Income taxes67/77 | €24,771 | €33,467 | €43,564 | €46,998 | €37,634 | ▼ 19.9% |
| Profit (loss) for the period9904 | €79,046 | €127,678 | €113,801 | €142,075 | €107,364 | ▼ 24.4% |
| Profit (loss) for the period to be appropriated9905 | €79,046 | €127,678 | €113,801 | €142,075 | €107,364 | ▼ 24.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €802,367 | €847,000 | €800,431 | €817,419 | €798,161 | ▼ 2.4% |
| Fixed assets21/28 | €700,000 | €770,000 | €770,000 | €779,140 | €776,080 | ▼ 0.4% |
| Tangible fixed assets22/27 | - | - | - | €9,140 | €6,080 | ▼ 33.5% |
| Furniture and vehicles24 | - | - | - | €9,140 | €6,080 | ▼ 33.5% |
| Financial fixed assets28 | €700,000 | €770,000 | €770,000 | €770,000 | €770,000 | = |
| Current assets29/58 | €102,367 | €77,000 | €30,431 | €38,279 | €22,081 | ▼ 42.3% |
| Amounts receivable within one year40/41 | - | €54,770 | €26,713 | €25,721 | €22,081 | ▼ 14.2% |
| Trade receivables40 | - | €54,770 | €26,713 | €25,721 | €14,786 | ▼ 42.5% |
| Other amounts receivable41 | - | - | - | - | €7,296 | - |
| Cash at bank and in hand54/58 | €101,583 | €22,230 | €3,718 | - | - | - |
| Deferred charges and accrued income490/1 | €784 | - | - | €12,558 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €802,367 | €847,000 | €800,431 | €817,419 | €798,161 | ▼ 2.4% |
| Equity10/15 | €147,403 | €275,081 | €328,882 | €470,957 | €543,021 | ▲ 15.3% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | €145,903 | €273,581 | €327,382 | €469,457 | €541,521 | ▲ 15.4% |
| Amounts payable17/49 | €654,964 | €571,919 | €471,549 | €346,462 | €255,140 | ▼ 26.4% |
| Amounts payable after more than one year17 | €384,832 | €319,333 | €252,934 | €155,717 | €111,504 | ▼ 28.4% |
| Financial debts170/4 | €384,832 | €319,333 | €252,934 | €155,717 | €111,504 | ▼ 28.4% |
| Amounts payable within one year42/48 | €270,131 | €252,509 | €218,615 | €190,745 | €143,636 | ▼ 24.7% |
| Current portion of amounts payable after more than one year42 | €64,620 | €65,500 | €66,399 | €75,213 | €54,689 | ▼ 27.3% |
| Financial debts43 | - | - | - | €27,267 | €25,401 | ▼ 6.8% |
| Credit institutions430/8 | - | - | - | €27,267 | €25,401 | ▼ 6.8% |
| Trade debts44 | €5,207 | €3,526 | €3,401 | €355 | €444 | ▲ 25.1% |
| Suppliers440/4 | €5,207 | €3,526 | €3,401 | €355 | €444 | ▲ 25.1% |
| Taxes, remuneration and social security45 | €48,472 | €51,175 | €44,571 | €38,179 | €33,097 | ▼ 13.3% |
| Taxes450/3 | €48,472 | €51,175 | €44,571 | €38,179 | €33,097 | ▼ 13.3% |
| Other amounts payable47/48 | €151,833 | €132,308 | €104,244 | €49,732 | €30,005 | ▼ 39.7% |
| Accrued charges and deferred income492/3 | - | €78 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79,046 | €127,678 | €113,801 | €142,075 | €107,364 | ▼ 24.4% |
| + Depreciation and write-downs630 | - | - | - | €42 | €3,060 | ▲ 7,201% |
| Operating cash flow (approximation) | €79,046 | €127,678 | €113,801 | €142,117 | €110,425 | ▼ 22.3% |
| Investment in fixed assets (approximation) | - | -€70,000 | €0 | -€9,182 | €0 | ▲ 100% |
| Change in cash | - | -€79,353 | -€18,513 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Equity above €500,000Eq €543,021 ▲15.3%
6 profitable years in a row build equity to €543,021.
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2021net €142,075 ▲24.8%
Operating result €186,626, net result €142,075, both a record.
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Equity above €200,000Eq €275,081 ▲86.6%
3 profitable years in a row build equity to €275,081.
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Equity above €100,000Eq €147,403 ▲116%
2 profitable years in a row build equity to €147,403.
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spitalstrasse 504730 Raeren1 establishment unit
BELIKA
since 20202.302.244.817
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2026 list no shareholders, and no other source names one.
Holdings 1
-
36.4%
According to the annual accounts to 31-03-2026 of BELIKA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743673660
Also
9925:BE0743673660
Registered
14-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.