RAM RAADGEVING

Active

Private limited companyfounded 1987active for 38 yearsRoute des Fagnes 6, 4190 Ferrières, BelgiumKBO/BCE: BE 0432.507.459

Summary

The computed 12-month bankruptcy probability of RAM RAADGEVING is 6.6% (elevated). For RAM RAADGEVING, at least two annual filings are missing. The 2022 annual accounts show equity of €94,658 and a net result of -€6,089. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 95% of 22,560 sector peers (NACE 47, financial year 2022). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.

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RAM RAADGEVINGActive

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Official details

Source: KBO

Status: Active since 18-11-1987 Normal situation
Activity: Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment units: 2.031.906.312 4431 Ans, since 27-11-1987
: 2.209.127.587 1150 Sint-Pieters-Woluwe, since 09-05-2012
Financial year end: 31 December
Peppol: Reachable since 16-10-2025

Company details

Board and ownership

Board

Martine BOTSONDirector

Board & ownership

Financial position

Bankruptcy probabilitywithin 12 months: 6.6%

2022 figures too old to score

Annual accounts 2022

Gross margin: -€3,202; ▲ 37.7%
Loss: €6,089; ▼ 65.6%
Equity: €94,658; ▼ 6.0%
Total assets: €97,087; ▼ 9.2%

2023 accounts not filed, 824 days past the deadline

Turnover not published (micro format)

Financials

Signalsraises riskFigures for financial year 2022 (filed on 16-12-2023)3 financial years not filed after the legal deadline; last filed accounts filed 137 days late; 2 of the last 3 accounts lateSize: total assets €97,087Two or more financial years not filed2022 accounts filed 137 days latelowers riskFounded in 1987Show the evidence

Bankruptcy probability

No current score

Figures too old

The latest figures are for FY 2022. They are too old for a current score.

Bankruptcy probability: Elevated

Filing: At least two annual filings are missing

Financial strength, FY 2022 · tick: 2021

Average

Solvency 100=

equity 97.5% of total assets

Liquidity 57+6

short-term debt 1.7% · cash 5.3%

Profitability 22+22

return on assets -6.3%

Bankruptcy probability within 12 months

6.6% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)

Last 24 months 12-2024: 5.2%lowest value 01-2025: 8.4%▲ +3.2 percentage points vs 12-2024 02-2025: 8.4%● unchanged vs 01-2025 03-2025: 8.6%▲ +0.2 percentage points vs 02-2025 04-2025: 7.9%▼ -0.7 percentage points vs 03-2025 05-2025: 7.9%● unchanged vs 04-2025 06-2025: 7.9%● unchanged vs 05-2025 07-2025: 7.9%● unchanged vs 06-2025 08-2025: 10.5%▲ +2.6 percentage points vs 07-2025 09-2025: 10.5%● unchanged vs 08-2025 10-2025: 10.5%● unchanged vs 09-2025 11-2025: 10.5%● unchanged vs 10-2025 12-2025: 10.5%● unchanged vs 11-2025 01-2026: 11.6%▲ +1.1 percentage points vs 12-2025highest value 02-2026: 7.0%▼ -4.6 percentage points vs 01-2026 03-2026: 7.0%● unchanged vs 02-2026 04-2026: 7.0%● unchanged vs 03-2026 05-2026: 7.0%● unchanged vs 04-2026 06-2026: 7.0%● unchanged vs 05-2026 07-2026: 7.0%● unchanged vs 06-2026 08-2026: 6.6%▼ -0.4 percentage points vs 07-2026 09-2026: 6.6%● unchanged vs 08-2026 10-2026: 6.6%● unchanged vs 09-2026 11-2026: 6.6%● unchanged vs 10-2026

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2022 (filed on 16-12-2023)

NBB · annual accounts

3 financial years not filed after the legal deadline; last filed accounts filed 137 days late; 2 of the last 3 accounts late

NBB · filings

Size: total assets €97,087

Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Founded in 1987

Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.

KBO

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2023 year end31-07-2024 deadline02-11-2026 today

2022 accounts filed 137 days late

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 15-12-2023, 137 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

not filed

2022

137 days late

2021

32 days late

2020

1 day early

2019

37 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 33 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Risk: 3 loss-making years in a rowloss in financial year 2022 -€6,089 View
Positive: Higher solvency than 95% of companies in retail tradesector median 32.1% · 22,560 companies 97.5% View

Recent changes

19-01-2024 · Gazette deed Registered office moved to FerrieresResignation: René BOTSON (director) · Appointment: Martine BOTSON (sole director)
09-12-1987 · Gazette deed Incorporation

All 17 events

Comparable companies

These companies have the same main activity as RAM RAADGEVING: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €55,900 and €118,000, founded between 1982 and 1990.

Company	Total assets	Gross margin
RAM RAADGEVING Ferrières	€97,087	-€3,202
JARO Eupen	€117,648	-€3,526
DE KIEKENWINKEL Tessenderlo-Ham	€114,606	-€1,294
BUREAU WIDY Visé	€55,857	-€6,187
Trimsalon Sissa Brecht	€65,126	-€14,406
SIRIN Braine-l'Alleud	€64,259	-€1,428
MG Group Sint-Jans-Molenbeek	€65,241	-€1,577

Full comparison

Key facts about RAM RAADGEVING

What is the company number of RAM RAADGEVING?: The company number of RAM RAADGEVING is 0432.507.459. The VAT number is the same number with BE in front: BE 0432.507.459.
Where is RAM RAADGEVING based?: The registered office is at Route des Fagnes 6, 4190 Ferrières.Company details
What does RAM RAADGEVING do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of RAM RAADGEVING?: The legal form of RAM RAADGEVING is Private limited company (BV).
When was RAM RAADGEVING founded?: RAM RAADGEVING was founded on 18-11-1987.
Is RAM RAADGEVING still active?: Yes, RAM RAADGEVING is an active enterprise in the KBO register.
What is the turnover of RAM RAADGEVING?: The annual accounts for financial year 2022 state no turnover. The micro format does not require it. In financial year 2020 turnover was €19,120.Financials
Is RAM RAADGEVING profitable?: In financial year 2022, RAM RAADGEVING made a loss of €6,089.
Where can I find the annual accounts of RAM RAADGEVING?: RAM RAADGEVING filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2022.