Beliën & Zonen

Active

Private limited companyfounded 201313 yrs activeDijk 69, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0537.533.121

Beliën & Zonen has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €682k and a net result of €115k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 7447 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

70 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability77▼-1

Solvency65▲+1

Growth78=

Track record100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 1.92 against 1.72 in 2023; short-term debt: 20.3% and cash: 15.5% of total assets), but 59.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

25 d late

2023

22 d late

2022

31 d late

2021

24 d late

2020

25 d late

2019

19 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€682k▲ 20.4%

2023 · €566k

2018: €348k 2019: €393k 2020: €420k 2021: €440k 2022: €453k 2023: €566k

2018 → 2024

Total assets

€1.69M▲ 15.2%

2023 · €1.47M

2018: €849k 2019: €958k 2020: €852k 2021: €966k 2022: €827k 2023: €1.47M

2018 → 2024

Net result

€115k▲ 2.1%

2023 · €113k

2018: €87k 2019: €45k 2020: €27k 2021: €20k 2022: €13k 2023: €113k

2018 → 2024

Working capital

€315k▲ 19.3%

2023 · €264k

2018: €134k 2019: €145k 2020: €144k 2021: €-46k 2022: €158k 2023: €264k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€420k-€440k▲ 4.8%€453k▲ 3.0%€566k▲ 24.9%€682k▲ 20.4%

Operating result€51k-€35k▼ 30.4%€31k▼ 11.0%€179k▲ 469%€187k▲ 4.7%

Net result€27k-€20k▼ 24.3%€13k▼ 34.5%€113k▲ 754%€115k▲ 2.1%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed two years in a row; 2024 is 5% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.69M

61.1%

38.9%

Fixed assets €1.03M▲ 23.5%

Current assets €658k▲ 4.3%

Equity and liabilities €1.69M

40.3%

59.7%

Equity €682k▲ 20.4%

Debt €1.01M▲ 12.0%

The debt ratio falls from 61.4% to 59.7%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€421k▲

2023 · €412k

Cash flow

€349k▲

2023 · €346k

Solvency

40.3%▲

2023 · 38.6%

Current ratio

1.92▲

2023 · 1.72

Quick ratio

1.92▲

2023 · 1.72

Debt / equity

1.48▼

2023 · 1.59

ROE

16.9%▼

2023 · 20.0%

ROA

6.8%▼

2023 · 7.7%

Interest coverage

14.26▲

2023 · 11.06

Debt

€1.01M▲

2023 · €900k

Debt ≤ 1 year

€343k▼

2023 · €367k

Debt > 1 year

€662k▲

2023 · €524k

Income taxes

€44k▲

2023 · €38k

Staff costs

€381k▲

2023 · €250k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€1.47M€1.69M▲

Fixed assets21/28€836k€1.03M▲

Intangible fixed assets21€635€135▼

Tangible fixed assets22/27€835k€1.03M▲

Plant, machinery and equipment23€501k€510k▲

Furniture and vehicles24€293k€494k▲

Leasing and similar rights25€40k€28k▼

Current assets29/58€631k€658k▲

Amounts receivable within one year40/41€473k€367k▼

Trade receivables40€199k€227k▲

Other amounts receivable41€274k€141k▼

Cash at bank and in hand54/58€136k€261k▲

Deferred charges and accrued income490/1€22k€29k▲

Equity and liabilities

Total equity and liabilities10/49€1.47M€1.69M▲

Equity10/15€566k€682k▲

Contributions10/11€48k€48k=

Reserves13€518k€634k▲

Non-distributable reserves130/1€5k€5k=

Reserves not available under the articles1311€5k€5k=

Distributable reserves133€513k€629k▲

Amounts payable17/49€900k€1.01M▲

Amounts payable after more than one year17€524k€662k▲

Financial debts170/4€524k€662k▲

Amounts payable within one year42/48€367k€343k▼

Current portion of amounts payable after more than one year42€121k€175k▲

Trade debts44€71k€76k▲

Suppliers440/4€71k€76k▲

Taxes, remuneration and social security45€45k€93k▲

Taxes450/3€15k€50k▲

Remuneration and social security454/9€29k€42k▲

Other amounts payable47/48€131k-

Accrued charges and deferred income492/3€9k€3k▼

Income statement Code20232024

Remuneration, social security and pensions62€250k€381k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€233k€234k▲

Other operating charges640/8€14k€16k▲

Gross operating margin9900€676k€818k▲

Operating profit (loss)9901€179k€187k▲

Financial income75/76B€10k€2k▼

Recurring financial income75€10k€2k▼

Financial charges65/66B€37k€30k▼

Recurring financial charges65€37k€30k▼

Profit (loss) for the period before taxes9903€151k€160k▲

Income taxes67/77€38k€44k▲

Profit (loss) for the period9904€113k€115k▲

Profit (loss) for the period to be appropriated9905€113k€115k▲

Appropriation of the result

Profit (loss) to be appropriated9906€113k€115k▲

Transfer to equity691/2€113k€115k▲

To other reserves6921€113k€115k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

25-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 25 days late

2024

31-12

Financial Highest result since 2018net €115k ▲2.1%

Operating result €187k, net result €115k, both a record.

22-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 22 days late

2023

31-12

Financial Equity above €500kEq €566k ▲24.9%

6 profitable years in a row build equity to €566k.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 31 days late

2022

31-12

Financial Weakest financial yearnet €13k ▼34.5%

Net result drops to €13k, the lowest in the series; recovery starts the following year.

24-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 24 days late

2021

25-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 25 days late

2020

19-08

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 19 days late

2019

31-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

29-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 29 days late

2017

29-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 29 days late

2016

18-07

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hamont-Achel · 1 establishment unit since 2013

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dijk 693930 Hamont-Achel

Ground area

4,427 m²

Building footprint

350 m²

Volume, LiDAR

1,720 m³

Parcel 72012E0103/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Beliën & Zonen

Dijk 69, 3930 Hamont-AchelCivil engineering

since 20132.222.041.950

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72012E0103/00E000	Flanders	4,427 m²	1 · 350 m²	7.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 3,985 EUR awarded · 3,948 EUR paid

Year	Entries	awarded	paid
2025	1	225 EUR	251 EUR
2024	1	1,971 EUR	2,269 EUR
2023	1	1,351 EUR	990 EUR
2022	1	438 EUR	438 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

4 entries · 3,985 EUR · 3,948 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Recognised contractor

7 categories

Beliën & Zonen BV38469

category A, class 1 · category B, class 1 · category B1, class 1 · category E2, class 1 · category G, class 1 · category G2, class 1 · category G5, class 1

decision 13-03-2023