BELIËN IMMO
ActiveThe computed 12-month bankruptcy probability of BELIËN IMMO is 2.4% (moderate). The 2024 annual accounts show equity of €2.68M and a net result of €-43k. Equity is shrinking by ~4.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▲+21
Solvency100=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity short (current ratio 0.06 against 2.22 in 2023; short-term debt: 21.1% and cash: 0.2% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.7%
Return on assets
-1.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
16 d early
2022
19 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.68M▼ 1.6%
2023 · €2.72M
2022: €2.91M
2023: €2.72M
2022 → 2024
Total assets
€3.40M▲ 10.2%
2023 · €3.09M
2022: €2.94M
2023: €3.09M
2022 → 2024
Net result
€-43k
2023 · €109k
2022: €11k
2023: €109k
2022 → 2024
Working capital
€-673k
2023 · €443k
2022: €409k
2023: €443k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€2.91M-€2.72M▼ 6.6%€2.68M▼ 1.6%
Operating result€15k-€134k▲ 791%€-48k
Net result€11k-€109k▲ 885%€-43k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €48k after €134k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.40M
Fixed assets
€3.36M▲ 47.2%
Current assets
€46k▼ 94.3%
Equity and liabilities €3.40M
Equity
€2.68M▼ 1.6%
Debt
€725k▲ 98.0%
The debt ratio rises from 11.9% to 21.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€323k▼
2023 · €357k
Cash flow
€327k▼
2023 · €331k
Solvency
78.7%▼
2023 · 88.1%
Current ratio
0.06▼
2023 · 2.22
Quick ratio
0.06▼
2023 · 2.22
Debt / equity
0.27▲
2023 · 0.13
ROE
-1.6%▼
2023 · 4.0%
ROA
-1.3%▼
2023 · 3.5%
Interest coverage
83.40
Debt
€725k▲
2023 · €366k
Debt ≤ 1 year
€719k▲
2023 · €364k
Income taxes
€0▼
2023 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.09M€3.40M▲
Fixed assets21/28€2.28M€3.36M▲
Tangible fixed assets22/27€2.28M€3.36M▲
Land and buildings22€1.97M€3.05M▲
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€302k€302k=
Current assets29/58€807k€46k▼
Amounts receivable within one year40/41€9k€38k▲
Trade receivables40€0-
Other amounts receivable41€9k€38k▲
Current investments50/53€650k€0▼
Cash at bank and in hand54/58€145k€8k▼
Deferred charges and accrued income490/1€3k€73▼
Equity and liabilities
Total equity and liabilities10/49€3.09M€3.40M▲
Equity10/15€2.72M€2.68M▼
Contributions10/11€302k€302k=
Capital10€302k€302k=
Issued capital100€302k€302k=
Reserves13€2.42M€2.38M▼
Non-distributable reserves130/1€28k€28k=
Legal reserve130€28k€28k=
Distributable reserves133€2.39M€2.35M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€366k€725k▲
Amounts payable within one year42/48€364k€719k▲
Financial debts43-€675k
Other loans439-€675k
Trade debts44€30k€10k▼
Suppliers440/4€30k€10k▼
Taxes, remuneration and social security45€34k€34k=
Taxes450/3€34k€34k=
Other amounts payable47/48€300k€0▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€222k€370k▲
Other operating charges640/8€1k€21k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€358k€344k▼
Operating profit (loss)9901€134k€-48k▼
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€0€4k▲
Recurring financial charges65€0€4k▲
Profit (loss) for the period before taxes9903€145k€-43k▼
Income taxes67/77€36k€0▼
Profit (loss) for the period9904€109k€-43k▼
Profit (loss) for the period to be appropriated9905€109k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€-43k▼
Transfer from equity791/2€196k€43k▼
Transfer to equity691/2€5k€0▼
To the legal reserve6920€5k€0▼
To other reserves6921€0-
Profit to be distributed694/7€300k€0▼
Return on contributions (dividend)694€300k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-43k ▼139%
Net result drops to €-43k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €109k ▲885%
Operating result €134k, net result €109k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamonterweg 1003910 PeltGround area
1.2 ha
Building footprint
3,352 m²
Volume, LiDAR
18,767 m³
Parcel 72033B0198/00E002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELIËN IMMO
since 20212.323.912.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0198/00E002 | Flanders | 1.2 ha | 1 · 3,352 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-08-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.