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BELIA

Active
Private limited companyfounded 200718 yrs activeTen Akker(Z) 2, 8550 Zwevegem, BelgiumKBO/BCE: BE 0894.584.973
Summary

BELIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €34,076. Equity is growing by ~10.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▼-27
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
short-term debt: 0.1% and cash: 12.9% of total assets, and 0.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
3.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-12-2025, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 d early
2024
132 d early
2023
100 d early
2022
83 d early
2021
128 d early
2020
114 d early
2019
129 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 116 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 23 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BELIA was incorporated on 28 December 2007.1 Total assets rose from EUR 823,860 in 2018 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1.1m▼ 5.1%
2024 · €1.1m
Total assets
€1.1m▼ 7.4%
2024 · €1.1m
Net result
€34,076▼ 93.9%
2024 · €555,205
Working capital
€1.0m▼ 3.8%
2024 · €1.1m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€109,567▲ 40.3%€174,584▲ 59.3%€133,299▼ 23.6%€797,574▲ 498%€24,258▼ 97.0%
Net result€77,634▲ 38.9%€119,885▲ 54.4%€94,053▼ 21.5%€555,205▲ 490%€34,076▼ 93.9%
Equity€738,637▲ 11.7%€639,907▼ 13.4%€632,540▼ 1.2%€1.1m▲ 76.1%€1.1m▼ 5.1%
Total assets€832,718▲ 6.6%€675,135▼ 18.9%€658,048▼ 2.5%€1.1m▲ 73.5%€1.1m▼ 7.4%
Debt€60,235▼ 25.4%€14,677▼ 75.6%€9,260▼ 36.9%€27,658▲ 199%€708▼ 97.4%
Working capital€604,100▲ 21.1%€498,250▼ 17.5%€520,492▲ 4.5%€1.1m▲ 107%€1.0m▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000€600,000€800,000Operating result 2021: €109,567€109,567Net result 2021: €77,634€77,634Operating result 2022: €174,584€174,584Net result 2022: €119,885€119,885Operating result 2023: €133,299€133,299Net result 2023: €94,053€94,053Operating result 2024: €797,574€797,574Net result 2024: €555,205€555,205Operating result 2025: €24,258€24,258Net result 2025: €34,076€34,07620212022202320242025€0€200,000€400,000€600,000€800,000Operating result 2023: €133,299€133,000Net result 2023: €94,053€94,100Operating result 2024: €797,574€798,000Net result 2024: €555,205€555,000Operating result 2025: €24,258€24,300Net result 2025: €34,076€34,100202320242025
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €20,160 ▼ 45.0%
Current assets €1.0m ▼ 6.1%
Equity and liabilities €1.1m
Equity €1.1m ▼ 5.1%
Provisions €0 ▼ 100%
Debt €708 ▼ 97.4%
Debt's share of the balance-sheet total falls from 2.4% to 0.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,727▼
2024 · €814,130
Cash flow
€50,544▼
2024 · €571,761
Debt to equity
0.00▼
2024 · 0.02
ROE
3.2%▼
2024 · 49.8%
ROA
3.2%▼
2024 · 48.6%
Interest coverage
564.47▼
2024 · 10476.51
Debt ≤ 1 year
€708▼
2024 · €27,658
Income taxes
€17,405▼
2024 · €283,847
A ratio outside any meaningful range has been withheld (balance sheet total €1.1m, equity €1.1m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.3% went bankrupt
3.6% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.1m▼
Fixed assets21/28€36,685€20,160▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€36,685€20,160▼
Plant, machinery and equipment23€2,160€982▼
Furniture and vehicles24€34,525€19,177▼
Current assets29/58€1.1m€1.0m▼
Amounts receivable within one year40/41€0€779▲
Trade receivables40€0-
Other amounts receivable41€0€779▲
Current investments50/53€960,000€890,000▼
Cash at bank and in hand54/58€130,041€136,679▲
Deferred charges and accrued income490/1€14,711€9,831▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m▼
Equity10/15€1.1m€1.1m▼
Contributions10/11€20,000€20,000=
Reserves13€1.1m€1.0m▼
Tax-exempt reserves132€406€364▼
Distributable reserves133€1.1m€1.0m▼
Profit (loss) carried forward14€741€741=
Provisions and deferred taxes16€14€0▼
Deferred taxes168€14€0▼
Amounts payable17/49€27,658€708▼
Amounts payable within one year42/48€27,658€708▼
Trade debts44€950€7▼
Suppliers440/4€950€7▼
Taxes, remuneration and social security45€25,823€0▼
Taxes450/3€25,823€0▼
Other amounts payable47/48€885€701▼
Income statement Code20242025
Non-recurring operating income76A€724,945€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,556€16,469▼
Other operating charges640/8€1,414€730▼
Non-recurring operating charges66A€0€57▲
Gross operating margin9900€815,544€41,514▼
Operating profit (loss)9901€797,574€24,258▼
Financial income75/76B€25,322€27,281▲
Recurring financial income75€25,322€27,281▲
Financial charges65/66B€78€72▼
Recurring financial charges65€78€72▼
Profit (loss) for the period before taxes9903€822,818€51,467▼
Transfer from deferred taxes780€16,234€14▼
Income taxes67/77€283,847€17,405▼
Profit (loss) for the period9904€555,205€34,076▼
Transfer from tax-exempt reserves789€48,702€42▼
Profit (loss) for the period to be appropriated9905€603,908€34,118▼
Appropriation of the result
Profit (loss) to be appropriated9906€604,641€34,859▼
Profit (loss) brought forward from the previous period14P€734€741▲
Transfer from equity791/2€73,980€91,100▲
Transfer to equity691/2€603,900€34,118▼
To other reserves6921€603,900€34,118▼
Profit to be distributed694/7€73,980€91,100▲
Return on contributions (dividend)694€73,980€91,100▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€45,206€0€724,945€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46,451€32,973€38,117€16,556€16,469▼ 0.5%
Other operating charges640/8-€786€1,581€1,414€730▼ 48.4%
Non-recurring operating charges66A--€180€0€57-
Gross operating margin9900€158,027€208,343€173,177€815,544€41,514▼ 94.9%
Operating profit (loss)9901€109,567€174,584€133,299€797,574€24,258▼ 97.0%
Financial income75/76B--€1,427€25,322€27,281▲ 7.7%
Recurring financial income75€0-€1,427€25,322€27,281▲ 7.7%
Financial charges65/66B-€2,092€93€78€72▼ 7.2%
Recurring financial charges65€1,380€2,092€93€78€72▼ 7.2%
Profit (loss) for the period before taxes9903€108,187€172,492€134,632€822,818€51,467▼ 93.7%
Transfer from deferred taxes780-€4,345€4,303€16,234€14▼ 99.9%
Income taxes67/77€36,394€56,952€44,882€283,847€17,405▼ 93.9%
Profit (loss) for the period9904€77,634€119,885€94,053€555,205€34,076▼ 93.9%
Transfer from tax-exempt reserves789-€13,035€12,909€48,702€42▼ 99.9%
Profit (loss) for the period to be appropriated9905€88,972€132,921€106,962€603,908€34,118▼ 94.4%
Line20212022202320242025Change
Assets
Total assets20/58€832,718€675,135€658,048€1.1m€1.1m▼ 7.4%
Fixed assets21/28€210,119€162,208€128,296€36,685€20,160▼ 45.0%
Intangible fixed assets21€113,929€93,335€75,055€0--
Tangible fixed assets22/27€96,011€68,693€53,241€36,685€20,160▼ 45.0%
Land and buildings22-€0----
Plant, machinery and equipment23-€2,754€3,338€2,160€982▼ 54.5%
Furniture and vehicles24-€65,939€49,904€34,525€19,177▼ 44.5%
Financial fixed assets28€180€180€0---
Current assets29/58€622,598€512,928€529,752€1.1m€1.0m▼ 6.1%
Amounts receivable within one year40/41€29,150€29,064€17,786€0€779-
Trade receivables40-€29,064€17,668€0--
Other amounts receivable41-€0€118€0€779-
Current investments50/53--€350,000€960,000€890,000▼ 7.3%
Cash at bank and in hand54/58€591,095€481,487€158,457€130,041€136,679▲ 5.1%
Deferred charges and accrued income490/1-€2,377€3,509€14,711€9,831▼ 33.2%
Equity and liabilities
Total equity and liabilities10/49€832,718€675,135€658,048€1.1m€1.1m▼ 7.4%
Equity10/15€738,637€639,907€632,540€1.1m€1.1m▼ 5.1%
Contributions10/11-€20,000€20,000€20,000€20,000=
Reserves13€717,904€619,173€611,806€1.1m€1.0m▼ 5.2%
Non-distributable reserves130/1-€0----
Reserves not available under the articles1311-€0----
Tax-exempt reserves132-€62,018€49,109€406€364▼ 10.3%
Distributable reserves133-€557,155€562,697€1.1m€1.0m▼ 5.2%
Profit (loss) carried forward14€733€733€734€741€741=
Provisions and deferred taxes16€33,846€20,551€16,248€14€0▼ 100%
Deferred taxes168-€20,551€16,248€14€0▼ 100%
Amounts payable17/49€60,235€14,677€9,260€27,658€708▼ 97.4%
Amounts payable after more than one year17€41,590€0----
Financial debts170/4-€0----
Amounts payable within one year42/48€18,498€14,677€9,260€27,658€708▼ 97.4%
Current portion of amounts payable after more than one year42-€0----
Trade debts44€234€158€75€950€7▼ 99.3%
Suppliers440/4-€158€75€950€7▼ 99.3%
Taxes, remuneration and social security45-€8,002€3,300€25,823€0▼ 100%
Taxes450/3-€5,252€3,300€25,823€0▼ 100%
Remuneration and social security454/9-€2,750€0---
Other amounts payable47/48-€6,517€5,885€885€701▼ 20.7%
Accrued charges and deferred income492/3-€0----
Line20212022202320242025Change
Profit (loss) for the period9904€77,634€119,885€94,053€555,205€34,076▼ 93.9%
+ Depreciation and write-downs630€46,451€32,973€38,117€16,556€16,469▼ 0.5%
Operating cash flow (approximation)€124,085€152,858€132,170€571,761€50,544▼ 91.2%
Investment in fixed assets (approximation)-€14,939-€4,205€75,055€57▼ 99.9%
Change in cash--€109,608-€323,029-€28,416€6,638▲ 123%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial Weakest financial yearnet €34,076 ▼93.9%
Net result drops to €34,076, the lowest in the series.
30-09
Financial Liquidity times 37current ratio 1464.56
Current ratio from 39.94 to 1464.56; short-term debt falls from €27,658 to €708.
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial Highest result since 2018net €555,205 ▲490%
Operating result €797,574, net result €555,205, both a record.
30-09
Financial Equity above €1mEq €1.1m ▲76.1%
7 profitable years in a row build equity to €1.1m.
21-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
06-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Liquidity quadruplescurrent ratio 19.54
Current ratio from 5.41 to 19.54; short-term debt falls from €96,114 to €26,909.
2019
23-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
24-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
15-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
1,236 m²
Building footprint
648 m²
Volume, LiDAR
7,266 m³
2 parcels, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELIA
Otegemstraat(Z) 218, 8550 ZwevegemNACE 6712003
since 20072.167.902.686
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34042B0422/00W002 Flanders 634 m² 1 · 533 m² 15.9 m · 4 fl.
34042A0849/00D002 Flanders 602 m² 1 · 115 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 166 EUR awarded · 166 EUR paid
Year Entries awardedpaid
2023 1 48 EUR48 EUR
2022 1 118 EUR118 EUR
Schemes
2 entries · 166 EUR · 166 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded28-12-2007
Fiscal year end30-09
Contact
E-mail koenraad.bellemans@bvbelia.be
Phone 0475842420
E-mail koenraad.bellemans@portima.beZwevegem
Phone 056759513Zwevegem
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.