Equity
€79,071 ▼ 18.3%
BELI & SOL paid out €13,700 in dividends in a year with a loss of €4,051.
BELI & SOL
Lifetime
19 annual accounts with figures on one time axispeak €63,702 (2011)
€15,232▼ 34.5%
lowest -€21,091 (2019)
-€4,051▼ €14,368
peak €156,836 (2016)
€79,071▼ 18.3%
€71,526▲ 3.3%
Board1 name since 2006
1 directorHans Simon Lucien Wouters
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €23,263 to €15,232Loss of €4,051Dividend €13,700Equity from €96,822 to €79,071Cash from €58,387 to €27,432
Key points
from the 2025 annual accountsChecked score
85
Excellent
Financially stronger than 50% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.2%▼ -0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 26 days late; 1 of the last 3 accounts late
Loss of €4,051 (financial year 2025)
lowers risk
Founded in 2006
Liquidity: current ratio 2.34, cash €27,432, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 66% of them on solvency, 70% on liquidity, 44% on profitability and 21% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as BELI & SOL has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BELI & SOL itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for BELI & SOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.34 (3.75 in 2024), above the usual 1.5. Short-term debt is 24.7% and cash 18.2% of total assets. 47.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
57 days late
2023
34 days early
2022
53 days early
2021
23 days early
2020
19 days late
2019
64 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884517957
Legal-form change · Resignations & appointments
Director in office: Hans Simon Lucien Wouters (director (not named in the articles)) · General meeting of 06-12-2023 · Gazette deed
First establishment
Rue Saint-Corneille,H.-M. 20, Beauvechain
Incorporation
published on 03-11-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELI & SOL Beauvechain | €150,597 | €15,232 | 52.5% | - |
| Brico Hafsa Brussels | €179,161 | €17,774 | 32.6% | - |
| Côté Verdure Solutions Walcourt | €121,459 | €11,358 | 48.3% | - |
| BOBINAGE TORREMANS Rijkevorsel | €203,730 | €23,230 | 96.1% | - |
| ACHTIS BENELUX Herk-de-Stad | €132,300 | €18,872 | 31.9% | - |
| DOETOE Harelbeke | €115,240 | €14,890 | 24.9% | - |
| V-TAS Turnhout Arendonk | €188,379 | €25,750 | 87.8% | - |
These companies have the same main activity as BELI & SOL: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €115,000 and €204,000, founded between 2001 and 2011.
Official details
Source: KBO- Status
- Active since 24-10-2006Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 5 others
- Establishment unit
- 2.157.519.4311320 Beauvechain, since 06-11-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 30-03-2026
Insights on BELI & SOL
BELI & SOL files the micro format. That format states no turnover. The gross margin fell from €52,643 in 2007 to €15,232 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELI & SOL
- What is the company number of BELI & SOL?
- The company number of BELI & SOL is 0884.517.957. The VAT number is the same number with BE in front: BE 0884.517.957.
- Where is BELI & SOL based?
- The registered office is at Rue Saint-Corneille,H.-M. 20, 1320 Beauvechain.Company details
- What does BELI & SOL do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of BELI & SOL?
- BELI & SOL is a private limited company (BV).
- When was BELI & SOL founded?
- BELI & SOL was founded on 24-10-2006.
- Is BELI & SOL still active?
- Yes, BELI & SOL is an active enterprise in the KBO register.
- What is the turnover of BELI & SOL?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €15,232 and 60 comparable companies (NACE 475). It probably lies between €85,000 and €400,000. It is a rough estimate.Financials
- Is BELI & SOL profitable?
- In financial year 2025, BELI & SOL made a loss of €4,051.
- Where can I find the annual accounts of BELI & SOL?
- BELI & SOL filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELI & SOL due?
- BELI & SOL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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