BELHAJ

Active

Private limited companyfounded 20242 yrs activeRue des Ponts 4, 4430 Ans, BelgiumKBO/BCE: BE 1012.874.790

Summary

BELHAJ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,776 and a net result of €70,776. The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

BELHAJActiveChecked score 66/100

Risk analysis Report Compare

What they do

Activity not known1 site

How big

€185,581turnover 2025

Equity: €73,776
Profit: €70,776

Financially healthy?

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.4%

Who decides

Accounts 1 d early0 of 2 deeds read

Why 66- 1 change of registered office in 24 months- Founded in 2024+ Liquidity: current ratio 2.99, cash €67,705+ Figures for FY 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 73% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 79

equity 53.6% of total assets

Liquidity 92

short-term debt 22.2% · cash 49.1%

Profitability 100

return on assets 51.4%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Liquidity: current ratio 2.99, cash €67,705 lowers the probability
1 change of registered office in 24 months raises the probability
Founded in 2024 raises the probability for this profile
Figures for FY 2025 (filed 30-07-2026) lowers the probability

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 2.99; short-term debt: 22.2% and cash: 49.1% of total assets), and 46.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 47%, liquidity 83%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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