BELGY CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of BELGY CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €3k and a net result of €3k. Its solvency ranks better than 13% of 27386 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency18
Growth-
Stability67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.06), and 91.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27386 sector peers (2025).
NBB · sector comparisonPosition among 27386 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€43k
Net result
€3k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €43k
Fixed assets
€1k
Current assets
€42k
Equity and liabilities €43k
Equity
€3k
Debt
€40k
Debt finances 91.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
8.1%
Current ratio
1.06
Quick ratio
1.06
Debt / equity
11.31
ROE
85.7%
ROA
7.0%
Interest coverage
4.84
Debt
€40k
Debt ≤ 1 year
€40k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€43k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€42k
Amounts receivable within one year40/41€42k
Trade receivables40€5k
Other amounts receivable41€37k
Cash at bank and in hand54/58€1
Equity and liabilities
Total equity and liabilities10/49€43k
Equity10/15€3k
Contributions10/11€500
Profit (loss) carried forward14€3k
Amounts payable17/49€40k
Amounts payable within one year42/48€40k
Financial debts43€840
Other loans439€840
Trade debts44€33k
Suppliers440/4€33k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€890
Other operating charges640/8€956
Gross operating margin9900€6k
Operating profit (loss)9901€4k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€1k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Komiteitstraat 46-522170 AntwerpenGround area
4,259 m²
Building footprint
3,808 m²
Volume, LiDAR
37,988 m³
2 parcels, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELGY CONSTRUCT
since 20242.365.502.772
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0010/00F003 | Flanders | 3,741 m² | 1 · 3,302 m² | 13.6 m · 4 fl. |
| 11422C0294/00R020 | Flanders | 518 m² | 1 · 506 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ramen Art
BE 0752.886.284
Sint-Niklaas · Eq €4k
MGR CONSTRUCT
BE 0724.553.574
Nivelles · Eq €3k
DATEIX RENOVATION
BE 0773.727.527
Anderlecht · Eq €3k
ISR COMPANY
BE 0783.344.680
Zaventem · Eq €4k
HCT INTERIEUR-RENOVATIE
BE 0688.588.746
Nijlen · Eq €3k
Of 7,248 companies in sector 43350 we hold annual accounts for 2,334. 807 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2024
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.