Skip to content

BELGOVER

Active
Public limited companyfounded 198640 yrs activeEssenhoutstraat 49, 2950 Kapellen, BelgiumKBO/BCE: BE 0428.459.391
Summary

BELGOVER has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €95,679 and a net result of €9,040. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BELGOVERActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Activity not known2 sites
Size
€183,543total assets 2026
Equity
€95,679
Profit
€9,040
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
BROPA · 25%
Board
1 member
Accounts 37 d early1 of 8 deeds read
Why 95- No main activity registered- Profit of €9,040 (FY 2026)+ Size: total assets €183,543+ Liquidity: current ratio 1.89, cash €159,417Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 77+9
equity 52.1% of total assets
Liquidity 77+5
short-term debt 47.5% · cash 86.9%
Profitability 75-7
return on assets 4.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +42.2% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -2.2% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▼ -1.1% vs 06-2025 08-2025: 0.1%▼ -2.3% vs 07-2025 09-2025: 0.1%▲ +12.8% vs 08-2025 10-2025: 0.1%▲ +32.0% vs 09-2025highest value 11-2025: 0.1%▼ -32.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -1.1% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -1.2% vs 06-2026 08-2026: 0.1%▼ -2.4% vs 07-2026 09-2026: 0.1%▼ -3.6% vs 08-2026 10-2026: 0.1%▼ -20.0% vs 09-2026lowest value
  • Size: total assets €183,543 lowers the probability for this profile
  • Liquidity: current ratio 1.89, cash €159,417 lowers the probability
  • No main activity registered raises the probability
  • Profit of €9,040 (FY 2026) raises the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.69 in 2025; short-term debt: 47.5% and cash: 86.9% of total assets), and 47.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 46%, liquidity 71%, profitability 57%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €183,543
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.89, cash €159,417
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Profit of €9,040 (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €95,679
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
37 d early
2025
11 d early
2024
7 d early
2023
115 d late
2022
14 d early
2021
18 d late
2020
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 20 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Appointment: Marleen Maria Van Hal (non-statutory…Power of attorney
  3. Weakest financial yearnet €9,040 ▼58.3%

Key points

  • Positive: 8 profitable years in a rowprofit 2026: €9,040 8 years View
  • New directorlatest change 01-07-2026 · 1 in office 1 joined View
  • Active since 1986founded 21-01-1986 40 years View

By topic

Financials

Fiscal year
2026
Total assets
€183,543
Profit
€9,040
Solvency
52.1%
Total assets▼ 8.4%
Net result
20192026
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-10-2027
  1. 24-09-2026Annual accounts filed
  2. 14-09-2026Appointment: Marleen Maria Van Hal (non-statutory director)
  3. 31-03-2026Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Founded
21-01-1986
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure